✨ Pfupiso yeAI
- BPCE, boka guru remabhanga ekuFrance, rakatanga mabasa ekutengeserana kwemari yecrypto kune vatengi varo vekutengesa, vachishanda mumusika wemari yecrypto uri kukura muFrance uko 12% yevanhu vane mari yecrypto.
- Nekuziva kwe84% yemari yecrypto muFrance, BPCE ine chinangwa chekugutsa kudiwa kuri kuwedzera kwemari ye crypto.
- Kuchinja uku kunoreva kuchinja kwekubatanidza masevhisi e crypto mukati mehurongwa hwebhangi hunodzorwa.
- Antier, kambani inotungamira mukugadzira shanduko dzemari dzedhijitari, inopa mhinduro dzakagadzirira MiCA dzekubatsira mabhizinesi kushandisa nhungamiro dzakaoma dzemitemo zvinobudirira.
- Kutevedzera mitemo yeMiCA kunosanganisira kutarisa kushandiswa zvisina kunaka kwemusika, kuchengetedza vanhu vari kure, kutevedzera mitemo yekufamba, uye kusimbaradza mashandiro eDORA.
Banque Populaire Caisse d'Epargne ( BPCE ), boka guru remabhangi ekuFrance, rakatanga mabasa ekutengeserana kwe crypto kutanga musi wa8 Zvita 2024, richinanga vatengi vekutengesa vanosvika mamiriyoni gumi nemaviri muna 2026. Masangano anotongwa nemutemo muFrance haasi kuyedza mvura asi ari kunyura mairi. Uye sei vasingazo…
- Vanhu vekuFrance vanosvika mamiriyoni 6.5 (12% yevanhu) vaive ne cryptocurrencies muna 2024.
- France, ine ruzivo rwe 84% rwe crypto, iri pakati penyika shanu dzepamusoro muEurope (EU) maererano nehuwandu hwese hwakagamuchirwa, hwaive $180.1 bhiriyoni pakati paChikunguru 2024 naChikumi 2025.
- Munhu mumwe chete pavanhu vashanu vekuFrance anoti achasiya mabhangi kuti aende kumasangano "anochengetedza mari yedhijitari".
Zvakaitwa neBPCE zviri nyore asi zvine musoro. Vakaunza software yekuchinjana mari ye crypto mumabhanga akarongeka, mitengo, kutongwa, uye kuongororwa sezvimwe zvigadzirwa zvemari. Bitcoin, Ethereum, Solana, uye USDC zvakaiswa zvakananga mubhanga app, zvichitsigirwa nemari ye €2.99 pamwedzi uye 1.5% makomisheni.
"Masangano emari anononoka haasi kungwarira, asi ari kurega kukosha kwawo."
Nei MiCA-Ready White Label Crypto Exchange iriyo nzira chete ine musoro muna 2026
Kutanga puratifomu yesoftware yekuchinjana mari yedhijitari inoenderana nemutemo kubva pakutanga kunowanzo tora mwedzi 12-18 uye kunodhura $500k kusvika $1 miriyoni kana kupfuura. Nhamba iyi haisanganisirwe nemari dziri kuenderera mberi dzinosanganisira ongororo yekutevedzera mitemo, ongororo dzekuchengetedza, maturusi ekutarisa, kubatanidzwa kwekuchengetedzwa kwevatengi, uye kubatanidzwa kwevatongi. Kune MiCA greenlight, mabhizinesi anofanirwa kufunga nezve zvese izvi vasati vatanga sezvavanoongorora zvinhu izvi.
Mhinduro dzekuvandudza shanduko dzemari dze crypto dzinoita kuti nguva ino isvike pamazuva makumi matanhatu uye dzinodhura zvishoma pane mutengo wekuvandudza. Mabhizinesi nemasangano emari havafanirwe kurasikirwa nekutonga kwemasangano kana kuva muridzi wechiratidzo pavanenge vachishandisa mhinduro idzi. Nekuvandudzwa kwekutengeserana kwemari, kuchengetedza, kutonga, uye kunyorwa kwemazita emakambani, chiremera chinogona kuramba chiri mumasangano.
"45% yezvikumbiro zveMiCA zvinorambwa nekuda kwekusakwanisa kutariswa, kuchengetwa kwevana, kuparadzaniswa, kana kusimba kwekushanda."
Antier, kambani inotungamira mukugadzira shanduko dzemari dzedhijitari , inopa mhinduro yakagadzirira kushandiswa yeMiCA inobatsira mabhizinesi kufamba nemirairo yakaoma.
