✨ Whakarāpopototanga o te AI
- I te tau 2026, ko ngā tūāpapa angitu ko ērā e tuku ana i ngā hua ka taea te matapae, te haumaru, me te tauine mā te whakakotahi i ngā Rautaki Hua Stablecoin me ngā anga DeFi tohunga.
- Kua kitea te tipu nui o ngā stablecoin, ā, kua eke te tapeke o te whakapaipai mākete ki te neke atu i te $300 piriona i te Hakihea 2025.
- Kua hurihia e te whanaketanga o DeFi hou ngā hua o te stablecoin mā te tuku aunoatanga atamai ake, te whakahaere mōrearea pakari, ngā otinga putea ka taea te whakarite, te urunga moni maha-mekameka, me te whakaurunga o ngā rawa o te ao tūturu.
- Ko ngā rautaki matua ko ngā Tauira Delta-Neutral, te Hua Hanganga Maha-Apa, ngā Awa Moni Whiwhi Stablecoin e Tautokona ana e te RWA, me te Tokenization Hua.
- Hei karo i ngā hapa noa pēnei i te ngoikore o ngā kirimana atamai me te koretake o te whakahaere moni, he mea nui kia mahi tahi me tētahi kamupene whakawhanake DeFi mohio.
E hiahia ana ngā kaipupuri moni ki tētahi hua e matapaetia ana. E hiahia ana ngā kaiwhakamahi ki tētahi hua haumaru. E hiahia ana ngā kaihanga ki tētahi hua tauine. Ko ngā tūāpapa ka toa i te tau 2026 ko rātou ka taea te whakatutuki i ngā mea e toru, ā, kei te mahi rātou i tēnei mā te whakakotahi i ngā Rautaki Hua Stablecoin kaha me ngā anga whakawhanake DeFi tohunga.
Mena ko tāu whāinga he hanga i tētahi hua e kukume mai ana i te pūtea mō te wā roa, i ngā hononga umanga, me te TVL whai tikanga, koinei ngā rautaki me mātau e koe.
I roto i tēnei tuhinga, ka kitea e koe ngā rautaki kua whakamātauhia e whakamahia ana e ngā kaihanga rongonui hei hoahoa i ngā hua hua stablecoin e tipu ana, e huri ana, e pupuri ana hoki i te uara.
He aha ngā rautaki hua o Stablecoin e piki haere ana i te tau 2026
Kua pakari ngā moni tūmau hei pou matua o te pūtea matihiko o te ao. I te Hakihea 2025, kua neke atu i te 300 piriona tāra te tapeke o te whakapaipai mākete, he pikinga mai i te 205 piriona tāra i te tīmatanga o te tau. E whakaata ana tēnei tipu i te whakamahinga pono puta noa i ngā kaiwhakamahi hokohoko, ngā kaihanga hangarau pūtea, me ngā umanga, kaua ki ngā huringa mākete whakapae.
Nā ngā mahi tauwhitinga i whakakaha ake tēnei kōrero. I piki ake te nui o ngā whakawhiti moni Stablecoin mā te 83% i te tau ki te tau, neke atu i te USD 4 trillion i te haurua tuatahi o te tau 2025. I te marama o Hepetema, kua eke te nui o ngā moni kua whakatikatikaina ia marama ki te $1.25 trillion, e whakaatu ana i te kaha o ngā utu, ngā tuku moni, ngā mahi moni, me ngā rerenga whakawhiti-rohe e whakamahia ana e ngā stablecoin.
I waenganui o tēnei panonitanga, ko te whanaketanga kaha o te DeFi kei te huri hei miihini i muri i ngā rautaki hua matatau me te pumau. Inaianei ka tukuna e ngā Stablecoins te 4% ki te 5% APY i runga i ngā papaaho matatika, ko ngā tikanga kua whakapumautia pēnei i a Aave me Compound e tuku ana i te 3% ki te 8% APY, me ngā reiti e rerekē ana i runga i te tono a te mākete me ngā tikanga taunaha. Ko ētahi otinga tiaki ka pānuitia he hokinga teitei ake. Ko tēnei utu hua mārama i runga i te peeke tuku iho ka waiho ngā stablecoins hei rawa taonga e tino ataahua ana mō ngā kamupene hangarau pūtea, ngā putea, me ngā umanga e rapu ana i te moni whiwhi i runga i te mekameka e matapaetia ana.
