Te Hanga i tētahi Pūhara Tuku Moni Stablecoin mō te Ara o Amerika-Latin

Te mahi tahi a tētahi kamupene hangarau pūtea hou me Antier ki te whakarewa i tētahi tūāpapa tuku moni e whakamahia ana e ngā stablecoin, e taea ai te utu tere ake, iti iho te utu whakawhiti rohe i waenga i te Hononga o Amerika me Amerika Latina.

He tirohanga whānui mō te horopaki papamuri o te kaupapa

matatapu

matatapu

Ngā taipitopito kiritaki e tiakina ana i raro i te NDA kua hainatia
roanga

Hanuere 2024 – Pipiri 2025

marama 18
Headquarters

Austin, Texas, USA

Te mahi ki te ara o US–LATAM
ratonga

Hanganga Mutunga-ki-Mutu

Tohutohu Poraka · Rautaki Raihana · Mahere Hua · Whakawhanaketanga

Te whānuitanga o te whai wāhi

I te mutunga o te tau 2023, ka whakatata atu tētahi kaipakihi hangarau pūtea kua whai wheako ki te peeke o te ao ki a Antier me tētahi tirohanga mārama engari he wawata nui: te hanga i tētahi tūāpapa tuku moni e whakamahia ana e te moni pumau, kua hangaia hei tautoko i te ara utu nui mai i Amerika Latina ki Amerika Latina.

Ko te arotahi matua ko ngā hapori manene o Mehiko me Koromupia puta noa i Texas me Florida, he mea auau ngā whakawhiti whenua engari he nui te utu.

I te nuinga o te wā, e 5–7% te utu a ngā ratonga tuku moni tuku iho mō ia tauwhitinga, ā, e rua, e toru rānei ngā rā pakihi e pau ana mō te whakataunga. I whakapono te kiritaki ka taea e ngā stablecoin te whakapai ake i tēnei tauira mā te whakahohe i te whakataunga tata tonu me te whakaiti i ngā utu.

He ariā tino ātaahua.

Kāore te kiritaki i te mōhio me rēhita he FinCEN MSB i te taumata ā-motu, me ngā Raihana Tuku Moni takitahi (MTL) i ia kawanatanga e whakauru ana ngā kaiwhakamahi, kia taea ai te whakahaere i tētahi tūāpapa tuku moni stablecoin i te US. Nā tēnei kitenga i whakarerekē te rārangi wā me te tahua o te kaupapa.

Heoi, ahakoa kua whakauruhia e te kiritaki tētahi Delaware C-Corp, ā, kua whakaritea hoki e ia tētahi tuhinga ariā 40-whārangi i te tīmatanga, he maha ngā wāhanga nui i ngaro:

He rautaki whakahaere mō te whakahaere i tētahi tūāpapa tuku moni whakawhiti-rohe i te Hononga o Amerika

He hoahoa hangarau tauine ka taea te whakahaere i ngā whakataunga e hangai ana ki te poraka mekameka

He anga hanganga ture mō te aroturukitanga AML me te KYC

He rārangi wā whanaketanga tūturu me te mahere whakarewatanga

I te tīmatanga, i whakatau te kiritaki ka taea te whakarewa i te tūāpapa i roto i ngā marama e ono. Ko tētahi o ngā kawenga tuatahi a Antier ko te whakarato i tētahi mahere mahi pono hei huri i te ariā hei hua hangarau pūtea e tutuki ana i ngā whakaritenga, e rite ana ki te whakaputa.

Kei te whakaaro kē koe mō tētahi hua tuku moni stablecoin?

Kōrero mai ki a mātou tō ara raro. Mā mātou e kōrero atu ki a koe ngā mahi e hiahiatia ana mō te hanganga.

Nga Wero a te Kiritaki

Engari kāore i rite te ngāwari o te huri i tēnei whakaaro hei hua tūturu ki te whakaaro. He maha ngā wero hangarau, ture, me ngā wero whakahaere i mua i te whakarewatanga o te tūāpapa.