Sei Kunyoresa PSAN Kusina Kukwana Pakutanga Crypto Exchange muFrance?
PSAN ihurumende yenyika inochinja-chinja muFrance. MiCA ikozvino ndiyo mvumo yekugumisa nyika yeCASPs muEU yese. Kunyoreswa kwePSAN kuripo kunogona kuramba kuripo chete munguva yekuchinja kweMiCA (kusvika 30 Chikumi 2026), zvichienderana nemvumo yeMiCA.
| divi | PSAN (France - Hutongi hweChinjo) | MiCA (Muganhu weEU-Wide) |
|---|---|---|
| Chikamu Chekutonga | France chete kunyoresa kwechinguvana (kunyura kwezuva) | Mvumo yeEU yese ine kodzero dzepasipoti |
| Kudzora Kushandiswa Zvisina Kunaka Kwemusika | Zvishoma, zvakanyanya kuita zvinhu nenzira yakatarwa (mitemo yeMiCA isati yasvika) | Kuongororwa uye kushuma zvinosungirwa kuitwa panguva chaiyo (Arts. 87–92) |
| Mitemo Yekuchengeta Mwana | Kupatsanurwa kunodiwa, asi kwete kubhuroka-kure nekugadzira | Kusagadzikana-kure, kupatsanurwa kwemari kuburikidza neketani (Art. 70) |
| Humbowo hweZvipo | Hazvina kurairwa; kusarudza kana kuzvidira | Zvinotarisirwa nevatongi, vaongorori, uye vatengi vemasangano |
| Mhosva yeKunyorwa kweChiratidzo | Mupi wemubhadharo akaganhurirwa uye mutoro wepuratifomu | Exchange ine mutoro wakazara wezvinhu zvakanyorwa uye zvakaburitswa pachena (Arts. 4–15) |
| Kutevedzwa kweMitemo Yekufamba | Hazvishandiswi pachivanhu padanho reprotocol | Kutevedzwa kwemutemo weNative IVMS-101 kunodiwa |
| Operational Resilience | Zvinotarisirwa pakuchengetedzwa kwenyika muIT (DORA isati yasvika) | Nguva yekushanda yakarongeka neDORA, kupora panjodzi, uye kupindura pazviitiko |
| Audit Readiness | Kutarisirwa nguva nenguva, kunotungamirirwa nezviitiko | Kuongororwa kunoramba kuripo, kwevatongi kana vachida |
| Makwikwi eMarezenisi | Muganho wepasi wekupinda; huwandu hwakawanda hwevanyoresa | Kubvumidzwa kushoma nekuongororwa kwakawedzerwa kwevatariri |
| Strategic Value | Kuenderera mberi kwekutevedzera mitemo kwechinguvana | Kuwanikwa kwemusika weEU kunoenderana nemari inowanikwa uye kunowedzera mukana wekuwana mari kubva kumakambani anotengesa zvinhu |
Zvinorevei chaizvo kuti "MiCA-Ready White Label Cryptocurrency Exchange"?
- Kuongororwa Kwekushandiswa Zvisina Kunaka Kwemusika (MiCA Articles 87–92)
MiCA inoita kuti software yekutsinhana mari yedhijitari ive nemhosva yepamutemo yekuona nekuzivisa nezvekunyengedzwa kwemusika uye kutengeserana zvisiri pamutemo. Izvi zvinosanganisira kutengesa zvinhu zvisiri pamutemo, kunyepedzera, kushandisa mari, kugadzirisa mitengo, uye kuyerera kwemari zvisiri pamutemo kwemadhora $40.9 - $51 bhiriyoni (2024).
Software yekuchinjana mari ye cryptocurrencies yakagadzirwa neMiCA inosanganisira injini yekutarisa panguva chaiyo yakafanana neyakagadzirwa pamusika wekare. Mabasa anofungirwa anoonekwa otomatiki, mishumo inogadzirwa ipapo ipapo, uye nzira dzekuongorora hadzichinji.
Kana AMF ikabvunza kuti, “Chii chakakonzera kukwira kwemutengo uku?” sisitimu inofanira kupindura nekukasika, kwete mushure mekuongorora nemaoko.
- Kubhuroka-Kuchengetedzwa Kwevanhu Kure & Kupatsanurwa Kwemidziyo (Chinyorwa 70)
Mushure meFTX, MiCA inorayira kupatsanurwa kwakasimba kwemidziyo yevatengi kubva kumari yemakambani. Kusanganisa midziyo yemakambani hakusisiri nyaya isina musoro sekureva kwemitemo yeFrance asi kutyora mitemo. Nemari inodarika €26 bhiriyoni mumari ye crypto yemumba yeFrance, kukundikana kuchengetedza makambani ikozvino kune njodzi yekuzivikanwa kwekambani.
