✨ Pfupiso yeAI
- Tsvaga kushanduka kwehurongwa hwemari hwechinyakare uye kuti tekinoroji ye blockchain iri kuhuchinja sei nesoftware yekukweretesa yeP2P.
- Kubva pamaitiro ekare ekuchinjana mari kusvika kunguva yemabhangi emuzana remakore rechi17, blog iyi inoratidza zvikanganiso zviri mumabasa ekare emabhanga zvakaita semitengo yepamusoro yemubereko uye matambudziko ekupa zvikwereti.
- Kukweretesa kweP2P kunopa nzira iri nyore ine mubereko wakaderera uye magwaro mashoma, zvichichinja mamiriro ekukweretesa.
- Zvinhu zvakaita seChikwereti neKukosha kweValue Ratio, mubereko, mari yechikwereti, uye nzira dzekubhadhara zvakakosha pakugadzira puratifomu yekukweretesa yeP2P inobudirira.
- Remangwana rekukweretesa kweP2P rinotaridzika serine tariro, nekujeka kwaro, kusabhadhara zvikwereti zvakanyanya, uye mukana wemusika wemadhora mazana maviri nemakumi mapfumbamwe emadhora panosvika gore ra2020.
Iyo yakajairwa monetary system mhedzisiro yekushanduka kwemari kwakasiyana-siyana munguva yakapfuura. Mubudiriro yekutanga, vanhu vakatanga kutengeserana nenzira yekuchinjana system. Pakanga pasina mari uye vatengesi vaitengesa zvinhu zvavo, kunyanya nemombe uye zviyo zvekudya. Kupfuurirazve, zviitiko zveiyo quasi-bhengi nzira inobvumirwa kunyorwa kwezviitiko zvebhangi.
Zvishoma nezvishoma, goridhe nedzimwe simbi dzinokosha dzakava chinhu chekutsinhana nekuchengetera. Mumakore ekupedzisira ezana remakore rechi17, mabhangi akava muyananisi wezvemari pakati pevanokwereta nevanokweretesa. Mabasa ekare emabhanga anosanganisira kugamuchira mari yakaiswa mubhangi, kutamisa mari uye kukweretesa mari.
Chokwadi, chipingamupinyi chikuru chinomuka pakupihwa kwezvikwereti. Kushanda kwemabhanga mukuita basa rechikwereti kunoshamisa. Dzimwe nguva, bhangi rinochaja inosvika 25% yemubereko kubva kune anokwereta uye rinokweretesa zvishoma 5% -6%. Iyo balancing iri nemabhangi nenzira yepurofiti. Saka iyi ndiyo mamiriro ezvinhu anotyisa apo mabhanga anoita purofiti pamucheto wevatengi. Nenhoroondo yakaipa yechikwereti uye yakaderera kiredhiti mamakisi, vanokwereta vanosvika kune "payday zvikwereti". Mamiriro ezvinhu aya anotobvisa kutenda kwevatengi kubva kuhurongwa uye zvozoita kuti vanokwereta vapinde mudenderedzwa rechikwereti.
The subprime mortgage financial crisis muna 2008 yakaita kuti vatengi varasikirwe nekufarira mubhangi system. Nokudaro, pepa jena reSatoshi Nakamoto ndiro mhinduro kune zvose zvakakundikana zvemazuva ano ekubhadhara. Tekinoroji yeBlockchain iri kushandura ecosystem kuitira kunaka kwemapato ese.
Peer to Peer Lending Software
Software yekukweretesa yePeer to peer , inozivikanwawo seP2P lending software, ndiyo mhinduro yedambudziko rese rinogadzirwa nesystem yekubhadhara chikwereti iripo. Sisitimu iyi inopa zvikwereti zvinotsigirwa necrypto uye pfungwa iyi iri kukurumidza kugamuchirwa. Puratifomu yekukweretesa yeP2P inobvisa mapepa anobatanidzwa mukukweretesa uye inobvumira vanokwereta kuwana zvikwereti nemutengo wakaderera.
