Kakaretso ea AI
- Sibolla lefats'e la DeFi - lichelete tse arotsoeng ka thoko - moo lits'ebeletso tsa lichelete li sebetsang motheong oa lithaka ntle le babuelli ba kang libanka.
- E hahiloe marangrang a blockchain a kang Ethereum, DeFi e fana ka likalimo, khoebo, inshorense le tse ling ka likonteraka tse bohlale, e iketsetsa litšebelisano ka mokhoa o sireletsehileng.
- DeFi, e simolohileng ka 2017 ka Dai ea stablecoin ea MakerDAO, e se e bone kholo e kholo, ka li-platform tse kang Uniswap le Aave li atolosa linyehelo tsa eona.
- Melemo e kenyelletsa phihlello, ponaletso, tshireletso, bokgoni, le ditjeo tse tlase ha di bapiswa le tsa ditjhelete tsa setso.
- Maemo a tshebediso a tloha ho dikadimo le phapanyetsano e arohaneng ho isa ho dikhoine tse tsitsitseng le temo ya chai, e leng se etsang hore DeFi e be tikoloho e feto-fetohang le e fetohang.
DeFi e emetse "decentralized finance," e bolela tsamaiso ea lichelete le lits'ebeletso tsa lichelete tse hahiloeng holim'a marang-rang a marang-rang a marang-rang, joalo ka Ethereum, BSC, Polkadot, Solana, joalo-joalo.
Lisebelisoa tsa DeFi li sebetsa ho latela lithaka 'me ha li hloke bakena-lipakeng. Ho fapana le hoo, lichelete tsa setso li its'etleha ho bakena-lipakeng ba bohareng joalo ka libanka le litsi tsa lichelete.
Ho na le mefuta e fapaneng ea lits'ebeletso tsa lichelete tse fanoang ke lits'ebetso tsa DeFi, ho kenyelletsa ho alima le ho alima, inshorense, khoebo le tokenization ea thepa ea DeFi. Litšebeletso tsena hangata li sebelisoa ho sebelisoa likonteraka tse bohlale- likonteraka tse bohlale ke litumellano tsa ho ikemela tseo ka botsona li tiisang melao le lipehelo tsa khoebo, ntle le ho hloka mokena-lipakeng ea tšepahalang.
Melemo e meng ea DeFi e kenyelletsa ponaletso e kholo, litšenyehelo tse tlase, phihlello e eketsehileng, le litšebelisano tse sebetsang hantle.
DeFi e Qalile Joang?
DeFi, kapa Decentralized Finance, e qalile ka 2017 ka ho qalisoa ha sethala se thehiloeng ho Ethereum se bitsoang MakerDAO. MakerDAO e thehile stablecoin e ikemetseng e bitsoang Dai, e ts'oaretsoeng boleng ba lidolara tsa Amerika mme e ka sebelisoa e le mokhoa oa phapanyetsano le polokelo ea boleng ka har'a tikoloho ea Ethereum.
Sena se ile sa lateloa ke ho qalisoa ha li-platform le li-protocol tse ling tsa DeFi, tse kang Uniswap, Compound, le Aave, tse fanang ka mefuta e fapaneng ea lits'ebeletso tsa lichelete tse kang phapanyetsano ea batho ba sa amaneng le bona, ho alima le ho alima, le tsamaiso ea thepa . Li-protocol tsena li hahiloe holim'a blockchain ea Ethereum kaha e fane ka sethala se hlakileng le se sireletsehileng bakeng sa lisebelisoa tsa DeFi.
Kholo ea nts'etsopele ea DeFi e potlakile ka 2020, e susumetsoa ke lintlha tse 'maloa ho kenyeletsoa keketseho ea litheko tsa chelete ea crypto, seoa sa COVID-19, le thahasello e ntseng e hola theknolojing ea blockchain ho tsoa ho batseteli ba mekhatlo. Ka lebaka leo, boleng bohle bo koetsoeng (TVL) ho liprothokholi tsa DeFi bo eketsehile ho tloha ho tlase ho $1 bilione mathoasong a 2020 ho ea ho feta $80 bilione ka Mots'eanong 2021.
Kajeno, DeFi e ntse e tsoela pele ho fetoha le ho hola, ka liforomo tse ncha le liprothokholo li ntse li hlahisoa khafetsa. Le hoja tšimo e ntse e le ncha 'me e tobane le liphephetso tse ngata, tse kang ho se tsitse ha taolo le litaba tsa scalability, e na le monyetla oa ho fetola tsamaiso ea setso ea lichelete ka ho fana ka phihlello e kholoanyane, pepeneneng le katleho.
Melemo ea DeFi
DeFi e feto-fetoha habonolo ebile e ka etsoa ka mokhoa o ikhethileng, e lumella bahlahisi ho etsa lihlahisoa le lits'ebeletso tse fapaneng tsa lichelete tse fihlelang litlhoko tsa basebelisi.
