✨ Isishwankathelo se-AI
- Imigaqo yokubolekwa kwemali kwiDeFi inyukile nge-$30 yeebhiliyoni ezivaliweyo, nto leyo ephawula ukunyuka okukhulu ukusukela ngoJanuwari 2021.
- Olu kukhula lubonisa icandelo elithembisayo kwimali-mboleko esasazwayo, elibonelela ngamathuba ahlukeneyo afana nokuqaliswa kwemali-mboleko ngokukhawuleza, iindlela ezingcono zokuboleka imali, kunye nokuqinisekiswa kwenqanaba lenzala ngokucacileyo.
- Nangona kunjalo, iingozi ezifana nokuguquguquka kwemarike, ityala, ukungabi namali, kunye netekhnoloji kufuneka zilawulwe ngenkuthalo ukuze kuthintelwe ilahleko zemali kunye nokwaphulwa kokhuseleko.
- Amaqhinga afana nokubambisana kakhulu kunye nokubonelela ngezibonelelo kunokunciphisa le mingcipheko.
- Ekugqibeleni, iiprotokholi zemali mboleko zeDeFi zibonelela ngeqonga elibandakanya wonke umntu lokubolekisa nokuboleka imali, elifuna uyilo olucokisekileyo nophuhliso ukuqinisekisa imeko-bume ekhuselekileyo.
Ngokutsho kweDeFiPulse.com, malunga ne-$30 yeebhiliyoni ivaliwe kwiiprotokholi zeDeFi Lending. Ukusukela ngoJanuwari 2021, inani liye landa kakhulu ($7.25 yeebhiliyoni ukuya kwi-$30 yeebhiliyoni). Oku kubonisa ukuba imali mboleko yeDeFi yenye yezona candelo zithembisayo kwi-Decentralized finance. Nazi iingozi kunye namathuba.
Amathuba
Imvelaphi yemali mboleko
Indlela yokubolekisa nokuboleka yendabuko icotha kwaye ibiza kakhulu ngenxa yokubandakanyeka kwabalamli abaninzi. Njengoko iprotokholi yokubolekisa yeDeFi iqhutywa yi-blockchain, ivumela ukuqaliswa kwemali mboleko ngokukhawuleza ngendlela ekhuselekileyo, ecacileyo, nethembekileyo.
Amathuba angcono okubolekisa ngemali
Iqhutywa yi-blockchain, iiprothokholi zokuboleka iDeFi zivulekele wonke umntu. Ke, nabani na unokuba ngumbolekisi kunye nomboleki kwiprotocol yeDeFi yokuboleka.
Uhlalutyo
Inkqubo yebhanki yesiqhelo yokubolekwa kwemali ayicacanga kwaye amazinga enzala amiselwa ikakhulu ziibhanki. Nangona kunjalo, iiprothokholi zokuboleka kweDeFi ziyilwe ngendlela yokuba unikezelo kunye nemfuno zimisela ngokuzenzekelayo amazinga enzala. Ngenxa yoko, akukho kuguqulwa kwenzala kwenzeka.
iingozi
1. Umngcipheko weMarike – amaxabiso e-cryptocurrency aguquguquka kakhulu kwaye ukuguquguquka kwamaxabiso okuya kuluhlu lwe-30% kwiiyure ezingama-24 yinto eqhelekileyo. Abaqhubi beenkqubo zokubolekisa ngemali zeDeFi kunye nabathathi-nxaxheba bachaphazeleka kukulahlekelwa yimali ngenxa yokuguquguquka okuphezulu.
Ulawulo loMngcipheko kwiMarike
2. Umngcipheko weTyala – Ngexesha lenkqubo yokuboleka imali, iikhontrakthi ezikrelekrele zinceda ukudluliselwa kwenani elithile leethokheni ze-X ezivela kumboleki ukuya kumboleki. Emva kwexesha elithile, inani elithile leethokheni ze-Y lithunyelwa lisuka kwidilesi yomboleki ukuya kwidilesi yomboleki. Nangona kunjalo, ukuba ngexesha lentengiselwano, ibhalansi yethokheni yomboleki ingaphantsi kwe-Y, intengiselwano iya kusilela. Lo ngumngcipheko omkhulu wetyala.