Kusiyana neizvi, mune yakajairwa kubhadhara system, vanokwereta vanofanirwa kuenda kuburikidza neakareba zvinyorwa uye maitiro ekuona. Vanotobhadhariswa mwero wakakwidziridzwa wemubereko pazvikwereti.
Sezvo nzira yekukweretesa yeP2P ichibatsira kukunda matambudziko echinyakare kukwereta maitiro, iri kukurumidza kuwana mukurumbira pasi rese. Mukuita uku, chikwereti chinopiwa kune anokwereta zvichienderana nemari yake yaakasungirirwa. Semuyenzaniso, kana LVR (reshiyo yechikwereti) iri 50% zvinoreva kuti kubva pamari yakabatiswa 50% inotorwa sechikwereti. Chikwereti chinochengetedzwa kubva kune smart-contract-based operating system pane blockchain protocol. Chibvumirano chinogona kuchinjwa maererano nezvinodiwa nemutengi. Nguva yekondirakiti inotangira pamazuva kusvika kumwedzi kana kunyange makore.
Mukutaurirana, hapana chibodzwa chechikwereti kana nhoroondo yezvikwereti inotariswa. Zvinyorwa zvisingakoshi kana mapepa zvinobviswa kubva pakuita. Chiziviso chekutanga uye chekuongorora zvinoratidzwa pane blockchain uye zvikwereti zvinoendeswa kune anokwereta.
Zvechokwadi, mumamiriro ezvinhu emamiriro ekukwira kwemitengo yenyika, kukwereta kubva kumabhangi emunharaunda inova basa risingabviri. Naizvozvo, zvikwereti zve crypto zvinogona kushandira chinangwa nenzira yepamberi uye yakachengeteka.
Iyo iripasi maitiro eP2P yekukweretesa chikuva
Peer kune vezera rekukweretesa software inoshanda nenzira yakafanana neyechinyakare kubhengi kubhengi. Kudyidzana kurongeka kunochengetedzwa pakati pepuratifomu yekukweretesa, vanokwereta nevakweretesi. Mukwereti anofanira kuita muripo wemubereko unogona kugadziriswa kana kuyangarara. Mamiriro akasiyana-siyana akadai semhando yechibatiso, kugara kwechikwereti, mamiriro emusika uye zvimwe zvinotariswa muchibvumirano.
Mushure mekunge huwandu hwemusimboti uye kubhadhara mubereko kwabhadharwa, iyo collateralized cryptocurrency inodzoserwa kune anokwereta. Tichifunga nezvekusagadzikana kweiyo cryptocurrency, pane nzira yekufona kwemargin. Sezvo kukosha kwechibatiso kuchiderera, mukwereti ane mhosva yekuwedzera imwe cryptocurrency musoftware kuchengetedza chiyero chaunoda. Kufona kweMargin kunodzivirira kufarira kwevanokweretesa kubva panjodzi yekudzika.
P2P yekukweretesa software: Ndezvipi zvese zvinofanirwa kutariswa?
Pane zvakasiyana-siyana zvekutarisa zvinhu zvinofanirwa kutariswa zvisati zvaitika paunenge uchigadzira P2P yekukweretesa chikuva.
- Chikwereti kune Value Ratio
Chikwereti kune kukosha kwechiyero (LVR) chinotsanangurwa seyero yekukosha kwechikwereti chinogona kupihwa kune anokwereta zvichienderana nechibvumirano chaakaisa. Kazhinji inoratidzirwa muchimiro chezana.
Kuisa nhamba, kana mukwereti akakwereta $70,000 yepfuma inokosha $100,000, zvino LVR inenge iri 70,000/100,00 iyo i70%.
Chiyero chepamusoro cheLVR chinoreva kuti mukweretesi anofanira kupa mari yakawanda kune anokwereta nokuda kwechibatiso chakafanana. Kazhinji, mune vezera kune vezera rekukweretesa software, mukwereti anorasikirwa neake crypto assets kana kukosha kwekristptocurrency kuderera kune imwe muganhu sezvo inowedzera njodzi kune mukweretesi wemari.
