✨ Isishwankathelo se-AI
- Iposi yebhlog ijonga imeko eguqukayo yokwenziwa kwamathokheni kwicandelo lezemali.
- Igxininisa ukutshintshela ekuthobeleni imithetho njengento ebalulekileyo yempumelelo, endaweni yokukhawulezisa nje ukuya kwimarike.
- Ngokufaka ukuthobela imithetho kulwakhiwo lweeplatifomu zeeasethi ezifakwe amathokheni, amashishini anokuphucula ukuthembeka kwabalawuli kwaye atsale ichibi elikhulu labatyali-mali.
- Esi sithuba sichaza izinto ezibalulekileyo zesiseko sezinto ezikhuselekileyo nezihambelanayo, ezinje ngokuqinisekiswa kobuwena obuqondayo ngokwemithetho, iikhontrakthi ezihlakaniphileyo ezifakwe kwimithetho, kunye neendlela zokugcina ezikhuselekileyo.
- Ikwagxininisa ukubaluleka kokuqwalasela ukwahlulwahlulwa kwemithetho kunye neemfuno zolawulo kwasekuqaleni kophuhliso lweqonga.
Ishishini le-tokenization litshintsha ukusuka ekubeni yindawo yokuvavanya ubuchwepheshe be-blockchain, ukuya ekubeni yindlela esisiseko yeemarike zemali, ukuxhasa ngezimali izixhobo zeenkampani zabucala, kunye nazo zonke ezinye iintlobo zotyalo-mali kunye neeasethi. Njengoko abatyali-mali beqalile ukuthatha inxaxheba, okulindelweyo kulawulo, ukhuseleko, kunye nolawulo ngoku kwahlukile kunaxa kwaqaliswa okokuqala njengeteknoloji entsha. Namhlanje, umlinganiselo wempumelelo ye-tokenization utshintshe ukusuka kwisantya ukuya kwimarike ukuya kubuchule bokusebenza ngempumelelo kwiimeko zemali ezilawulwayo.
Ukuze kuphumelele ngokwenene kubathathi-nxaxheba beShishini kunye nabaTyali-mali, umbuzo ophambili awukokuba iiasethi zinganikwa iithokheni, kodwa endaweni yoko, indlela yokufezekisa oko ngendlela enoxanduva, ekhuselekileyo, nenokukhuliswa. Ukuze kwenziwe njalo, kuya kufuneka kuphunyezwe kwaye kuqulunqwe isiseko esihambelanayo seeasethi ezifakwe iithokheni kwisakhiwo siphela seShishini okanye uMtyali-mali, kungekhona njengento ecingelwayo.
Le bhlog ihlola indlela amashishini anokusondela ngayo kuphuhliso lweqonga leempahla ezifakwe uphawu kunye nokuthobela imithetho efakwe kuyilo ngokwalo, endaweni yokuphathwa njengesibophelelo esisezantsi.
Ukuthobela imithetho njengeNzuzo yoKhuphiswano kwiiAsethi eziTyikityisiweyo
Abatyali-mali abaninzi beziko kunye nabatyali-mali bemali-mboleko babona ukuthobela imithetho njengophawu lokuguquka kwemarike endaweni yokuthintela utyalo-mali lwabo. Iziseko zophuhliso zemarike ezilawulwayo zidlala indima ebalulekileyo ekubeni ii-asethi ezitokeniweyo ziya kuba nakho na ukuvelisa imali-mboleko ebalulekileyo, okanye nokuba ziya kuqhubeka ziwohloka kwiindawo ezithile zemarike.
Iqonga elingathobeli imithetho libeka abaniki beenkonzo emngciphekweni wezenzo zokunyanzeliswa kwemithetho, amatyala abatyali-mali, kunye nemiqobo kwiinkqubo zokusebenza zokukhupha nokurhweba ngeempahla zabo ezifakwe iithokheni. Ngokwahlukileyo koko, iqonga lokuthobela imithetho linika ukuthembeka kubalawuli, abagcini, abagcini-zincwadi, kunye nabalingani beziko ukususela ekuqaleni kobudlelwane bomniki nabo.
