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blog > Kutheni iiWallet zeCrypto ezineleyibhile emhlophe zingaxoxiswana ngazo kwiiShishini zeB2B?

Kutheni iiWallet zeCrypto ezineleyibhile emhlophe zingaxoxiswana ngazo kwiiShishini zeB2B?

Ikhaya > blog > Kutheni iiWallet zeCrypto ezineleyibhile emhlophe zingaxoxiswana ngazo kwiiShishini zeB2B?
charu sharma

Charu

I-Web3 yokuKhula kunye neQhinga leSicwangciso soMxholo

✨ Isishwankathelo se-AI

  • Iimali zedijithali ziyayitshintsha indlela ezimali ngayo amashishini, kwaye amashishini e-B2B kufuneka aziqhelanise.
  • Ukwanda kokudluliselwa kwemali ezinzileyo kunye nemarike ye-crypto kubonisa imfuneko yokuba amashishini anikezele ngeenkonzo zokuhlawula i-crypto.
  • Iiwallet ze-crypto ezineelebheli ezimhlophe zibonelela ngesisombululo, zivumela iinkampani ukuba ziqalise ngokukhawuleza iiwallet ze-crypto ezikhuselekileyo phantsi kophawu lwazo.
  • Iposi yebhlog ibonisa ukukhula kwemarike ye-crypto wallet kunye neenzuzo zokwamkela izisombululo ezineelebheli ezimhlophe, ezinje ngokusasazwa ngokukhawuleza, ulawulo olupheleleyo lwebhrendi, inkxaso yeeasethi ezininzi, iimpawu zokuthobela imithetho, kunye nokhuseleko oluphuculweyo.
  • Ezi wallets zijongana nemingeni eqhelekileyo yokuhlawula i-B2B efana nokuthengiselana okucothayo kwemida, ubunzima bemali, imithwalo yokuthobela imithetho, kunye nemingcipheko yokhuseleko.

Imali yeshishini iyatshintsha ngenxa yokuvela kwemali yedijithali, kwaye amashishini e-B2B akanakukwazi ukwenza nto. Ngo-2024 kuphela, ivolumu yokudluliselwa kwemali ezinzileyo idlule $ 27.6 zezigidi, kwaye ixabiso lemarike ye-crypto iyonke lifikelele kwinqanaba eliphezulu $ 3.9 zezigidi ngaphezulu 659 million abasebenzisi behlabathi. La manani adlula iindlela zokuhlawula zemveli kwaye agxininisa inyaniso ebalulekileyo: ii-asethi zedijithali ngoku zibalulekile kurhwebo. Kumashishini ajonge phambili kunye nabatyali-mali bawo, ukubonelela ngeenkonzo zokuhlawula kunye nokugcinwa kwe-crypto akusekho ukhetho - kuyinto ecwangcisiweyo. i-white-label crypto wallet liqonga lesikhwama elenziwe ngokupheleleyo neliphuhliswe ngokupheleleyo elinokwenziwa yinkampani njengelayo. Ngokwamkela isisombululo esimhlophe, ishishini le-B2B linokuqalisa ngokukhawuleza ii-crypto wallets ezikhuselekileyo phantsi kophawu lwalo, lisebenzisa iziseko ezivunyiweyo, iimodyuli zokuthobela imithetho, kunye nolawulo lokhuseleko. Oku kuvumela inkampani ukuba ihlangabezane neemfuno zabathengi zeentlawulo ezisekelwe kwi-blockchain ngelixa igcina ulawulo olupheleleyo lwamava omsebenzisi. Ngamafutshane, izipaji ezineelebheli ezimhlophe Vumela iimveliso ezisemgangathweni "ziqalise ngokukhuselekileyo, zikhule kwihlabathi liphela, kwaye zigcine ulawulo olupheleleyo" ukususela ngomhla wokuqala, ngaphandle kokuphinda ziyile ivili.

Ukukhula kweMarike kunye neMfuno yeCrypto kwiShishini zeB2B

Iindlela zemarike eziqhuba olu tshintsho ziyamangalisa. Iinkampani zophando ziqikelela ukuba imakethi ye-crypto wallet iya kunyuka ukusuka kwi-$12.6 yeebhiliyoni ngo-2024 ukuya phantse kwi-$100.8 yeebhiliyoni ngo-2033 (malunga nokukhula konyaka kwe-26%). Inxalenye yesi - icandelo le-white-label wallet - nalo liyachuma. Uhlalutyo olunye luxabise i-$2.17 yeebhiliyoni ngo-2024 kwaye luqikelela ukukhula ukuya kwi-$15 yeebhiliyoni ngo-2035. La manani abonisa ukutyhala kwamashishini ukudibanisa izisombululo ze-crypto.

