✨ Isishwankathelo se-AI
- Fumanisa izitshixo zokuqalisa iqonga eliphumelelayo leReal World Asset Tokenization (RWA) kwimarike ekhula ngokukhawuleza ye-$10–16 trillion ngo-2030.
- Funda ukuba kutheni ukuthobela imithetho kungaxoxiswana ngako kweli shishini, njengoko ukungathobeli imithetho kunokubangela ukungaphumeleli kweprojekthi kunye nezohlwayo zomthetho.
- Hlola isakhelo esibanzi samanyathelo ali-12 sokwakha iqonga le-RWA elithobelayo, eligubungela iinkalo ukusuka ekuhlolweni komniki-mveliso ukuya ekujongeni okuqhubekayo.
- Qonda ukubaluleka kwemithetho yezabelo ekuhleleni iithokheni kunye nendima ebalulekileyo yezibophelelo ze-AML kunye ne-KYC ekunikezelweni kweethokheni zeeasethi.
- Fumana ulwazi malunga namalungiselelo obunini kunye nokugcinwa kweenkcukacha, izinto ezichaphazela ubumfihlo bedatha, kunye nokusetyenziswa kwetekhnoloji yokuthobela imithetho.
Ngelixa i-Real World Asset Tokenization ilungele ukuba yi-10-16 yezigidigidi zeedola nge-2030, ukungaqiniseki kokulawula kuhlala kuhambelana. Imingcipheko yokungathobeli idla ngokumema ukusilela kweprojekthi, izohlwayo zemali, kunye nokungathembani kubatyali-zimali. Kwaye izinto ze-Tokenized assets ziphantsi kwezibambiso, ukulwa nemali, ubumfihlo bedatha, kunye nemithetho yokukhusela umtyali-mali kuzo zonke iindawo. Kwimeko enjalo, impumelelo yazo naziphi na iiprojekthi zetokenization ixhomekeke kakhulu kwinqununu enye - Ukuthotyelwa. Esi sikhokelo siphonononga izinto ezingenakuxoxisana ukuba ziqalise iqonga le-tokenization le-RWA elithobelayo, ligxininisa ukuba kutheni ukusebenza ne-specialized Inkampani yolawulo lweRWA kubalulekile ekwakhiweni kweziseko ezingundoqo ezifikelela kwinqanaba lehlabathi, nezitsala inkunzi.
Imiba: Kutheni ukuthobela kuchaza iMpumelelo ye-RWA
Ii-RWAs ezinophawu zithembisa ukuthengiseka okungenakuthelekiswa nanto kunye nokufikeleleka, kodwa abalawuli kwihlabathi liphela bazijonga njengezixhobo zemali eziphantsi kolawulo olungqongqo. Ukungahambi kakuhle kungaphazamisa nezona projekthi zithembisayo. I-RWA Tokenization Platform ethobelayo inokuzisa:
- Ukuthembeka: Ulwahlulo olucacileyo lwamathokheni kunye nokuthembeka kobume bomthetho kubatyali-mali kunye nabalawuli.
- ITrasti yabatyali-zimali: Amalungelo obunini angafihliyo kunye nokhuseleko oluluqilima lutsala inkunzi yamaziko kunye nokuthengisa.
- Ukufikelela kwiHlabathi liphela: Ukuthotyelwa kwemithetho emininzi kuvula iimarike zamazwe ngamazwe ngaphandle kwemiqobo esemthethweni.
- Ukunciphisa umngcipheko: Ukubambelela ngokuthe gqolo kwizibambiso kunye nemithetho ye-AML kuthintela izohlwayo kunye nokunyanzelisa amanyathelo.
Ukungaphumeleli ukuhlangabezana nezi mfuno kunokubangela iziphumo ezibi.
Yazisa iQonga le-RWA ngokuThobela elakhelwe kuYilo lwalo
Isakhelo sokuThobela esiVunyiweyo samaQonga e-RWA
Ngokusekwe kwezona zenzo zilungileyo zoShishino, amashishini anokusebenzisa isakhelo se-12-step for providers kunye namaqonga. Le maphu yendlela iya kuqinisekisa ukuba yonke inkalo yeprojekthi ye-RWA ihambelana nemigaqo yehlabathi. Amanyathelo aqukiweyo ngala:
UVavanyo loMniki: Ukuqhuba inkuthalo egqibeleleyo kubume bequmrhu, abalawuli, abaninizabelo, kunye nempilo yezemali ukuseka isiseko esithobelayo.