Ko te mea tino wehewehe i ngā hua o te stablecoin ko te āheinga ki te whakarite kaupapa. Mā te ara moni aunoa, te whakataurite anō i te putea i te wā tūturu, me te arorau utu ā-ture ka hoatu ki ngā pakihi ngā āheinga kāore e taea te whakataurite i ngā pūtea tuku iho. Ko tēnei ranunga o te aunoatanga whai hua me ngā hokinga whakamīharo te take e piki haere tonu ai te kaha o ngā rautaki hua o te stablecoin i a tātou e neke ana i te tau 2026.
Kei te hiahia koe ki te kite i te nui o ngā hua ka taea e tō pūhara stablecoin te whiwhi? Me tatau tātou.
Te Hanga a te Whanaketanga DeFi Hou i te Hua o Stablecoin
Kua tino hurihia e te whanaketanga o DeFi hou te āhua o te waihanga, te arotau, me te tuku i ngā hua o te stablecoin ki ngā kaiwhakamahi me ngā umanga.
- Ara Hua Aunoa Atamai Ake: Kei te whakamahi ngā tūāpapa hou i te aunoatanga atamai hei matawai i ngā mākete nama, ngā puna moni, me ngā whai wāhitanga whakawhiti-mekameka, ā, ka tere tonu te tuku i te pūtea ki ngā puna tino pai. Mā tēnei ka noho pai tonu ngā hua o te stablecoin ahakoa te tere o te hurihanga o ngā āhuatanga o te mākete.
- Ngā Pūnaha Whakahaere Mōrearea Kaha Ake: Mā ngā miihini pūtāhui matatau, ngā paparanga inihua kua hangaia ki roto, me te arorau whakakorenga aunoa ka tiakina ngā moni tāpui mai i te huringa ohorere o te mākete. Mā ēnei whakapainga ka āwhina i ngā tūāpapa hua ki te whakaputa hua pumau ake, ā, ka taea te matapae.
- Aunoatanga Putea Ka taea te Whakarite: Ka taea e ngā pakihi te whakahaere aunoa i te taurite anō, ngā utunga ā-ture, ngā nekehanga moni, me te arorau ara mā roto i ngā kirimana atamai ka taea te whakarite e te whanaketanga DeFi matatau. Mā ēnei āheinga ka whakangawari i ngā rerengamahi putea, ā, ka āwhina i ngā whakahaere ki te whiwhi moni pai ake.
- Te Uru ki te Moni Whakapūmau Maha-Mekameka: Ka taea e ngā Stablecoin te neke haere mārire puta noa i ngā pūnaha Ethereum, Solana, Tron, Base, me te Layer 2, ka huakina ngā whai wāhitanga hua hohonu ake, kanorau ake hoki. Mā tēnei ngāwari maha-mekameka ka whakaitihia te mōrearea o te papaaho, ka whakawhānui ake hoki i te pūmanawa moni whiwhi.
- Te Whakaurunga o te Hua o ngā Rawa o te Ao Tūturu (RWA): Ko ngā pire moni kua tohua, ngā puna nama umanga, me ngā taputapu mākete moni kua whakahaeretia inaianei ka whakaputa moni pono i runga i te mekameka mō ngā moni pumau. Ka hangaia he turanga ao tūturu mō te hua e kore e taea e ngā rautaki moni matihiko tuku iho te whakarato.
- Tautoko Hanganga Taumata-Whare: Kei roto i ngā papaaho hou ngā kōwae hanganga ture, ngā taputapu arotake, ngā puna moni kua whakaaetia, me ngā pūrongo kua rite mō te hinonga e whakakahangia ana e ngā ratonga whakawhanake DeFi tohunga. Nā tēnei taumata pakeketanga ka ātaahua ngā rautaki hua stablecoin ki ngā umanga, ngā pūtea, me ngā tīma taonga o te ao.
Mā ēnei whanaketanga ka nui ake te mohio, te ngāwari, me te whānui o ngā rautaki hua stablecoin i mua.
Ngā Rautaki Hua Stablecoin Matua e Whakamahia ana e ngā Kaihanga Matua
I te pakari haere o ngā rautaki hua o Stablecoin, kei te hono ngā kaihanga ki ngā huarahi e tautokona ana e te whanaketanga DeFi hou hei whakarato i te moni whiwhi i runga i te mekameka kia haumaru ake, kia mātau ake, kia tauine ake hoki.
