Kakaretso ea AI
- Sibolla kamoo DeFi e fetolang lichelete tsa ketane ea phepelo ka ho fetola lits'ebetso tsa setso ka likonteraka tse bohlale tse arotsoeng ka thoko, ponaletso ka theknoloji ea blockchain, le phihlello ea lefats'e.
- Litharollo tsa DeFi tse theko e tlaase le tse sebetsang hantle li fana ka melemo e kang litefiso tse tlase tsa litšebelisano, ts'ebetso e potlakileng, le keketseho ea ho ba le chelete, e leng se etsang hore e be khetho e khahlang likhoebo lefatšeng ka bophara.
- Mehlala ea lefats'e la 'nete e bonts'a tšusumetso ea DeFi ho tsa lichelete tsa ketane ea phepelo, ka lik'hamphani tse kang Walmart le IBM li sebelisa theknoloji ea blockchain bakeng sa litšebelisano tsa khoebo.
- Bokamoso ba DeFi ho tsa ditjhelete tsa ketane ya phepelo bo na le tshepiso ya bokgoni bo boholo, ponaletso le phihlello, e leng se ka etsang hore phihlello ya ditjhelete e be ya demokrasi bakeng sa dikgwebo tsa boholo bohle.
- Amohela phetohelo ea DeFi ho tsa lichelete tsa ketane ea phepelo ka litharollo tse matla tsa Antier tse etselitsoeng litlhoko tsa hau.
Lefapha la Lichelete le Arohantsoeng, leo hangata le bitsoang DeFi, le ntse le etsa maqhubu lefatšeng la lichelete. Ntle ho pelaelo, le ntse le eketseha ka matla ho phephetsa litsamaiso tsa banka tsa setso le ho fana ka litharollo tse ncha ho pholletsa le liindasteri tse fapaneng. E 'ngoe ea makala a nang le phetoho e kholo ka lebaka la lits'ebeletso tsa nts'etsopele ea DeFi ke lefapha la lichelete tsa phepelo. Sehloohong sena, re tla hlahloba lintlha tse rarahaneng tsa kamoo DeFi e fetolang lichelete tsa phepelo, re tla hlahloba melemo ea eona, mehlala ea lefats'e la 'nete le bokamoso ba eona. A re keneng!
Ho Utloisisa Phepelo ea Lichelete
Supply chain financing, eo hape e bitsoang supplier finance or reverse factoring, ke leano la lichelete le sebelisoang ke likhoebo ho ntlafatsa chelete ea bona ea ho sebetsa le ho eketsa chelete ea thekiso ea thepa ea bona. Ka tloaelo, ts'ebetso ena e kenyelletsa likamano tse tharo pakeng tsa moreki, mofani oa thepa le setsi sa lichelete, hangata e le banka.
Mona ke kamoo lichelete tsa moetlo tsa phepelo li sebetsang ka tloaelo:
- Moreki o etsa odara ho morekisi.
- Morekisi o fana ka thepa kapa litšebeletso.
- Moreki o amohela invoice.
- Banka ea moreki kapa setsi sa lichelete sa motho oa boraro se lefa mofani oa thepa lebitsong la moreki.
- Moreki o lefa setsi sa lichelete hamorao, hangata ka tsoala.
Ka lichelete tsa ketane ea phepelo, likhoebo li netefatsa ts'ebetso e bonolo ea phepelo ea thepa. E fa barekisi litefo tsa pele, tse ka bang bohlokoa bakeng sa taolo ea phallo ea chelete ea bona. Leha ho le joalo, mekhoa ea khale ea phepelo ea lichelete e na le mefokolo, joalo ka lits'ebetso tsa nako e telele tsa tumello, litjeho tse phahameng tsa transaction, le kotsi ea likhohlano.
Ho phahama ha DeFi ho Phepelo ea Lichelete
DeFi e se e ntse e etsa maqhubu ka nako e telele joale 'me mananeo a mangata a DeFi a atlehile haholo. Hantle-ntle DeFi ke eng? DeFi ke tikoloho ea lichelete e thehiloeng ho blockchain e sebetsang ka boikemelo ho libanka tsa setso le babuelli ba lichelete. E sebelisa likonteraka tse bohlale, lichelete tsa dijithale le theknoloji ea blockchain ho theha meralo ea motheo ea lichelete e arotsoeng ka thoko le e bonaletsang. Joale, ha re hlahlobeng hore na nts'etsopele ea DeFi e sitisa joang lichelete tsa phepelo:
Decentralized Smart Contracts
Li-platform tsa DeFi li sebelisa likonteraka tse bohlale ho iketsetsa le ho nolofatsa lits'ebetso tsa lichelete tsa phepelo. Likontraka tsena tse iketsetsang tsona li nolofatsa litumellano lipakeng tsa bareki, barekisi le boralichelete. Ba felisa tlhokahalo ea bakena-lipakeng.