Imakethi yesipaji se-Crypto

Kwangaxeshanye, iintlawulo zemveli ze-B2B zisaqhubeka zinkulu. UBitwave uqikelela ukuba iintlawulo ze-B2B eziwela imida yehlabathi zifumaneka kwi $ 150 zezigidi kunyaka omnye, ngoko ke neenzuzo ezincinci zokusebenza kakuhle zinkulu kakhulu. I-MarketsandMarkets ibika ukuba imakethi ebanzi yeentlawulo zedijithali ze-B2B (kuquka i-blockchain kunye netekhnoloji ye-wallet) iya kuphindaphindeka kabini ukusuka kwi- I-$4.2B ngo-2023 ukuya kwi-$8.2B ngo-2028, iqhutywa ngokuyinxenye bubuchule be-blockchain kunye nee-wallet zedijithali. Ngokwengingqi, ukwamkelwa kusemhlabeni wonke: I-Chainalysis ibeka i-India kunye ne-US kwindawo yoku-1 kunye neyesibini ekusetyenzisweni kwe-crypto, kunye nePakistan, iVietnam, kunye neBrazil nazo zikwindawo ezintlanu eziphezulu. I-North America sele ibala malunga ne-2. 31% le uphuhliso lwe-crypto wallet imakethi (2024), ngelixa iAsia-Pacific yeyona ndawo ikhula ngokukhawuleza. Uqoqosho olukhulu kunye namashishini kwihlabathi liphela - ukusuka eSingapore naseTshayina ukuya eYurophu naseMelika - azama izisombululo ze-crypto. Umzekelo, iingxelo ziphawula ukuba kwanakwi-Asia-Pacific I-SAP yi ukuvavanya iintlawulo ezisekelwe kwi-stablecoin-cross-border, kwaye phakathi kowama-2025, kuphelile $ 36 billion Umthamo we-stablecoin ubangelwe ziintengiselwano ze-B2B. La manani abonisa umfanekiso ocacileyo: imfuno yee-wallet ze-crypto kwi-B2B iyanda ngokukhawuleza, kwaye amashishini kufuneka alungele.

Amanqaku eNhlungu e-B2B eNgqongqo

Iinkampani ze-B2B zijongene nemingeni emininzi yentlawulo kunye neyogcino-mali enzulu apho iinkqubo zemveli zisokola ukuzilungisa - kodwa izisombululo isipaji cryptocurrency angathetha ngqo:

  • Iintlawulo eziNqamlezayo neziKhawulezayo: Ukudluliselwa kwemali kwibhanki endala kunye neentlawulo ze-ACH kungathatha iintsuku okanye iiveki, kwaye ibhanki nganye ehambelanayo okanye iprosesa iyayihlawula imali. Enyanisweni, ukuhamba kwe-B2B ngaphesheya kwemida kuqikelelwa kwi $150T ngonyaka – isixa esikhulu esihamba kwiindlela zakudala. Amashishini alahlekelwa lixesha lokuhamba kwemali kwaye ahlawula i-FX ephezulu okanye iifizi zokucubungula.
  • Ubunzima bemali kunye ne-FX: Kurhwebo lwehlabathi, iinkampani zijongana neemali ezininzi. Ukukhusela umngcipheko wemali kunye nokuguqula imali kubangela iindleko kunye nokulibaziseka. I-wallet ye-crypto enenkxaso ye-stablecoin, iinkampani zinokuhlala kwihlabathi liphela ngoko nangoko kwiyunithi enye (umz. i-USDC), ziphephe i-FX.
  • Ukwahlulwa kweziseko zophuhliso zentlawulo: Iintlawulo ze-B2B zihlala ziquka iinkqubo eziqhekekileyo (i-ACH yebhanki, i-SWIFT, iinethiwekhi zekhadi letyala, i-escrow, njl.njl.), nto leyo ebangela iintloko zokuxolelanisa. Ukulinganisa ii-invoyisi ngesandla kunye nokuvunywa kwamanyathelo amaninzi kukhokelela kwiimpazamo kunye nokucotha.
  • Ukuthobela imithetho kunye nomthwalo wolawulo: Ukuhamba kwiimfuno ze-KYC/AML kwiindawo ezahlukeneyo kunzima kakhulu. Indlela nganye yokuhlawula okanye imali yongeza ungqimba lwemithetho. Kwiinkampani ezininzi, ukuhlanganisa ii-crypto rails ezihambelanayo ngaphakathi kuya kuba nzima.
  • Umngcipheko woKhuseleko kunye nobuQhophololo: Iintengiselwano ze-B2B ezixabisa kakhulu zitsala ubuqhetseba kunye neenkqubo zokubuyisela imali. Ukuguqulwa kwentlawulo ngokwesiko okanye iziqinisekiso ezibiweyo kunokuveza iinkampani. Ukudluliselwa kwemali okungenakuguquguquka kususa ukubuyiselwa kwemali, kodwa kuphela xa kuxhaswa sisikhwama esikhuselekileyo.
  • Ubunzima beTekhnoloji: Ukuphuhlisa i-crypto wallet eqinileyo ngaphakathi kufuna ubuchule be-blockchain, ukwandiswa kweqela, kunye neenyanga (ngokuqhelekileyo iminyaka) zomsebenzi. Amashishini amaninzi awanalo i-bandwidth yokwakha, ukuvavanya, kunye nokugcina ezo ziseko kunye nemisebenzi ephambili.
  • Uxinzelelo loKhuphiswano: Abathengi bokugqibela kunye namaqabane balindele iindlela zokuhlawula zanamhlanje. Ukungakwazi ukwamkela i-crypto kunokubiza isabelo semarike, ingakumbi kubathengi abanolwazi ngetekhnoloji kunye nabantu abancinci.