- Ngā Tauira Delta-Neutral mō ngā Whakahokinga Mākete-Neutral
Ko ngā rautaki kore-taurite o te Delta te whiringa matua mō ngā kaihanga matatau nā te mea ka puta he hua me te kore e whakawhirinaki ki te ahunga o te mākete. Ka whiwhi ēnei tauira mai i ngā rerekētanga reiti pūtea kaua ki ngā huringa utu mā te whakataurite i te whakaaturanga roa me te tūranga ā-mua poto tonu. Ka tukuna e ngā tūāpapa e whakamahi ana i tēnei huarahi he hua pumau ahakoa i roto i ngā mākete hurihuri, ā, ka pai ake mō ngā whare taonga umanga e arotake ana i ngā hoa mahi mā roto i tētahi kamupene whakawhanake DeFi ngaio.
- Te Hua Hanganga Maha-Papa me te Whakawhiti
Kei te piki haere te whakamahi a ngā kaihanga tūāpapa i ngā tauira whakawhiti moni hei wehewehe i te hua ki ngā paparanga matua me ngā paparanga iti. Ka whiwhi ngā paparanga matua i ngā hua turanga e tika ana mō te moni penapena pumau, ko ngā paparanga iti ia ka mimiti i te pikinga hei utu mō te kaha pikinga teitei ake. Mā tēnei hanganga modular ka taea e ngā tūāpapa te whakatutuki i ngā kōtaha kaipupuri moni maha i roto i te miihini hua kotahi, ka whakapai ake i te whai huatanga o te whakapaipai me te wehewehenga kaiwhakamahi.
- Ngā Awa Whiwhi Moni Stablecoin e Tautokona ana e te RWA
Kua riro ngā rawa tūturu kua tohua hei tetahi o ngā puna hua pono rawa atu, inā koa mō ngā umanga e hiahia ana kia whai mana whakahaere. Mā te tautoko i ngā moni pumau me ngā Taonga Putea o Amerika, ngā taputapu mākete moni, te nama umanga rānei, ka puta he hokinga mōrearea mārama, iti hoki i roto i te awhe 4 ki te 5 ōrau. Nā te ranunga o te whakataunga i runga i te mekameka me te pumau o ngā rawa i waho o te mekameka, kua waiho ngā rautaki RWA hei whiringa matua mō ngā taonga putunga umanga me ngā kaiwhakahaere rahui DAO.
- Te Tohu Hua mō te Moni Whiwhi Pūmau me te Moni Taurangi
Mā te whakapūtanga hua ka taea te wehewehe i ngā putunga stablecoin ki ngā wāhanga matua me ngā wāhanga hua, ka hangaia he whiwhinga moni pumau me te whiwhinga hua rerekē mai i te rawa kotahi. Ko tēnei tauira, i tīmatahia e ngā kawa pēnei i a Pendle, ka āwhina i ngā umanga ki te maukati i ngā APY matapae, ki te whakapae rānei i ngā huringa hua ā muri ake nei. Ka kawea mai e ia he ngāwari me te whai hua ki te pūtea i runga i te mekameka, ā, kei te whakauru haere ngā tūāpapa i ngā ratonga whanaketanga DeFi motuhake hei tautoko i ēnei tauira hua kua whakapūtangahia.
Tikina he mahere hua kua rite ki te whakatinana, kua hangaia mō tō tauira pakihi
Ko ēnei rautaki e whā te paerewa ahumahi mō te hua o te stablecoin, e hoatu ana ki ngā kaiwhakaū me ngā umanga he ara mārama ki te hoahoa hua e whakakotahi ana i te haumaru, te aunoatanga, me te mahi pumau.
Ngā Rahunga Noa me te Hiahia mō tētahi Kamupene Whakawhanake DeFi Pūkenga
Kei raro nei ngā take tino noa e pakaru ai, e ngaro ai te moni whiwhi, e kore ai rānei e angitu ngā arotakenga o ngā tūāpapa hua stablecoin, e whakaatuhia ana i roto i tētahi ripanga koi, e rite ana mō te rūma poari.
