✨ Pfupiso yeAI
- Maitiro ekukweretesa eDeFi akawedzera nemadhora mabhiriyoni makumi matatu emadhora, zvichiratidza kukwira kukuru kubva muna Ndira 2021.
- Kukura uku kunoratidza kuti kune hupfumi hwakawanda mumakambani emari, zvichipa mikana yakasiyana-siyana yakaita sekutanga zvikwereti nekukurumidza, sarudzo dziri nani dzekukweretesa, uye kuona pachena mwero wemubereko.
- Zvisinei, njodzi dzakadai sekusagadzikana kwemusika, chikwereti, mari, uye tekinoroji zvinofanirwa kutarisirwa nekungwarira kudzivirira kurasikirwa nemari uye kutyorwa kwekuchengetedzwa.
- Maitiro akadai sekubhadharana zvakanyanya uye kupa zvinokurudzira zvinogona kuderedza njodzi idzi.
- Pakupedzisira, mapuroteni ekukweretesa eDeFi anopa puratifomu inosanganisira yese yekukweretesa nekukwereta, zvichida dhizaini nekuvandudzwa kwakanyatsonaka kuti ive nechokwadi chekuti nzvimbo yakachengeteka.
Sekureva kweDeFiPulse.com , mari inosvika mabhiriyoni makumi matatu emadhora yakavharwa muzvirongwa zveDeFi Lending. Kubva muna Ndira 2021, nhamba iyi yakwira zvakanyanya ($7.25bn kusvika $30 bhiriyoni). Izvi zvinoratidza kuti DeFi lending ndeimwe yezvikamu zvinovimbisa zvikuru zveDecentralized finance. Heano njodzi nemikana.
Mikana
Loan origination
Kurongeka kwechinyakare kwekukweretesa nekukwereta kunononoka uye kunodhura nekuda kwekubatanidzwa kwevanopa mazano vakawanda. Sezvo nzira yekukweretesa yeDeFi ichitungamirirwa ne blockchain, inoita kuti chikwereti chitange nekukurumidza nenzira yakachengeteka, yakajeka, uye yakavimbika.
Mikana yekukweretesa iri nani
Inotungamirwa neblockchain, DeFi maprotocol akavhurirwa munhu wese. Nekudaro, chero munhu anogona kuve mukweretesi uye mukwereti pane DeFi yekukwereta protocol.
Analytics
Maitiro echinyakare emabhanga ekukweretesa haasi pachena uye mari dzemhindu dzinonyanya kutariswa nemabhanga. Nekudaro, maprotocol ekukweretesa eDeFi akagadzirwa nenzira yekuti kupihwa uye kudiwa kunongoona mareti emubereko. Nekuda kweizvozvo, hapana kukanganisa kwemhindu kunoitika.
ngozi
1. Njodzi yeMusika - mitengo ye cryptocurrency inochinja-chinja zvakanyanya uye kuchinja-chinja kwemitengo kwe30% mumaawa makumi maviri nemana kunowanzoitika. Vanoita mabasa ekukweretesa DeFi pamwe nevatori vechikamu vanorasikirwa nemari nekuda kwekusagadzikana kwakanyanya.
Market Risk Management
2. Njodzi Yechikwereti – Munguva yekukweretesa, zvibvumirano zvakangwara zvinoita kuti huwandu hwematoni X kubva kumukweretesi huendeswe kumukweretesi hupfuure. Mushure menguva yakati, mamwe matoni Y anodzoserwa kubva pakero yemukweretesi kuenda pakero yemukweretesi. Zvisinei, kana panguva yekutengeserana, mari yechikwereti yemukweretesi iri pasi peY, kutengeserana kwacho kuchakundikana. Iyi injodzi huru yechikwereti.
Chikwereti Risk Management
Over-collateralization ndiyo imwe nzira yekugadzirisa njodzi yechikwereti. Nepo ichivharira hupfumi, inoshandura njodzi yechikwereti kuita njodzi yekushomeka. Chaizvoizvo, kana mukwereti akavhara mari yake muDeFi yekukweretesa protocol, anosiya kodzero yekutengesa ma tokeni akakiiwa nemutengo wesarudzo yake.
Zvakare, kuona iyo collateral reshiyo idambudziko rakakura. Kana musika uchichinja kana mwero wekuchinjana pakati pematokeni maviri uchisiyana zvakanyanya, kuverenga chiyero chechibvumirano chinova chakaoma. Muchiitiko chakadaro njodzi yemusika inoshanduka kuita njodzi yechikwereti.
Maprotocol ekukweretesa eDeFi akagadzirwa paEthereum blockchain anogona kutarisana nekunonoka kwekutengesa kunonoka. Zvinogona kuitika kuti kudzoserwa kwechikwereti kana kuvharwa kwechibatiso hakuitike nenguva. Izvi zvinogona kuisa mukweretesi kurasikirwa uye muenzaniso wenjodzi yetekinoroji ichishandurwa kuita njodzi yechikwereti. Nekuda kweizvozvo, iyo DeFi yekukweretesa protocol inofanirwa kugadzirwa uye kuvandudzwa nenyanzvi kuti ive nechokwadi chekuti hapana mikaha iripo.
3. Njodzi yeLiquidity - Sezvakakurukurwa, vatori vechikamu veDeFi lending protocol vanosangana nenjodzi dzeliquidity kana vasingakwanise kuwana zvikwereti munguva yakakodzera kana nemutengo unonzwisisika. Kuvharwa kwema "collateralized token" inyika umo vanokwereta vanotarisana nenjodzi yeliquidity.
Manage Liquidity Risk
Kuti ukunde izvi, DeFi yekukweretesa protocol inogona kupa vatengesi zvimwe zvinokurudzira zvematokeni avo akakiiwa sechibatiso.
4. Njodzi yetekinoroji - Nezvibvumirano zvakangwara kunouya njodzi yetekinoroji. Zvimwe zvacho zvinobva mumatambudziko ekukwanisa kukura kwe blockchain, izvo zvinogona kukonzera kunonoka kwekutengeserana kuripo uye kushandura njodzi yetekinoroji kuita njodzi yechikwereti. Pamusoro peizvi, zvikanganiso zvekunyora makodhi zvinogonawo kugadzira nzvimbo dzakapfava kune ma hackers kushandisa zvibvumirano zvakangwara nekuba mari.
Manage Technology Risk
Njodzi dzetekinoroji dzinogona kudzikiswa chete nekugadzira iyo DeFi Lending protocol pane scalable blockchain. Pamusoro peizvozvo, yakawedzera smart kontrakiti yekuongorora inofanirwa kuitwa.
Kupedza:
Pakupedzisira, maprotocol ekukweretesa eDeFi anogonesa nharaunda isina mvumo kuti chero munhu atore chikamu mukukweretesa nekukwereta. Kunyange paine mikana yakakwana, njodzi zvakare yakakwira uye iyo inogona kudziviswa chete nekuona yakanyatso fungwa dhizaini uye nekungwarira kuvandudza kweDeFi Lending protocol.
KuAntier Solutions, tinoita shuwa kuti chigadzirwa chega chega che blockchain chatinogadzira chinoedzwa uye chinoongororwa nechitendero. Tinopa mhinduro dzakagadzirirwa kuvandudzwa kwepuratifomu yekukweretesa yeDeFi , tichibatsira makambani matsva nemasangano akasimbiswa kutanga mapuratifomu ekukweretesa eDeFi anoshanda zvakanaka anoenderana nemhedzisiro.
Bata nenyanzvi dzedu dzenyaya kuti ugovane zvaunoda zvebhizinesi.