Mapuratifomu esoftware ekutsinhana machena emhando yemasangano anosimbisa kupatsanurwa kwema "on-chain separate" padanho re ledger uye anotsigira "Proof of Reserves" ye cryptographic achishandisa Merkle trees. Zvinhu zvevatengi zvinoramba zviripo kunyangwe mushandi, mupi, kana mumwe wevanoshanda navo akakundikana. Saka kuchengetedzwa kwemari ye cryptocurrency kunofanirwa kurarama nekusakwanisa kubhadhara, kumatare edzimhosva, uye kukundikana kwemupi, nekugadzira.
- Kutevedzera Mutemo weKufamba kweVanhu Vemuno
MiCA haishande yoga. Mutemo weEU weTransfer of Funds Regulation (TFR) unoda kuti ruzivo rwemunhu rufambe ne crypto transfers munzvimbo 99.
Software yekuchinjana mari ye crypto yakagadzirwa neMiCA inoisa mameseji eIVMS-101 zvakananga mukubvisa mari. Kutengeserana kusina ruzivo rwevabatsiri kunomiswa otomatiki. Makambani akarambidzwa anovharwa munguva chaiyo. Izvi zvinokosha nekuti kukundikana kweAML kwakatokonzera $1.23 bhiriyoni muzvirango zvemutemo zana nemakumi matatu nepfumbamwe kutanga kwa2025.
- DORA-Kusimba Kwekushanda Kunoenderana Nezvinodiwa
Masangano ekuFrance ari pasi peDORA, iyo inoona kushaikwa kwemabasa sekukundikana kutevedzera mitemo, kwete kusawirirana kweIT. Nekuongororwa kwemitemo kwakakwira neanopfuura 60% mune mamwe misika yeEU, nguva yekushaikwa kwemabasa ikozvino ine mhedzisiro yemutemo. Kana puratifomu yako yekutengesa ikava rima, rezinesi rako riri panjodzi.
Kugadzirwa kwesoftware yekuchinjana kwemari ye crypto kunofanirwa kuratidza:
- Kuchengetedzwa kwakabatana neISO 27001
- Zvivako zvekugadzirisa zvinhu zvinopisa kana zvinodziya
- Zvirongwa zvekugadzirisa njodzi zvakaedzwa
- Magwaro emhinduro dzezviitiko
"Kana puratifomu yako yekutengesa crypto ikava rima, rezinesi rako ndiro riri panjodzi."
- Kugamuchirwa kweToken & Kurongeka kweZviratidzo (Zvinyorwa 4–15)
Pasi peMiCA, software yekuchinjana mari yedhijitari ndiyo ine basa rekutarisira zvinhu zvavanenge vanyora. Izvi zvinodzivirira kusatevedzera mitemo netsaona, chikonzero chinowanzo shandiswa pakuramba chikumbiro cheMiCA.
Puratifomu yesoftware ye "white label exchange" inotevedzera mitemo inosimbisa mashandiro ekunyora magwaro anosanganisira kubatana kwe "whitepaper", kubvumidzwa kwemukati, uye kushanda kwakavakirwa pamitemo. Mumagadzirirwo akadaro e "turnkey exchange", ma "token" haagone kubvumidzwa pasina magwaro emutemo.
"Kana ukanyora pasi, unenge uine njodzi yacho. Software yekuchinjana ma "white label" inofanira kuita kuti zvisakwanise kukanganwika."
Mubatsiri wako weWhite Label Exchange akagadzirira MiCA zvechokwadi here?
Vasati vazvipira kukambani inogadzira shanduko dzemari dzedigital, vanhu vanoita sarudzo vanofanira kukumbira mhinduro dzakajeka:
- Kuongorora: Kuonekwa kwekushandiswa zvisina kunaka kwemusika kunoongororwa otomatiki here?
- Segregation: Zvinhu zvevatengi zvinoparadzaniswa zviri pachena here?
- Kuita pachena: Ruzivo rwepamberi nepashure pekutengeserana runogona kugadzirwa ipapo ipapo here?
- Kutsigira: Puratifomu yeDORA yakabatana here neSLA dzekudzoreredza?
- Mutemo weKufamba: Kutevedzwa kwemutemo weIVMS-101 kwakabva kupi, kwete kusimbiswa here?