Ulwakhiwo lweZiko: Khetha iziko elisemthethweni elifanelekileyo (umzekelo, ingxowa-mali, iSPV, okanye iqumrhu) kwaye uchonge iilayisensi ezifunekayo, ezifana nomthengisi wezibambiso okanye umgcini.
- Ukuqinisekiswa kweAsethi: Qinisekisa ubunini, uvavanye ukufaneleka kwethokheni, kwaye useke ixabiso kunye neeprofayili zomngcipheko.
- Ulwakhiwo lweToken: Iimpawu zokuyila (ukhuseleko, usetyenziso, okanye umxube) usebenzisa imigangatho efana ne-ERC-20 okanye i-ERC-3643, echaza amalungelo afana nezabelo okanye ulawulo.
- Uqinisekiso loMtyali-mali: Chaza iindlela zokufaneleka (ukuthengisa, ukuvunywa, okanye iziko) kunye nokuphumeza i-KYC / AML protocol.
- Amalungiselelo Okugcina: Ukubandakanya abagcini abanephepha-mvume kunye ne-inshurensi eyomeleleyo kunye nezakhiwo zentlawulo ezingafihliyo.
- IiNkqubo zeNtlawulo: Ukuseka izikhokelo zentlawulo ezithobelayo, kuquka iimali ezamkelweyo kunye neendlela zokubuyisela imali.
- Amaxwebhu asemthethweni: Lungiselela izivumelwano zabatyali-zimali, unikezela ngeememoranda, kunye nobhengezo lomngcipheko oluhlangabezana nemigangatho yolawulo.
- Ukuthotyelwa kweNtengiso: Namathela kwimithetho yentengiso ethe ngqo ukunqanda ukucengwa ngokungekho mthethweni.
- ILayisenisi yeNdawo yoRhwebo: Ukuqinisekisa ukuba amaqonga okurhweba aphambili kunye nesekondari abambe iimvume eziyimfuneko zolawulo.
- Uvavanyo lwabatyali mali: Qalisa ukuqinisekiswa kwesazisi, iitshekhi zomthombo-mali, kunye nokubeka iliso kwi-AML.
- Ulongamelo oluqhubekayo: Ukusasazwa ngokuzenzekelayo, gcina iirekhodi ezichanekileyo, kwaye ulungelelanise utshintsho lolawulo.
Le ndlela icwangcisiweyo, enikezelwa ngeenkonzo zokuthotyelwa kwe-asethi ye-Real-world, inciphisa imingcipheko yezomthetho kwaye ibeka iqonga lakho lempumelelo yexesha elide.
Imithetho yoKhuseleko: UkuHamba kwiMeko yoLawulo
Impumelelo yayo nayiphi na iprojekthi ye-RWA ixhomekeke kakhulu kuhlelo oluchanekileyo lwethokheni eqongeni. Wonke uMlawuli usebenzisa isakhelo esahlukileyo sokuhlela iithokheni njengoko kuchaziwe ngezantsi:
- eunited States: I-SEC isebenzisa i-Howey Test ukuhlula amathokheni njengezibambiso ukuba zibandakanya utyalo-mali kunye nokulindela inzuzo evela kwimigudu yabanye, efuna ukubhaliswa okanye ukukhululwa.
- udibano lwaseyurophu: I-MiCA (esebenzayo ngo-2025) igunyazisa amaphepha amhlophe, ukubhaliswa, kunye nokuvezwa kwezinto ezininzi ze-tokenized.
- Singapho : I-MAS inikezela ngeendlela ezicacileyo zelayisensi, iyenza ibe liziko lokuthobela amaqonga e-RWA.
- Swizalend: Imodeli yokuhlela ithokheni ye-FINMA ibonelela ngesakhelo esithembekileyo sokuthotyelwa.
- I-UAE kunye neZiqithi zeCayman: Ulawulo olungathathi hlangothi lwerhafu kunye nelayisensi ebhetyebhetye, nangona imigangatho ye-AML ingqongqo.