Mahere Ara Whakahaere Kaupapa

Wāhanga 1: Te Kimi me te Tohutohu

Hanuere 2024 - Pēpuere 2024
I tīmata te mahi tahi me tētahi tukanga kimi hanganga kua hangaia hei whakamana i te kaupapa puta noa i ngā āhuatanga hangarau, ture, me te arumoni. I whakahaerehia e Antier tētahi awheawhe mamao e rua ngā rā te roa me te kiritaki hei tātari i te ariā tuatahi me te tautuhi i ngā mōrearea pea.

Te whakaiti i te whānuitanga o ngā āhuatanga

He maha ngā āhuatanga matatau i roto i te ariā taketake:
Ko nga whakaurunga DeFi
Te tukunga tohu whakahaere
Ngā API utu kaihokohoko
Ngā kaupapa utu pono
Te mahi tuku moni whakawhiti-rohe
I tūtohu a Antier kia arotahi te Wāhanga 1 ki te miihini tuku moni matua me te putea kaiwhakamahi, me te whakaroa i ngā āhuatanga tāpiri kia oti rā anō te whakamana i te mākete. Nā tēnei i whakaiti i te uauatanga o ngā ture me te mōrearea whanaketanga.

Te Tāutu i te Āputa Ture

I te tīmatanga i whakapono te kiritaki mā te whakaurunga o tētahi hinonga i Delaware ka taea ai ngā mahi puta noa i te motu. I whakamārama a Antier ko te whakahaere i tētahi tūāpapa tuku moni me:
Te rēhitatanga o te Pakihi Ratonga Moni FinCEN (MSB)
Ngā Raihana Tuku Moni (MTL) i ia kawanatanga whakahaere
Nā tēnei kitenga i tino whakarerekē te rārangi wā o te kaupapa me te rautaki tutuki i ngā whakaritenga.

Ngā Tukunga Wāhanga 1

I te mutunga o te wāhanga kimi mahi, i tukuna e Antier tētahi Pūrongo Putanga Tohutohu, tae atu ki:
Te tātari āputa ture
Te whānuitanga hua Wāhanga 1 e taunakitia ana
Hanganga hangarau taumata teitei
Te wā whanaketanga e matapaetia ana
Rautaki raihana e whakatairanga ana i ngā kawanatanga matua
I riro tēnei pūrongo hei mahere whakahaere mō te kaupapa.

Wāhanga 2: Ara Whakahaere me te Raihana

Maehe 2024 - Hūrae 2024
I runga i te uaua o ngā ture utu o te US, i mahi tahi a Antier me ngā kaitohutohu ture hangarau pūtea motuhake hei ārahi i te tukanga raihana.

Rēhitatanga ā-Motu

Ko te taahiraa tuatahi ko te rēhita i te kamupene hei Pakihi Ratonga Moni me FinCEN. I oti te tukanga i roto i ngā wiki e ono, ā, i taea ai e te kiritaki te whakatū i tētahi turanga tutuki ture ā-motu, me te tīmata ki te whakawhanake i ngā pūnaha aroturuki AML.

Raihana Kawanatanga

Ko te turanga kaiwhakamahi matua o te kiritaki i arotahi ki:
Texas
Florida
Illinois
Ko ngā whakaritenga raihana o Texas e hiahiatia ana:
Tauākī pūtea kua oti te arotake
Ngā tuhinga mō te mahere pakihi
Here pūtāhui (te moni i whakatauhia i runga i te rahinga tauwhitinga e matapaetia ana)
Ngā whakaaturanga pūtea a te kaiwhakahaere
Ngā tuhinga mō te kaupapa AML/KYC
I whakaaetia e Texas te raihana i te marama o Hepetema 2024, ā, i muri mai ka whakaaetia i Florida me Illinois i muri mai i taua tau.

Whakatau Rautaki mō te Whakauru ki te Mākete

I āta whakaroahia te tukanga BitLicense o Niu Ioka nā te uaua me te roanga o te arotakenga o te 12–24 marama. Engari, i tūtohu a Antier kia whakarewahia tuatahitia ki Texas me Florida, te wāhi i tino kaha ai te turanga kaiwhakamahi.