Kubatyali-mali, iqonga elakhelwe phezu kweziseko ezihambelanayo libonelela ngokuqiniseka okongezelelekileyo malunga nobunini, ukudluliselwa, kunye nemeko esemthethweni yeeasethi zabatyali-mali ezibekelwe amathokheni. Kubaniki-mali, iziseko ezihambelanayo zivumela ukuba bafikelele kwiingxowa-mali ezahlukeneyo nezisasazeke ngokwendawo zabatyali-mali. Kubasebenzisi bamaqonga okubeka amathokheni ahambelanayo, libonelela ngamandla okukhula nokuzigcina kwihlabathi elinolawulo olukhulayo.
Qala iProjekthi yakho yeTokeni namhlanje!
Oko Kuthethwa "ziziseko ezihambelanayo" ngokwenene kwiTokenization
Ingcamango yokuthobela imithetho ngaphakathi kwe-tokenization idlulela ngaphaya kokuhlolwa okusisiseko kwe-KYC/AML. Ngokwembono yeziseko zophuhliso, ukuthobela imithetho kuthetha ukuba iQonga linokuzalisekisa ukuthobela imithetho kulo lonke ixesha lobomi bempahla - kuquka ukukhutshwa, uRhwebo lweSibini, kunye nokuHlaliswa.
Isiseko seempahla zeTokenized esomeleleyo sidibanisa izikhokelo zomthetho, zobugcisa, kunye nezokusebenza kwinkqubo emanyeneyo. Oku kuquka ukunyanzeliswa kokufaneleka kwabatyali-mali, imiqathango yolawulo, ulawulo lwenqanaba leempahla, kunye nembali yentengiselwano ephicothwayo.
Ukuthobela imithetho akunakubekwa nje phezu kwenkqubo esele imiselwe; ukuba wenza njalo, uya kudala iqonga elibuthathaka nelifuna ukungenelela okuqhubekekayo ngesandla. Uninzi lwamaqonga awayengakhiwanga ekuqaleni kusetyenziswa ingqiqo yokulawula afuna ukungenelela ngesandla (umz., Ukubuyisana kwe-Off-Chain okanye uLawulo lwe-Post-Transaction), nto leyo ebangela umngcipheko owongezelelweyo.
Ukuthobela i-True Asset tokenization kufezekiswa xa iimfuno zomthetho ziguqulelwa kwimithetho ecwangcisiweyo elawula indlela ezikhutshwa ngayo, ezidluliselwa ngayo, ezigcinwa ngayo, nezihlawulelwayo ngayo.
Iibhloko zokwakha zeSakhiwo seMpahla esiKhuselekileyo nesihambelanayo
Iziseko ezihambelanayo zeqonga le-tokenization zenziwe ngamacandelo ahlukeneyo kodwa axhomekeke kwelinye nelinye aqinisekisa ukulungelelaniswa kwemithetho, ukuthembeka kokusebenza, kunye nokulungela iziko. Kuphuhliso lweqonga le-asethi ye-tokenized , la macandelo kufuneka akhiwe kunye ukudala isiseko se-asethi ye-tokenized eqinileyo nenokukhuliswa ehlangabezana nolindelo lomthetho kwiindawo ezahlukeneyo.
1. Ubume boLwazi oluQondayo kunye noLawulo lokufikelela kubatyali-mali
Inyathelo lokuqala ekudaleni iziseko ezihambelanayo kukugxila kubuntu bomtyali-mali. I-KYC, i-AML kunye neemfuno zokuvunywa zonke zinokufakwa kwisakhelo esinye esidibeneyo esivumela ulawulo oluguquguqukayo lokuthatha inxaxheba kokubini ekukhutshweni kwezixhobo zedijithali eziphambili nezesibini.
2. Ukuhlelwa kweeAsethi kunye neSakhelo soLwakhiwo lwezoMthetho
Ngaphambi kokukhutshwa, impahla nganye yedijithali kufuneka ihlelwe ngokuchanekileyo ngokumakisha amalungelo ayo asemthethweni nawezoqoqosho. Esi sikhokelo siqinisekisa ukuba iithokheni ezikwi-chain zihlala zibonakaliswa ngokusemthethweni kwizivumelwano ezingaphandle kwe-chain. Ukuhlelwa ngokufanelekileyo komeleza ukucaca kobunini kwaye kuxhasa izisombululo zokuthobela imithetho ngokulungelelanisa ingqiqo yesivumelwano esikrelekrele kunye nemigaqo efanelekileyo yezemali, amatyala, okanye yengxowa-mali.