Ulwahlulo olunye olungalunganga lunokumisa yonke iprojekthi. Olu ncedo luchanekileyo oluvela kwinkampani yokubonisana yolawulo lwe-RWA okwangoku lubalulekile ukuqinisekisa ukuhlelwa kwamathokheni achanekileyo, ukuthintela ukunyanzeliswa kwezenzo, kunye nokufikelela kwimarike.
I-AML kunye neeMbophelelo ze-KYC ze-Asset Tokenization
Abalawuli baqinisa ukunyanzeliswa kwe-AML/KYC, kunye ne-51 yezigidi zeedola kwisohlwayo kwisiqingatha sokuqala sika-2024. Iimfuno eziphambili ziquka:
- Iitshekhi zesazisi: Qinisekisa iinkcukacha zabatyali-zimali ngee-ID, i-biometrics, kunye neetshekhi zokuphila.
- Ukuqinisekiswa kokuHlala: Qinisekisa iidilesi ukuhlangabezana nemithetho ye-geo-compliance.
- Umthombo weNgxowa-mali: Imvelaphi yoxwebhu lwegalelo elibalulekileyo.
- Uvavanyo lomngcipheko ophezulu: Faka isicelo sokunyameka okwandisiweyo kwiiPEPs okanye abathengi abasengozini enkulu.
- Ukubeka iliso okuqhubekayo: Landela umkhondo kwitsheyini kunye nescreen ngokuchasene noluhlu lwezohlwayo.
Izixhobo zokhuseleko ezihlangabezana nemigangatho yomgangatho weziko zinokunceda ekuqinisekiseni ukuba iqonga le-RWA lisebenza ngaphandle kongquzulwano olulawulayo.
Ubunini kunye noGcino: Ukuqinisekisa ukuzithemba koMtyali-mali
Ubunini obucacileyo kunye namalungiselelo okugcina abalulekile kumtyali-mali. I-Asset Tokenization Consulting Company inokunceda ekuqinisekiseni ukuba:
- Ubunini obusemthethweni: Iithokheni kufuneka zimele izabelo ezinokunyanzeliswa kwii-asethi eziphantsi.
- Ukudluliselwa: Iikhontrakthi ze-Smart zihambelana nemithetho-sikhokelo yorhwebo oluthobelayo.
- IMfezeko Yokugcina: Abagcini abanelayisensi kunye ne-inshurensi bakhusela ii-asethi kwaye baqinisekise abatyali-mali.
Ukungacaci kobunini, obuqhelekileyo kubugcisa bokuqala kunye ne-real estate tokenization, kunokukhokelela kwiingxabano. Ke, soloko uqinisekisa ukuba iithokheni zeqonga le-RWA zomelele ngokusemthethweni kwaye zinobubele kubatyali-zimali.
UBucala beDatha kunye nokuSebenza kweHlabathi
Imithetho yabucala yedatha efana ne-GDPR kunye ne-CCPA ibeka iimfuno ezingqongqo:
- Ukuqokelelwa kwedatha encinci: Qokelela kuphela ulwazi oluyimfuneko lomtyali-mali.
- Ukuphatha ngokukhuselekileyo: Fihla idatha kwaye uthobelane nemithetho yokudluliselwa kwemida.
- Imigaqo-nkqubo ecacileyo: Chaza ukusetyenziswa kwedatha kunye nezenzo zokucima ngokungafihlisiyo.
Amaqonga anqamlezayo ajongene nezibambiso ezahlukeneyo, irhafu, kunye nolawulo lwe-AML. Ifemu yokuthobela imithetho ye-RWA inokuyila izicwangciso-qhinga ze-geo-specific, kubandakanywa nokukhwela kwindawo, ukuqinisekisa ukuthotyelwa kwehlabathi.
Itekhnoloji njengoMhlohli wokuThobela
Iiprothokholi ezifana ne-ERC-3643 zifakela iimpawu zokuthotyelwa, ukuqinisekiswa kwesazisi, izithintelo zokudluliselwa, kunye nokunika ingxelo ngokuzenzekelayo kwiithokheni. Oku kudityaniswa kulungelelanisa imisebenzi ngelixa kuhlangatyezwana neemfuno zolawulo. Kumashishini, iibhokisi zesanti ezilawulayo kunye nentsebenziswano kunye nenkampani yokubonisana yolawulo lwe-RWA ibonelela ngeendlela zokuthobela indleko.