Mona ke tse ling tsa melemo ea DeFi:
- phihlelleho
DeFi E nolofalletsa ho kenyelletsa lichelete, e fana ka phihlello e kholo ea lits'ebeletso tsa lichelete, haholo-holo bakeng sa batho bao e ka 'nang eaba ha ba na monyetla oa ho fumana lits'ebeletso tsa lichelete tsa setso. Ka DeFi, mang kapa mang ea nang le khokahanyo ea inthanete le sepache se tsamaellanang a ka fumana lits'ebeletso tse fapaneng tsa lichelete, ho kenyeletsoa ho alima, ho alima le ho hoeba ho tsoa kae kapa kae lefatšeng. - ho sebeletsa pepeneneng
DeFi e khothalletsa ponaletso e khōloanyane litšebelisanong tsa lichelete. Kaha e sebetsa ho blockchain ea sechaba, litšebelisano tsohle li ngotsoe bukeng e hlophisitsoeng e fumanehang ho mang kapa mang. - Security
DeFi e fana ka ts'ireletso e kholo ho feta lichelete tsa setso, e etsa hore ho be thata ho laola kapa ho senya marang-rang. Ho feta moo, Litšebeletso tsa Nts'etsopele ea Defi hangata li sebelisa mehato e tsoetseng pele ea ts'ireletso, joalo ka li-wallet tse saenneng tse ngata le tlhahlobo ea likonteraka tse bohlale, ho sireletsa lichelete tsa basebelisi. - bokgoni
Litšebelisano tsa DeFi li potlakile ebile li sebetsa hantle ho feta lichelete tsa setso kaha litšebelisano tsa DeFi li etsoa ho latela lithaka. - Litsenyehelo tse tlase
Litšebelisano tsa DeFi li na le litšenyehelo tse ngata ho feta tsa lichelete tsa setso. Hangata litšebelisano tsa DeFi li kenyelletsa litefiso tse tlase ho feta tsa setso, kaha ho na le bakena-lipakeng ba fokolang ba amehang. Ho feta moo, likopo tsa DeFi hangata li fana ka litefiso tse ngata tsa tlholisano le likhothatso tse ling tsa lichelete, tse ka thusang basebelisi ho boloka chelete ha nako e ntse e ea.
Fumana Litšebeletso tse ntle ka ho fetisisa tsa Ntlafatso ea Lichelete tse Khaotsoeng
Kemiso Free DemoSebelisa Maemo a DeFi
DeFi ke ecosystem e fetohang ka potlako e fanang ka mefuta e fapaneng ea ts'ebeliso. Mona ke tse ling tsa linyeoe tse sebelisoang haholo tsa DeFi:
- Ho alima le ho alima
Li-platform tsa likalimo tsa DeFi li lumella basebelisi ho fumana tsoala ho li-cryptocurrency tsa bona ka ho li alima basebelisi ba bang, ha ba alimang ba ka sebelisa chelete ea crypto e le tebeletso ho boloka likalimo. - Liphetisetso tse kopanetsoeng
DeFi decentralized exchanges (DEXs) e lumella basebelisi ho rekisa chelete ea crypto ntle le tlhoko ea mokena-lipakeng ea bohareng. Ka ho sebelisa likonteraka tse bohlale, li-DEX li nolofalletsa khoebo ea lithaka le ho fana ka tšireletso e kholo le pepeneneng ho feta phapanyetsano ea setso e bohareng. - Stablecoins
DeFi E thusa ho theha matlotlo a tsitsitseng a dijithale. DeFi stablecoins ke thepa ea digital e etselitsoeng ho boloka boleng bo tsitsitseng bo amanang le chelete ea fiat kapa thepa e 'ngoe. Li-Stablecoins li sebelisetsoa ho nolofalletsa litšebelisano tse potlakileng le tse sireletsehileng ka har'a ecosystem ea DeFi, kaha li ka sebelisoa e le mokhoa oa phapanyetsano ntle le ho hloka botsitso ha li-cryptocurrensets tse ling. - Temo ka Temo
DeFi e nolofalletsa maano a ho tsetela ka boiketsetso. Temo ea lihlahisoa tsa DeFi e lumella basebelisi ho fumana meputso ka ho fana ka chelete ho li-platform tse fapaneng tsa DeFi. Ka ho sebelisa maano a boiketsetso a matsete, lihoai tsa lihlahisoa li ka eketsa phaello ea tsona le ho fumana chelete e kenang ho tsoa ho li-cryptocurrency tsa bona. Linyeoe tsena tsa ts'ebeliso li entse hore lits'ebeletso tsa nts'etsopele ea DeFi li ratoe haholo. - Insurance
Melao ea inshorense ea DeFi e lumella basebelisi ho sireletsa matsete a bona khahlanong le likotsi tse sa tšoaneng, tse kang li-hacks, ho hlōleha ha konteraka e bohlale, le liketsahalo tse ling tse ka bakang tahlehelo ea chelete. Ka ho sebelisa likonteraka tse bohlale, liprothokholo tsa inshorense ea DeFi li ka iketsetsa ts'ebetso ea likopo mme tsa fana ka pepeneneng le ts'ireletso ho basebelisi.
Mantsoe ho qetela
Ka kakaretso, DeFi e emela phetoho e bonahalang tseleng eo re nahanang ka yona ka ditjhelete, mme e na le bokgoni ba ho theha tsamaiso ya ditjhelete e nang le tekano le e kenyeletsang bohle. Ka ho hlahloba lefatshe la DeFi, re ka utlwisisa ka botebo menyetla le diphephetso tsa tshimo ena e ntseng e hlaha mme ra hlomellwa hamolemo ho tsamaya maemong a fetohang a ditjhelete. Ikopanye le Antier, k'hamphani e hodimo ya ntshetsopele ya DeFi ho buisana ka ditlhoko tsa hao le ditsebi tsa yona tsa taba.