| Momo Rahunga | He aha nga Mea Hoki | Te Paanga ki nga Kaupapa |
|---|---|---|
| Hanganga Kirimana Atamai ngoikore | Ngā kirimana kua tawhito, kua kore rānei i arotakehia | Ngā mahi kino, te mimiti o te moni, te ngaronga o te whakawhirinaki o ngā kaiwhakamahi |
| Kāore he Ara Tuku Aunoa | Ngā tohatoha ā-ringa, ā-pūmau rānei | APY iti iho, ngā whai wāhitanga kua ngaro, te whakataetae ngoikore |
| Te Whakahaere Wairewa Kino | Te taurite koretake o te puna kaukau, te whakamahere tango rānei | Te ngoikore o te moni whiwhi, te paheke nui ake, ngā moni kua mau |
| Te Kore o ngā Mana Whakahaere Mōrearea | Kāore he inihua, kāore he ārai whakakorenga, kāore he paepae hihiri | Ngā mate pōturi teitei, te hua kore pumau |
| Te Whakawhirinakitanga ki te Mekameka Kotahi | Ko te katoa o ngā moni e herea ana ki te mekameka kotahi | Te mōrearea o te wā kore mahi, ngā take taupū, te rerekētanga o te APY |
| Te Pūrongo me te Tātaritanga ngoikore | Kāore he papaaho, kāore anō kia oti ngā raraunga | Ka whakakahoretia e ngā umanga te tūāpapa nā te kore o te māramatanga |
| UX ngoikore / Whakaurunga | Ngā rerenga uaua, ngā mahi kāore i te mārama | He iti te pupuri, he teitei ngā reiti whakarērea |
| Kāore he Whakaritenga Ture | Kāore he kōwae KYC/AML, kāore he hoahoa rite-ture | Kāore e taea e ngā kiritaki umanga te whakauru |
He aha i hiahiatia ai he kamupene whakawhanake DeFi pūkenga mō ēnei rahunga
Mā ēnei ngoikoretanga auau ka kitea te take i tahuri ai ngā kaiwhakaū ki ngā tīma tohunga e tuku ana i ngā ratonga whakawhanake DeFi pono hei hanga i ngā tūāpapa e mahi ana i te tauine nui.
- Hei whakahaere aunoa i te ara tuku me te whakapai ake i te mahi APY mā te whakamahi i te whanaketanga DeFi matatau.
- Hei whakatinana i ngā taputapu tiaki mōrearea nui me te ārai i te whakakorenga.
- Hei whakauru i ngā RWA, te moni whakawhiti-mekameka, me ngā kōwae whakahaere.
- Hei tuku i ngā kirimana atamai haumaru, rite hoki ki te arotake, i hangaia e tētahi kamupene whakawhanake DeFi ngaio.
- Hei tautoko i te tutuki i ngā whakaritenga me te whakaurunga taumata-hinonga.
- Hei pupuri, hei arotau, hei whakapai ake hoki i te tūāpapa i te whanaketanga o ngā āhuatanga o te mākete
Mā te tohungatanga tika, ka haumaru ake tō hua moni matihiko, ka taea te whakawhānui ake, ā, ka tino kukume mai i ngā umanga.
Opaniraa
Kua noho te hua o te Stablecoin hei tētahi o ngā whai wāhitanga rautaki rawa atu i roto i te pūtea o ēnei rā, engari kāore te angitu e whakawhirinaki ana ki ngā whakaaro anake. Ko te hua pono e hiahia ana ki te hoahoa pakari, ngā rautaki aunoa, ngā whakaurunga whakawhiti-mekameka, te tautoko RWA, me te haumarutanga taumata-whare. Ehara ēnei i te āhuatanga ka taea e te nuinga o ngā tīma te hanga ā-roto, ā, ko ngā tūāpapa e ngana ana ka taka ki roto i te huringa kotahi o ngā rahunga, ngā koretake, me te ngaronga o te whakawhirinaki.
Koia te take kāore e taea te whiriwhiri i te hoa tika. Ka kawea mai e te kamupene whakawhanake DeFi mohio te hohonutanga hangarau, ngā anga mōrearea, me te hoahoa tauine e hiahiatia ana hei hanga i tētahi tūāpapa hua ka taea e ngā umanga te whakawhirinaki. Mā te aratohu tika, ka noho haumaru ake tō hua, ka whai hua ake, ā, ka tino hangaia mō te whakamahinga mō te wā roa.
Ki te hiahia koe kia tū motuhake tō rautaki hua moni pumau i te tau 2026, ko te huarahi tino whai hua ko te whakamahi i ngā ratonga whakawhanake DeFi ngaio mai i tētahi kaiārahi kua whakamātauhia - Antier. Kei te rite koe ki te hanga i tētahi tūāpapa hua moni pumau tino pai? Kōrero ki a Antier i tēnei rā.