3. Uyilo lweSivumelwano esiBulumko oluHlanganisiweyo oluHlanganisiweyo
Ii-Smart Contracts zenzelwe ukusebenza njengeenjini zokuqinisekisa ukuthotyelwa kwemithetho; oko kuthetha ukuba zisebenzisa imiqathango yokudluliselwa kwemali, amaxesha okuvalelwa, imithetho yokubhalisa abantu abamhlophe, kunye nemida yabatyali-mali kwimpahla nganye yedijithali ngokusekelwe kulawulo lwayo kunye nohlobo lwayo.
4. Ulawulo lweMvume kunye noLawulo
Iqonga elithobelayo linyanzelisa iimvume ezisekelwe kwindima kubaniki, abalawuli, abagcini, kunye nabatyali-mali. Iindlela zolawulo zivumela abaniki ukuba balawule izenzo zenkampani, uhlaziyo lolawulo, kunye neziganeko zomjikelo wobomi bempahla ngaphandle kokubeka emngciphekweni ukungaguquguquki okanye ukhuseleko. Olu lawulo lubalulekile kumashishini afuna ukwakha iqonga lempahla elineethokheni elithobelayo elinokukwazi ukuxhasa imisebenzi yesikhungo.
5. Ukugcinwa Okukhuselekileyo kunye noLawulo oluPhambili lweZiko
Ukongeza ekusebenziseni imodeli yomgangatho wesikhungo ukukhusela iiasethi, iqonga elithobela imithetho liya kusebenzisa inkqubo yolawulo oluphambili olusekelwe kwi-multi-party computation (MPC); ulwakhiwo lwe-wallet olwahlulweyo; kunye nomgaqo-nkqubo wolawulo lokufikelela osekelwe kwindima ukuqinisekisa ukuthotyelwa kweemfuno zomthetho ezinxulumene nokugcinwa kweeasethi.
6. Ukubeka esweni iintengiselwano kunye nokuqinisekiswa kokuthobela imithetho ngexesha langempela
Ukubeka esweni iintengiselwano ngexesha langempela kunika amashishini amandla okunyanzelisa ukuthotyelwa kwemithetho ngendlela ekhawulezileyo. Iintengiselwano zinokuqinisekiswa ziimbopheleleko zomthetho ngaphambi kokuba zenzeke nto leyo enciphisa umngcipheko wokungathotyelwa kwemithetho kwixesha elizayo.
7. Ingxelo yoHlolo, ukungafihlisi kunye neMigqaliselo
Isiseko seempahla ezithokheniweyo ezithobelayo kufuneka sinike iindlela zophicotho-zincwadi ezingaguqukiyo, ingxelo yexesha langempela, kunye nokufikelela kwedatha ecacileyo kubalawuli, abaphicothi-zincwadi, kunye nabathathi-nxaxheba beziko. Ezi zakhono zixhasa uvavanyo lolawulo, ukuphononongwa kwabatyali-zimali, kunye nolawulo oluqhubekayo lweqonga.
8. Ukusebenzisana neNkqubo zezeMali kunye nokuThotyelwa kweMithetho
Ukuhlanganiswa nabagcini, iiarhente zokudlulisela imali, izixhobo zokuthobela imithetho kunye neenkqubo zengxelo kuvumela imisebenzi engenazingxaki kwaye kulungelelanisa onke amaqela kunye neembopheleleko zomthetho kwinkqubo enkulu yezemali.
9. Uyilo loKhuseleko kunye noLawulo lokunciphisa umngcipheko
Icebo lokhuseleko "elinzulu lokuzikhusela", eliquka uphicotho-zincwadi olukrelekrele lwezivumelwano, ukuqinisa iziseko zophuhliso, ukubeka esweni ukufikelela kunye nokuba neenkqubo zokuphendula kwiziganeko, kukhuthaza ukuzithemba kumaziko kwaye kuxhasa ukuqina kweqonga ngokubanzi.