Yakha i-Tokenization Platform ehlonelwa ngabalawuli kunye nabatyali-mali
Izifundo ezifunyenwe kwiMarike
I-Securitize ibonisa oko kwenzekayo xa ukuthotyelwa kwakhiwe kwimodeli yeshishini. Ngokubhalisa njenge-arhente yokudlulisa i-SEC, i-firm ifumene ukuthembeka kunye nabalawuli kunye nabatyalo-mali ngokufanayo, i-tokening ngaphezu kwe-4 yeebhiliyoni zeebhiliyoni kwii-asethi kunye nokufumana ukuthembela kwamaziko angafuni nto ngaphantsi kokulungelelaniswa kokulawula okupheleleyo.
Iprojekthi ye-TON yeTelegram ibonisa iziphumo ezichaseneyo. Ngaphandle kokubhaliswa okufanelekileyo kunye ne-KYC enganelanga, i-SEC yangena kwaye yanyanzelisa i-1.7 yeebhiliyoni zokubuyisela imali kubatyalo-mali. Into ebinokuba linyathelo elibalulekileyo yaba sisikhumbuzo sendlela ukungathobeli kunokulicima ngokukhawuleza ithuba.
Yise kude
Imarike ye-RWA kulindeleke ukuba yandise ukuya kwi-10-16 yezigidigidi zezigidigidi ngo-2030, kodwa kuphela iiplatifomu ezakhiwe ekuthotyelweni ziya kubamba oko kukhula. Izikhokelo zolawulo ezicacileyo, ukhuseleko lwabatyali-zimali olomeleleyo, kunye neziseko zoncedo eziyimfihlo ziseta umgangatho weenkokeli zentengiso zexesha elizayo.
Njengokhokelayo INkampani yokuNxulumanisa iTokenization ye-Asethi, I-Antier inceda abakhuphi kunye namaqonga ukuba bayifumane kwasekuqaleni ngokubonelela:
- Amaqhinga asemthethweni angqale kulawulo ezilungelelanisa izakhiwo zamathokheni kunye nemimiselo yendawo.
- Inkxaso yelayisensi ukukhutshwa kwezibambiso, ukugcinwa, kunye nemisebenzi yolawulo lwengxowa-mali.
- I-Blockchain-native AML / KYC ukuhlanganiswa ukwanelisa imigangatho yehlabathi yokuchasana nolwaphulo-mthetho lwemali.
- Izikhokelo zogcino nolawulo ezihlangabezana neemfuno zeziko zokhuseleko nokungafihlisi.
- Ubungcali bokuthobela imida ukuxhasa amaqonga ajolise ekukhuleni kumazwe ngamazwe.
Iinkonzo zethu zokuthobela i-asethi yokwenyani ziyilelwe ukugcina iiprojekthi ngaphandle kwengxaki yolawulo, ukukhusela isidima, kunye nokuphepha iindleko zokuthotyelwa kwakhona emva kokuqaliswa.
Sebenzisana neengcaphephe zethu ukwakha iqonga elikhuthaza ukuzithemba kwabatyali-zimali, litsale inkunzi yeziko, kunye nezikali ngaphandle komngcipheko ongeyomfuneko.
Imibuzo ebuzwa qho
01. Ingakanani ubungakanani bemarike obuqikelelweyo beReal World Asset Tokenization ngo-2030?
Ubungakanani bemarike obuqikelelweyo beReal World Asset Tokenization kulindeleke ukuba bufikelele kwi-$10–16 trillion ngo-2030.
02. Kutheni ukuthobela imithetho kubalulekile kwimpumelelo yeeprojekthi ze-RWA tokenization?
Ukuthobela imithetho kubalulekile kuba kuqinisekisa ukuthembeka, kwakha ukuthembana kwabatyali-mali, kwenza kube lula ukufikelela kwihlabathi liphela, kwaye kunciphisa iingozi ezinxulumene nokungathobeli imithetho.
03. Ziziphi ezinye izinto ezibalulekileyo zeqonga le-RWA tokenization elihambelanayo?
Izinto eziphambili ziquka ukuhlolwa kwabakhuphi, ulwakhiwo lwequmrhu, ukuqinisekiswa kweeasethi, kunye nolwakhiwo lweethokheni, zonke ezihambelana nemithetho yehlabathi.