Ponaletso le Traceability
Theknoloji ea Blockchain e fana ka bukana e ke keng ea fetoha e tlalehang ts'ebetso e 'ngoe le e' ngoe ka har'a ts'ebetso ea lichelete tsa phepelo. E matlafatsa ponaletso le tšepo har'a bankakarolo, e leng ho fokotsang kotsi ea bomenemene, 'me e nolofalletsa ho sala morao thepa le litefo ka nako ea sebele.
Ho fihlella ha Lefatše
DeFi e fumaneha ho mang kapa mang ea nang le khokahanyo ea inthanete; e felisa mekoallo ea libaka. E thusa likhoebo ho fihlella sehlopha sa lefats'e sa bafani ba thepa le ba lichelete, bao ka lehlakoreng le leng, ba atolosang likhetho tsa bona bakeng sa lichelete tsa ketane ea phepelo.
Phokotso ea litšenyehelo
Li-platform tsa DeFi ka kakaretso li na le litefiso tse tlase tsa transaction ha li bapisoa le litsi tsa lichelete tsa setso. Ho boloka litšenyehelo hona ho thusa bareki le barekisi.
Ho sebetsa ka potlako
Litharollo tsa nts'etsopele ea lichelete tse arolelanoang li potlakile, ka lebaka la boiketsetso ba mesebetsi le phokotso ea tsamaiso ea tsamaiso. Bafepedi ba ka fumana litefo kapele, e leng se ntlafatsang phallo ea bona ea chelete.
DeFi Solutions in Supply Chain Financing
Litharollo tse 'maloa tsa DeFi li hlahile ho rarolla mathata a lichelete tsa phepelo ea thepa:
- Tokenization ea Letlotlo: DeFi e thusa ho etsa tokenization ea thepa ea 'nete ea lefats'e, ho kenyelletsa le li-invoice le litaelo tsa theko. E thusa ho fana ka chelete ho bafani ba thepa. Matlotlo ana a dijithale a ka rekisoa 'me a sebelisoa e le tebeletso, a fana ka chelete ho bafani ba thepa.
- Phapanyetsano e Felletseng (DEXs): Li-DEX li nolofalletsa khoebo ea thepa ea dijithale, ho kenyeletsoa le li-tokens tse emelang li-invoice kapa thepa ea phepelo ea thepa. Lichelete tsena li ka sebelisoa bakeng sa litlhoko tsa chelete ea ho sebetsa.
- Stablecoins: Li-Stablecoins, tseo e leng li-cryptocurrensets tse hoketsoeng boleng ba lichelete tsa khale tsa fiat, li sebelisoa hangata ho tšehetsa lichelete tsa phepelo ea DeFi. Li fana ka botsitso har'a ho hloka botsitso ha li-cryptocurrensets tse kang Bitcoin kapa Ethereum.
- Oracles: Li-Oracles ke bafani ba data ba fanang ka tlhahisoleseling ea lefatše la nnete ho likonteraka tse bohlale tsa DeFi. Ts'ebetsong ea lichelete tsa phepelo ea thepa, li-oracle li ka fana ka leseli mabapi le phano ea thepa, tumello ea li-invoice, le boemo ba tefo, ho netefatsa ts'ebetso ea konteraka ka nepo.
Melemo ea DeFi ho Supply Chain Financing
Ho kopanngoa ha DeFi ho lichelete tsa lichelete ho fana ka melemo e mengata:
bokgoni
DeFi e iketsetsa mekhoa ea matsoho, e fokotsa nako le boiteko bo hlokahalang bakeng sa ts'ebetso ea transaction. Ts'ebetso ena e thusa bareki le barekisi.