Ulawulo loMngcipheko weTyala
I-over-collateralization yenye yeendlela zokulawula umngcipheko wetyala. Ngelixa itshixa imali yokuhlawula amatyala, iguqula umngcipheko wetyala ubengumngcipheko wokuhlawula amatyala. Ngokusisiseko, xa umboleki evala umbane wakhe kwiprotocol ye-DeFi yokuboleka, unikezela ilungelo lokuthengisa iithokheni ezitshixiweyo ngexabiso alikhethileyo.
Kwakhona, ukumisela umlinganiselo wesibambiso ngumngeni omkhulu. Ukuba imarike iguquguqukayo okanye izinga lotshintshiselwano phakathi kwamathokheni amabini lihluka kakhulu, ukubala umlinganiselo wokubambisa kuba nzima. Kwimeko enjalo umngcipheko wemarike uguquka ube ngumngcipheko wetyala.
Iiprothokholi ze-DeFi zokuboleka eziphuhliswe kwi-Ethereum blockchain zinokujongana nokulibaziseka kokusebenza kwentengiselwano. Kungenzeka ukuba ukubuyiswa kwemali mboleko okanye ukuchithwa kwe-collateral akuqhubeki ngexesha elifanelekileyo. Oku kunokubeka umbolekisi kwilahleko kwaye ngumzekelo womngcipheko wetekhnoloji oguqulelwa kumngcipheko wetyala. Ngenxa yoko, iprotocol yokuboleka kweDeFi kufuneka iyilwe kwaye iphuhliswe ziingcali ukuqinisekisa ukuba akukho zikhewu zikhoyo.
3. Umngcipheko woLwabiwo-mali – Njengoko kuxoxiwe, abathathi-nxaxheba kwiprotokholi yokubolekisa ngemali yeDeFi bachaphazeleka kwiingozi zolwabiwo-mali ukuba abakwazi ukufumana imali mboleko ngexesha elifanelekileyo okanye ngexabiso elifanelekileyo. Ukutshixwa kweethokheni ezibolekileyo yimeko apho ababoleki bajongene nomngcipheko wolwabiwo-mali.
Lawula uMngcipheko wokuNika
Ukoyisa oku, iprotocol yokuboleka kweDeFi inokunika abarhwebi inkuthazo ethile kwiithokheni zabo ezitshixiwe njengesibambiso.
4. Umngcipheko weTekhnoloji – Kwizivumelwano ezikrelekrele kuza umngcipheko wetekhnoloji. Eminye yayo ivela kwimiba yokukhula kwe-blockchain, enokubangela ukulibaziseka kwintengiselwano ekwi-chain kunye nokuguqula umngcipheko wetekhnoloji ube ngumngcipheko wetyala. Ukongeza koku, iimpazamo zokubhala iikhowudi zinokwenza iindawo ezithambileyo kubaphangi ukuba basebenzise izivumelwano ezikrelekrele baze babe imali.
Lawula uMngcipheko weTekhnoloji
Imingcipheko yeTekhnoloji inokuncitshiswa kuphela ngokuphuhlisa iprotocol yokuBoleka kweDeFi kwi-blockchain enokunyuka. Ukongeza koku, kufuneka kwenziwe uphicotho olubanzi lwekhontrakthi.
Ukushwankathela:
Ekugqibeleni, iiprothokholi zokuboleka kwe-DeFi zenza indawo engenamvume kuye nabani na ukuba athathe inxaxheba kulungiselelo lokuboleka nokuboleka. Nangona kukho amathuba aneleyo, umngcipheko uphezulu kwaye unokuthintelwa kuphela ngokuqinisekisa uyilo olucingwe kakuhle kunye nophuhliso olunyamekileyo lweprotocol yokuBoleka kweDeFi.
Kwi-Antier Solutions, siqinisekisa ukuba yonke imveliso ye-blockchain esiyiphuhlisayo ivavanywa kwaye ihlolwe ngokwenkolo. Sinikezela ngezisombululo ezenzelwe wena zophuhliso lweqonga lemali mboleko yeDeFi , sincede amashishini amatsha kunye nemibutho esele imiselwe ukuba iqalise amaqonga emali mboleko yeDeFi asebenza kakuhle ahambelana nefuthe.
Qhagamshelana neengcali zemiba yethu ukuze wabelane ngeemfuno zeshishini lakho.