Nganye kwezi ngongoma zibuhlungu igxininisa isizathu sokuba ukuhanjiswa kwesipaji esinegama elinophawu lweshishini kubaluleke kangaka. isisombululo se-crypto wallet, amashishini ashiya ezi ngxaki zingalungiswanga.

IiWallet zeCrypto ezibizwa ngokuba yiWhite-Label zizisombulula njani ezi Mngeni?

Ii-apps ze-crypto wallet ze-White-label Web3 ukusombulula ngqo le miba ingentla ngokubonelela ngezakhono zokuhlawula i-crypto phantsi kophawu lweshishini. Iingenelo eziphambili ziquka:

  • Ukusasazwa Okukhawulezileyo kunye Nokusebenza Kakuhle Kweendleko: Amaqonga ee-white label akhiwe kwangaphambili avumela iinkampani ukuba ziqalise kwiiveki endaweni yeenyanga. Umzekelo, imithombo yeshishini ithi izisombululo ezininzi ze-white label ziyaqala ukusebenza. "Kwiinyanga ezimbini zokuqala," ngelixa ukwakhiwa ngokwezifiso kuthatha ixesha elide kakhulu. Oku kunciphisa ixesha lophuhliso kunye neendleko. Amashishini afumana isixa seewallet esipheleleyo ngaphandle kokuqesha iinjineli ze-blockchain okanye ukuseta ii-nodes kunye nokutshintshana ngokwazo.
  • Ulawulo olupheleleyo lweBrand kunye nokwenza ngokwezifiso: Ngokungafaniyo ne-SaaS yomntu wesithathu, apho uphawu lomboneleli luphambili naphakathi, izipaji ezineelebheli ezimhlophe zisebenza ngaphantsi akho ilogo kunye nesitayile. Ujongano, umbala, kunye nokufakwa kwabasebenzisi konke kubonisa inkampani yakho. UZypto uchaza ukuba ii-wallet ze-crypto ezineelebheli ezimhlophe zivumela amava ukuba "bonisa uphawu lwakho – hayi olwethu". Uyalela ukuba zeziphi ii-cryptocurrencies ekufuneka zixhaswe, indlela i-KYC ephathwa ngayo, kwanokuhlanganiswa kokuthembeka - konke oku ngaphandle kokuchaphazela i-backend engundoqo. Oku kugcina ubudlelwane babathengi kunye nedatha ezandleni zakho, okuqhuba ukuthembana kwabasebenzisi.
  • Inkxaso yee-Asset ezininzi, ii-Multi-Chain: Uninzi lwezisombululo ze-white-label wallet ziza zilungele ukuxhaswa yi-blockchains ezinkulu kunye ne-stablecoins. Umzekelo, iqonga elinye le-white-label lithengisa "idiphozithi kunye nokutsalwa kwemali ye-crypto yempahla ezininzi" kunye nee-swaps ezakhelwe ngaphakathi, ezigubungela yonke into ukusuka kwi-Bitcoin ukuya kwii-token ze-ERC20 kunye nee-stablecoins ezifakwe kwi-USD. Oku kuthetha ukuba abathengi bakho banokufaka imali kuyo nayiphi na i-crypto exhaswayo kwaye bayiguqule njengoko kufuneka - kwihlabathi liphela kwaye kwangoko. Ikwaqinisekisa ukunikezelwa kwakho kwiitsheyini ezintsha kwixesha elizayo (izisombululo ezininzi zivumela ukongeza ii-L2 ezintsha okanye iiasethi ngokuseta).