10. Ukuguquguquka kunye nokuguquguquka kokulawula
Iqonga elilungele ikamva lilungele imodular kwaye linokuphucuka, livumela inkxaso kwiiklasi ezintsha zeeasethi, imimiselo eguqukayo, kunye nokwandiswa kwemida ngaphandle kokwakha ngokutsha yonke inkqubo. Oku kulungelelaniswa yinto ephambili ekufuneka iqwalaselwe xa usebenza nenkampani enamava yophuhliso lwe-RWA tokenization egxile ekukhuleni kwexesha elide.
Izinto Ezibalulekileyo Eziqwalaselweyo Ngaphambi Kophuhliso Lweqonga Lokuthokheni Elihambelanayo
Amashishini kufuneka amisele umda wolawulo ngaphambi kokuba aqale ukubhala nayiphi na ikhowudi xa eyila isiseko seempahla ezifakwe amathokheni. Ukudala eli nqanaba lokucaca ekuqaleni kophuhliso lweqonga kunceda ukuqinisekisa isiseko sesisombululo esinokukhula nesihambelanayo esinokuphumelela kwixesha elide.
Inkalo yokuqala ekufuneka iqwalaselwe yindlela yokwahlulahlula i-asethi enethokheni njengokhuseleko, isixhobo setyala, inzala yengxowa-mali, okanye olunye uhlobo lwe-asethi. Ngenxa yokuba udidi ngalunye lwe-asethi luxhomekeke kwiiseti ezahlukeneyo zeemfuno zomthetho, naluphi na uhlengahlengiso olungalunganga kweli nqanaba lunokuchaphazela kakubi uyilo, ulawulo, kunye nokuma kokuthobela kweqonga lilonke le-tokheni elithobelayo.
Into yesibini ekufuneka iqwalaselwe kukuba amashishini aza kuvezwa njani kwiindawo ezahlukeneyo zolawulo. Umzekelo, amashishini adala amaqonga okuvumela abathengi ukuba bathenge iimveliso okanye iinkonzo kuya kufuneka aqinisekise ukuba ayathotyelwa yonke imithetho nemigaqo esebenzayo karhulumente kunye neyorhulumente xa ejolise kubatyali-mali baseMelika. Ngaphezu koko, ukuze kuhlangatyezwane nokubandakanyeka kwabantu abawela imida, kuya kwenziwa izibophelelo ezongezelelweyo zokuthobela imithetho. Kwakhona, kuxhomekeke kuhlobo lomtyali-mali elisebenzisana naye ishishini (oko kukuthi, ukuthengisa, ukuvunywa okanye iziko), uyilo kunye nolwakhiwo lweqonga lunokutshintsha kakhulu.
Ezi zinto zichaphazela ngokuthe ngqo izigqibo ezinxulumene nemvume, imida yokudluliselwa, imigangatho yokutyhila, kunye neemfuno zengxelo. Ke ngoko, amashishini afuna ukuphuhlisa iqonga lokuthobela i-tokenization kufuneka aphathe uhlalutyo lolawulo njengegalelo eliphambili loyilo endaweni yokuba yinto esemthethweni ejongwa kwinqanaba lokugqibela lophuhliso.
Indima eCwangcisiweyo yeNkampani yoPhuhliso lweeTokeni zeRWA eziKhethekileyo
Ukwakha isiseko sezinto ezikhuselekileyo ezifakwe amathokheni kufuna ubuchule obuhlukeneyo kwiinkalo ezahlukeneyo zobunjineli be-blockchain, ulawulo lwezemali, uyilo lokhuseleko, kunye nolwakhiwo lwee-asethi. Olu bunzima luphakamisa ukukhethwa kwamaqabane ukusuka kukhetho lobuchule ukuya kwisigqibo sobuchule esinefuthe lexesha elide.
Inkampani ekhethekileyo yoPhuhliso lweTokeni ye-RWA izisa amava aqinisekisiweyo ekuguquleleni iimfuno zomthetho zibe ziindlela zobugcisa ezinokwandiswa eziqinisa iziseko zempahla ezikhuselekileyo. Amaqabane anjalo ayaqonda indlela yokuyila iinkqubo ezihlangabezana nezibophelelo zomthetho kunye nolindelo lokusebenza kweziko.