Wāhanga 3: Te Tātari Pakihi me te Maukati Whānui

Paenga-whāwhā 2024 - Pipiri 2024
I te wā e arotakehia ana ngā tono raihana, i whakahaerehia e te tīma Tātari Pakihi a Antier ngā awheawhe whakaritenga taipitopito e kapi ana i:
Ngā rerenga kaiwhakamahi me te arorau tauwhitinga
Ko nga whakauru tuatoru
Te hoahoa o te papa whakahaere
Ngā rerengamahi aroturuki i ngā tutukitanga
Ngā whakaritenga hanganga me te wā mahi
Tekau mā whā katoa ngā wāhanga whakaritenga hanganga i whakahaeretia.

Ngā Whakataunga Hua Matua

Ko te taahiraa tuatahi ko te rēhita i te kamupene hei Pakihi Ratonga Moni me FinCEN. I oti te tukanga i roto i ngā wiki e ono, ā, i taea ai e te kiritaki te whakatū i tētahi turanga tutuki ture ā-motu, me te tīmata ki te whakawhanake i ngā pūnaha aroturuki AML.

Ngā Tukunga Wāhanga BA

I mutu te wāhanga BA me:
He rarangi whanaketanga matua kua whakaritea
Ngā Whakaritenga Pūmanawa Waitohu (SRS)
87 ngā kōrero a ngā kaiwhakamahi me ngā paearu whakaae

Wāhanga 4: Whanaketanga

Hōngongoi 2024 - Hui-tanguru 2025

I tīmata te whanaketanga me tētahi tīma maha-mahi o ngā miihini 11, tae atu ki ngā kaiwhakawhanake papamuri, ngā miihini poraka mekameka, ngā kaiwhakawhanake pūkoro, ngā tohunga papamuri, me ngā miihini DevOps.

E rua wiki te roa o ngā oma tere a te tīma, me ngā whakaaturanga auau mā te kiritaki.

Hanganga Pūhara

I hangaia te pūnaha mā te whakamahi i tētahi hoahoa ratonga moroiti i hangaia hei tautoko i te tauine me te aroturukitanga ture.

Tāpae Hangarau

Poraka:Faahororaa poraka

Pito Whakamuri::

Tono Tono:

Papatohu Kaiwhakahaere:

Paerewa:

Paparanga Keteroki:

Te Hangahanga:

Wero Whakawhanake: Tautuhi Anō i te Hoahoa

E toru wiki ki muri i te whanaketanga, i kitea e te kaihoahoa poraka matua a Antier ngā mōrearea whakaroa i roto i te hoahoa kirimana atamai tuatahi. I hangaia anō te hoahoa mā te whakamahi i ngā wāhitau i ahu mai i te kaupapa Solana me te arorau escrow, hei whakapai ake i te pono o ngā tauwhitinga. I tāpirihia e te hoahoa anō tata ki te rua wiki ki te maramataka, engari i ārai i ngā take nui ake i te wā whakamātautau i muri mai.

Ngā Whakaroa o te Whakaurunga a te Rōpū Tuatoru!

I roa ake te whakaurunga ki te kaiwhakarato KYC i te mea i whakaarohia nā te mea he iti noa ngā herenga reiti pouaka onepu kāore i tuhia. I whakatinanahia he otinga keteroki hei whakau i ngā tono manatoko.

Wāhanga 5: Arotake Haumarutanga me te Whakapūmau Kounga

Maehe 2025 - Paenga-whāwhā 2025

I te otinga o te whanaketanga, ka uru te tūāpapa ki tētahi wāhanga whakamātautau hanganga me te arotake haumarutanga. Ko ngā whakamātautau i whakaurua ki:
Te whakamatautau mahi
Te whakamatautau whakamuri
Te whakamana tautukunga
Te whakamātautau mahi
I whakahaerehia e tētahi umanga haumarutanga tuatoru tētahi arotake kirimana atamai. Kāore i kitea e te arotake he ngoikoretanga nui, ā, e rua ngā take taumaha-waenga i whakatauhia i roto i ngā rā e rima.