Kana mhinduro yechimwe chezvizvi iri yekuti “tichabatana gare gare,” ibva ipapo.
Sei Masangano Emari Achifanira Kubatanidza kana Kutanga Software Yekuchinjana Mari yeCrypto muna 2026?
Kutengeserana kwemari yedhijitari hakusisiri chinhu chekufungidzira. Kuchengetedza, muripo, uye zvivakwa zvedata. Kana midziyo yedhijitari ikaramba iri pachikuva, pamwe chete nemidziyo yechinyakare, kubatanidzwa kunowedzera.
Kana zvigadzirwa zvine chekuita ne crypto zviri mukati memapurogiramu emari anovimbwa nawo, kushandiswa kunotevera.
Kana mitemo yaiswa mu tekinoroji, kukura kunova kunodzivirirwa.
Kune masangano eFrance anotongwa nemutemo, mubvunzo hausisiri wekuti kutengeserana kwe crypto kuri mukati me ecosystem yako here, asi kuti vanogona kutanga nekukurumidza sei vasina kukanganisa mitemo netekinoroji.
Matambudziko ekutonga anotanga…
Kusvika pakutanga kwegore ra2025, France yakanga yangopa mvumo yeMiCA sere chete , zvichienzaniswa neGermany makumi maviri. Zvikumbiro zviri kuwedzera zvakanyanya, uye 75% yeVASP dziripo dziri panjodzi yekurasikirwa nekushanda kana nguva dzekuchinja dzapera.
Saka, marezenisi asati azara, vanotanga kutengeserana vanofanira kuwana pfungwa dzevatongi, kuvimbika kwevashandisi, uye mabhenefiti ekugovera. Vanononoka havazokwanisi kutenga mukana uyu zvakare. BPCE yawana; inotevera inogona kuva iwe.
Sei Masangano Akasarudza Antier Kutanga MiCA-Ready Crypto Trading?
Mabolt-ons nekuyedza hazvishandi paMiCA. KuAntier, tinopa software yekuchinjana cryptocurrency ye "compliance-first white label" , yakagadzirirwa masangano asingakwanise kubhadhara zvisakarurama.
Puratifomu yedu yekutsinhana crypto yakagadzirwa neMiCA yakagadzirirwa:
- Mabhangi nemasangano emari vari kusimudzira mashandiro kubva kuPSAN kuenda kuEU yese
- Vatariri vezvinhu uye ma fintech kutsvaga kugoverwa kwe crypto kunotevedzera mitemo
- Mabhizinesi vanoda kukurumidza vasina simba rekudzora
NeAntier, unowana:
- Kuongororwa kwekushandiswa zvisina kunaka kwemusika kwakabatana neMiCA Articles 87–92
- Maitiro ekuchengetedza vanhu vari kure nekubhuroka nekupatsanurwa kwemidziyo kunogona kuvonekwa
- Kutevedzwa kwemitemo yekufamba kwevanhu veNative (hapana zvigamba zvevamwe vanhu)
- Zvivakwa zvakabatana neDORA zvine vimbiso dzekushanda kwemasangano
- Nguva yekutanga inoyerwa mumavhiki, kwete makore
Tapa nzira dzinopfuura mazana maviri nemakumi mashanu dzekutsinhana, tichitsigirwa nemainjiniya e blockchain ne fintech anopfuura mazana manomwe, uye takavaka masisitimu akagadzirirwa kupasa bvunzo dzevatongi.
BPCE yakaratidza zvinogoneka pakukura. Antier inoita kuti masangano asvike ikoko nekukurumidza, zvakachengeteka, uye zvinoenderana zvizere nehurongwa hwekutengeserana hwepamusoro-soro.
Mibvunzo Inonyanya Kubvunzwa
01. Banque Populaire Caisse d'Epargne (BPCE) yakatanga riini masevhisi ayo ekutengesa crypto?
BPCE yakatanga mabasa ayo ekutengeserana kwe crypto musi wa8 Zvita 2024.
02. Ndeapi ma cryptocurrencies anowanikwa kuburikidza neBPCE's banking app?
App yebhangi yeBPCE inopa Bitcoin, Ethereum, Solana, uye USDC.
03. Chii chinorehwa nekutevedzera mitemo yeMiCA pakutengeserana kwemari yedhijitari muFrance?
Kutevedzera MiCA kunosungirwa kune vanopa masevhisi emari ye crypto (CASPs) muFrance, zvichiita kuti vagovani vemari vasangane nemitemo yekutarisa, kuchengetedza, uye kutsungirira mashandiro.