Ngaphaya kophuhliso, iqabane elifanelekileyo linceda ekuqinisekiseni ikamva lenkqubo ye-asethi ekhuselekileyo ngokulindela ukuguquka kwemithetho kunye nokuvumela ukuphuculwa kwemodyuli. Le ndlela inciphisa umngcipheko woyilo olutsha olubizayo njengoko imigangatho yokuthobela imithetho itshintsha.
Yakha iPlatform yeAsethi ehambelanayo neTokeni kwiiveki ezi-2
isiphelo
Ukuqukumbela, ukuthembana yiloo nto imisela ikamva leTokenization, hayi iTekhnoloji
Ukuthengisa i-tokenization akusiyo nje imveliso yetekhnoloji engasemva kwayo. Kwakhona kungenxa yokuthenjwa okubekwe kuyo ngabalawuli, abatyali-mali kunye nemarike iyonke. Olu themba luvela kwiziseko ezidala imeko-bume evumela ukuthotyelwa kwemithetho, ukuthembeka, ukungafihlisi kunye nokhuseleko kuyo yonke inkqubo yokuthengisa i-tokenization.
Ngokungena kwemali elawulwayo kwiiasethi zedijithali, amaqonga aza kuphumelela aya kuba ngawo anesiseko soyilo lwawo sokuthobela imithetho, endaweni yokuyiphatha 'njengebhokisi yokujonga elawulayo'.
Kumashishini aphuhlisa iiprojekthi ze-tokenization kunye nokuvavanya nokutyala imali kwiiasethi ezisekelwe kwi-token, umgangatho weziseko ezingundoqo zesiseko yeyona nto ibalulekileyo ekufuneka iqwalaselwe.
Iqonga elihambelanayo neliyilwe ngokufanelekileyo lenza okungaphezulu kakhulu kunokunika nje ii-asethi uphawu; livumela ukuthatha inxaxheba okulawulwayo, ukusebenza kakuhle, kunye nokukhula okuzinzileyo kwimarike.
Njengoko icandelo lezemali zedijithali liqhubeka nokukhula, ukuba nesiseko esihambelanayo sokwenziwa kwe-tokenization akunyanzelekanga; kuya kuba sisiseko sokudala amaqonga ee-asethi ezinokulinganiswa.
Ukusebenzisana ne -Antier kuvumela iifemu ukuba zakhe iqonga elihambelanayo le-tokenization eliyilelwe ukuzithemba kwesikhungo, ukuthobela imithetho, kunye nokukwazi ukukhula kwexesha elide ngokusebenzisa i-tokenization. Njengenkampani ePhambili yophuhliso lwe-tokenization ye-RWA, i-Antier isebenzisa ubuchule obukhethekileyo kuyilo kunye noyilo lwe-Enterprise Level Security Frameworks kunye ne-Regulatory First Architecture ukubonelela ngeenkqubo ze-tokenization ezihlangabezana neemfuno zamagunya olawulo ase-US, ii-arhente zolawulo, abatyali-mali bezikhungo, kunye nemarike yehlabathi.
Imibuzo ebuzwa qho
01. Iyintoni indima yangoku yokwenziwa kweempawu kwiimarike zemali?
Ukutshintshwa kwe-tokenization kuguqukela ekubeni yindawo yokuvavanya ubuchwepheshe be-blockchain ukuya kwindlela esisiseko yeemarike zemali, ukuxhaswa ngemali kweenkampani zabucala, kunye notyalo-mali olwahlukeneyo, kugxilwe kulawulo, ukhuseleko, kunye nolawulo.
02. Kutheni ukuthobela imithetho kubalulekile ekuphuhlisweni kwamaqonga eempahla ezitokeni?
Ukuthobela imithetho kubalulekile kuba kubonelela ngokuthembeka, kukhusela abaniki-zinkonzo kwizenzo zolawulo kunye namatyala, kwaye kuqinisekisa ukuqinisekiswa malunga nobunini kunye nemeko esemthethweni yeempahla eziphawulweyo kubatyali-mali.
03. Amashishini angaziphumeza njani ngempumelelo iiasethi ezifakwe amathokheni?
Amashishini anokuyiphumeza ngempumelelo impahla ebekelwe amathokheni ngokufaka ukuthobela imithetho kulwakhiwo lwamaqonga awo kwasekuqaleni, endaweni yokuyiphatha njengento ecingelwayo kamva.