Ichi ndicho chikonzero, muzvikwereti zvinotsigirwa nekristpto, chiyero cheLVR chinowanzoramba chiri pedyo ne50% kuchengetedza nzvimbo yevose vanokwereta uye vanokwereta.
- Zvibereko zvemitero
Mukwereti anofanirwa kubhadhara mibairo panguva inotevera kune mukweretesi kuti ape zvikwereti panguva yekuda. Mukukweretesa kweP2P, kazhinji kune mibairo yakaderera sezvo paine hukama hwakananga pakati pemukwereti nemukweretesi. Nekudaro, hazvingave zvakaipa kutaura kuti vezera kune vezera rekukweretesa software inodhura zvishoma maererano nemitengo yemubereko.
- Mari yechikwereti
Mune zvikwereti zvekristpto-backed, cryptocurrency inoshanda sechibatiso kunyange kune zvikwereti zvefiat mari kunyanya US Dollars. Paunenge uchigadzira zviziviso, zvese zvirevo nemamiriro zvinofanirwa kusetwa zvisati zvaenda kumberi. Iyo nguva, mubhadharo wekugadzirisa, chiyero cheLVR uye zvimwe zvinofanirwa kutariswa zvisati zvaitika. Semuyenzaniso, mukwereti anoda chikwereti chemadhora mazana mana nemazana mana obva afanirwa kuona madhora zviuru zvisere nemazana masere maererano nechibvumirano nesoftware, achitarisa LVR se4,400%.
- Sarudzo dzekubhadhara
Chikwereti chakatorwa chinofanira kubhadharwa mukati menguva yakatarwa. Panyaya yekutadza kubhadhara zvikwereti kubva kumabhangi, pane kuderedzwa kwechikwereti chechikwereti, zvichitungamira kune yakaipa nhoroondo yechikwereti. Akaundi yemunhu akatadza kubhadhara chikwereti inogona kutorwa nevakuru vebhanga.
Asi munyaya yezvikwereti zvekristpto-backed, hapana nguva shoma yekubhadhara chikwereti. Iyi nzira inobvumira vanokwereta kuti vabhadhare chikwereti mumabheji madiki, nekudaro vachivasunungura kubva pakubhadhara mubereko.
Ramangwana rekukwereta kweP2P
Software yekukweretesa yeP2P ine zvakawanda. Iyi puratifomu inoita kuti pave nekujeka uye pachena kwekutengeserana. Kuwirirana pakati pevanokwereta, vanokweretesa nevaridzi vepuratifomu kunochengetwawo. Maitiro aya anovimbisa mukweretesi kuti achabhadhara mari yekutanga pamwe chete nemubereko. Uyezve, zvikwereti zvinodzoserwa mu crypto-backed loans zvishoma nekuda kwechikonzero chazvo chakakodzera che collateralization.
Iyi sisitimu inoshanda mukufarira kwakanyanya kweavo vanoshuvira kuchengeta iyo cryptocurrencies kwenguva refu. Iyo zvakare inova nechokwadi chekuti capital inoshandiswa uchiichengeta.
Ese mapoinzi ambotaurwa anogumisa kuti vezera kune vezera rekukweretesa software ine nzira refu yekuenda. Masangano ebhizinesi achiri kugashira kugona kwakazara kuri pasi peiyi tekinoroji, zvisinei, zvinofungidzirwa kuti musika wekukweretesa uchasvika madhora mazana maviri nemakumi mapfumbamwe emadhora panosvika gore ra290.
Kana iwe uri kuronga kuvaka P2P yekukweretesa chikuva kuti ubate mumusika wekukweretesa wemabhiriyoni emadhora uye kuwana purofiti yakakura, tinogona kubatsira.
Antier inokupa iwe neushingi-akagadzirwa, inoratidzira-yakapfuma chena label yekukweretesa mhinduro inokurumidza kutumirwa uye inoderedza mutengo wekusimudzira.
Ronga demo remahara kuti uwane hwakadzama nzwisiso yezvimiro uye kushanda kweyedu turnkey yekukweretesa chikuva kana taura nenyanzvi dzedu kuti ugovane zvaunoda budiriro.