Ho boloka litšenyehelo
Litefiso tse tlase tsa transaction le ho felisoa ha bakena-lipakeng ho lebisa ho bolokoeng ha litšenyehelo molemong oa lichelete tsa phepelo.
phihlelleho
Likhoebo tse nyane le tse mahareng (li-SME) le barekisi ba limmarakeng tse ntseng li hola ba fumana monyetla oa ho fumana mekhoa ea lichelete e fumanehang ka mokhoa oa DeFi, ho khothaletsa kholo ea moruo.
ho sebeletsa pepeneneng
Ponahalo ea Blockchain e tiisa ho tšepana har'a barupeluoa, ho fokotsa menyetla ea likhohlano kapa bomenemene.
Ho Finyella Lefatše
DeFi e lumella likhoebo ho kena marang-rang a lefats'e la barekisi le ba lichelete, ho khothaletsa khoebo ea machabeng.
tsa kontane
Litharollo tsa DeFi li fa barekisi monyetla oa ho fumana chelete kapele, ho ba nolofalletsa ho laola chelete ea bona ea ho sebetsa ka nepo.
Mehlala ea 'Nete ea Lefatše
Mehlala e mengata ea lefats'e ea nnete e bonts'a phello ea DeFi licheleteng tsa phepelo ea thepa:
- TradeLens: TradeLens ke sethala se thehiloeng ho blockchain se sebelisoang ke barupeluoa ba phepelo ea thepa ho latela motsamao oa thepa. TradeLens e sebelisane le libanka ho fana ka lichelete ho likhoebo tse sebelisang sethala.
- Walmart: Walmart e sebelisa theknoloji ea blockchain ho latela lijo tseo e li fumanang ho tsoa ho barekisi. Walmart e boetse e sebetsa le libanka ho fana ka lichelete ho barekisi ba sebelisang sethala sa blockchain.
- IBM: IBM e sebetsa le lik'hamphani tse 'maloa ho hlahisa litharollo tse thehiloeng ho blockchain bakeng sa lichelete tsa lichelete. IBM e hlahisitse tharollo e bitsoang "Blockchain Trade Finance," e etselitsoeng ka ho khetheha ho thusa likhoebo ho fumana lichelete bakeng sa litšebelisano tsa bona tsa khoebo.
- Maersk: Maersk e sebetsa le IBM ho hlahisa sethala se thehiloeng ho blockchain bakeng sa lichelete tsa khoebo. Sethala sena se bitsoa "TradeLens," 'me se etselitsoe ho nolofaletsa likhoebo ho fumana lichelete bakeng sa khoebo ea tsona.
- Re.hoeba: We.trade ke sethala se thehiloeng ho blockchain se sebelisoang ke libanka ho fana ka lichelete ho likhoebo. We.trade e sebelisane le libanka tse 'maloa, ho kenyeletsoa HSBC, ING, le Santander.
Bokamoso ba DeFi ho Supply Chain Financing
Ho kopanngoa ha DeFi ho lichelete tsa ketane ea phepelo e ntse e le mekhahlelo ea eona ea pele, empa monyetla oa kholo le tšitiso o bohlokoa. Ha likhoebo tse ngata li lemoha melemo ea DeFi, ho nkeloa ka lapeng ho ka potlaka. Ho bohlokoa ho sebetsana le mathata a taolo bakeng sa kholo ea moshoelella.
Bokamoso ba DeFi litabeng tsa lichelete tsa phepelo ea thepa bo na le ts'episo ea ts'ebetso e kholo, pepeneneng, le phihlello ea likhoebo lefatšeng ka bophara. E na le monyetla oa ho etsa demokrasi phihlello ea lichelete, e leng molemo eseng feela ho likoporasi tse kholo empa hape le li-SME le barekisi ba limmarakeng tse ntseng li hlaha. Ha DeFi ecosystem e ntse e tsoela pele ho fetoha, e tla hlophisa bocha tsela eo likhoebo li tsamaisang chelete ea tsona ea ho sebetsa le ho etsa khoebo ea lefats'e.
fihlela qeto e
Nts'etsopele ea DeFi e na le bokhoni ba ho fetola lichelete tsa ketane ea phepelo. E ka fa likhoebo mokhoa o sebetsang hantle, o pepeneneng, hammoho le o sireletsehileng oa ho fumana lichelete tseo li li hlokang. E ka thusa likhoebo ho hola le ho atleha moruong oa dijithale.
Na u batla ho amohela DeFi bakeng sa phepelo ea lichelete? Ikopanye le Antier ho theha tharollo e matla ea DeFi ho latela litlhoko tsa hau tse ikhethang.