Nga Hua Mahinga

I whakaū te whakamātautau kawenga ka taea e te tūāpapa te tukatuka:
150 ngā tauwhitinga ōrite, kāore he hekenga o te whakaroa, e nui ake ana i te tono whakarewatanga e matapaetia ana

Wāhanga 6: Whakarewa Pilot

kia 2025

I whakarewaina tētahi kaupapa whakamātautau whakahaeretia me te 500 kaiwhakamahi i karangatia puta noa i Texas me Florida.
I te tīmatanga i whakatakotoria ngā rohe tauwhitinga ki:
$ 500 mo ia tauhokohoko

$ 2,000 ia marama

Te Mahi a te Pairati

I roto i te wā whakamātautau e whā wiki te roa:

2,340 ngā whakawhitiwhitinga i tukatukahia

$410,000 te nui o te moni tuku

Te wā whakataunga toharite: 38 hēkona

Te utu toharite: 1.2%

Ko te tikanga, e 5–7% te utu a ngā kaiwhakarato tuku moni tuku iho i te ara kotahi mō ia whakawhiti.

Wāhanga 7: Whakarewatanga Katoa a te Iwi

Pipiri 2025
I whakatuwheratia te tūāpapa mō te rēhitatanga tūmatanui i te Pipiri 2025, tata ki te 18 marama i muri i te wāhanga tuatahi o te tūhuratanga.
I roto i ngā wiki tuatahi e rua:
1,800 ngā kaiwhakamahi kua manatokohia kua whakaurua
$900,000+ ngā tauwhitinga whakawhiti-rohe kua tukatukahia

Kua whakaritea ia wāhanga. He mea āta whakamahere ia taahiraa. Ka taea hoki tōu.

Whakarāpopototanga o te Wātaka Kaupapa

WaahiTukunga matua
Te Kimi me te TohutohuHanuere 2024 - Pēpuere 2024Tātaritanga ture me te hoahoanga
RaihanaMaehe 2024 - Hūrae 2024Ngā tono FinCEN MSB + MTL
Analysis PakihiPaenga-whāwhā 2024 - Pipiri 2024SRS + rārangi mahi
whanaketangaHōngongoi 2024 - Pēpuere 2025Te hanganga o te papaaho
Haumarutanga HaumaruMaehe 2025 - Aperira 2025Arotake kirimana atamai
Whakarewa Whakaterekia 2025500 ngā kaiwhakamahi, $410K te rahinga
Whakarewatanga ā-IwiPipiri 2025kaiwhakamahi 1,800

Ngā Hua me ngā Inenga Matua

Te Whakaata Whakaata

E whakaatu ana tēnei kaupapa i ngā āhuatanga tūturu o te hanga hanganga hangarau pūtea kua whakahaeretia. Ko te whakarewatanga o tētahi tūāpapa utu e whakahaerehia ana e te moni pumau he nui atu i te whanaketanga pūmanawa anake. He rite tonu te hiranga o te tutuki i ngā ture, te rautaki raihana, te hoahoa hoahoa, me te rite o te mahi.

I kitea te whakatau nui i te tīmatanga o te mahi tohutohu a Antier. Mā te whakahou i ngā tumanakohanga a te kiritaki me te hanga i tētahi mahere ture me te hangarau whai hua, i āwhina te tīma ki te huri i tētahi ariā tīmatanga hei tūāpapa tuku moni whakawhiti-rohe e tutuki ana i ngā whakaritenga ka taea te tukatuka i ngā tauwhitinga tūturu. Tekau mā waru marama i muri i te wāhanga kitenga tuatahi, i angitu te whakarewatanga o te tūāpapa, ā, i tīmata ki te mahi ki ōna kaiwhakamahi tuatahi puta noa i te ara o te Hononga o Amerika – Amerika Latina.

Tīmatahia he kōrero ki a Antier

Hono atu ki ā mātou kaiārahi tohutohu me te hangarau hei whakawhānui i tō panonitanga mamati mai i te arotake hoahoanga ki te whakatinanatanga whakaputa.




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