  • Ukuthobela kunye nokuNika ingxelo okwakhelwe ngaphakathi: Iiwallets zeshishini zihlala ziquka iimodyuli zokuthobela i-plug-and-play. I-Core KYC/KYB, ukujonga ukuthengiselana nge-AML, ukuvavanywa kwesohlwayo, kwanenkxaso yeTravel Rule zingafakwa ngaphandle kwebhokisi. Ngokwenyani, oku kuthetha ukuba iimpawu zomthetho sele zenziwe: umz., izisombululo zabathengisi ziqhagamshela ngokucacileyo kubaboneleli be-KYC/KYT kwaye zenze iingxelo ezilungele uphicotho-zincwadi. Oku kunciphisa kakhulu umngcipheko wezomthetho, kuba umthwalo wokwakha ezi modyuli uwela kumnikezeli wewallet.
  • Ukhuseleko lwe-Enterprise-Grade (Oluzenzekelayo): Ababoneleli ngeenkonzo ze-crypto wallet ezineelebheli ezimhlophe iindlela zokukhusela eziqinileyo ezihlanganisiweyo ngokungagqibekanga. Iimpawu eziqhelekileyo ziquka ukuqinisekiswa kwezinto ezimbini (2FA), ukubethela idatha, kunye nokugcinwa kwedatha ngaphandle kwe-intanethi. Abathengisi abaninzi basebenzisa iimodyuli zokhuseleko lwehadiwe (ii-HSM) okanye iivenkile zezitshixo ezisekwe kwi-enclave ukukhusela izitshixo zabucala. Umzekelo, i-wallet yesikhungo seBlockdaemon igxininisa ugunyaziso lwebhayomethrikhi kwaye Imigaqo-nkqubo ye-MPC ecwangcisiweyo kwi-stack yayo yokhuseleko. Ngokwahlukileyo koko, ukwakha ezo layer ngaphakathi endlwini kuya kubiza kakhulu. Ukusebenzisa i-wallet eneleyibhile emhlophe kuthetha ukuba izinto zakho zokugcina kunye nezingezizo zokugcina zifumana ukhuseleko oluqinileyo noluvavanyiweyo ngoko nangoko.
  • Izixhobo zokudibanisa ezilula kunye nezixhobo zokugqibela: Iiwallets ezineelebheli ezimhlophe ziza neeSDK kunye nee-API zomphuhlisi ukuze ukwazi ukuzidibanisa kwiinkqubo zakho ezikhoyo. Zihlala ziquka izixhobo zoshishino ezifana needeshibhodi zokujonga ukuthengiselana, iindlela zokudibanisa, kunye nokuthumela ingxelo kwamanye amazwe ezihambelana neenkqubo zakho ze-ERP/zemali. Umzekelo, omnye umboneleli unikezela ngokucacileyo ngezixhobo zokunika ingxelo kunye nokudibanisa ezihambelana neofisi engasemva yenkampani. Oku kunciphisa ukuphazamiseka, njengoko abalawuli bezemali banokuqhubeka nokusebenzisa iindlela eziqhelekileyo zokusebenza kwe-accounting ngelixa iintlawulo zisenzeka rhoqo.
  • Amathuba eNgeniso kunye nokuthembeka: Ngenxa yokuba isipaji sisitishi sakho esinegama, ugcina yonke ingeniso yemali enxulumeneyo kunye nedatha yomsebenzisi. Ungacwangcisa iifizi zentengiselwano okanye ii-markup spreads njengoko ubona kufanelekile. Ukongeza, ukuba nesipaji kuvula amathuba amatsha okuthengisa: ungaqalisa iinkqubo zemivuzo ezithokeniweyo, ii-"crypto cash-back promotions",, okanye ama-NFT loyalty tiers - zonke zidibene ngokungenamthungo. Ngamafutshane, izipaji ezineelebheli ezimhlophe ziguqula iintlawulo zibe zii-asethi zeqhinga endaweni yeendleko.

Iiwallet ze-crypto ezineelebheli ezimhlophe tI-ransform B2B frictions ibe ziingenelo zeqhinga. Zizisa ii-rails ezikhawulezayo nezingabizi kakhulu ezifunwa ziifemu (zilungisa iintengiselwano ngemizuzwana embalwa ngeepeni kwii-blockchain zikawonkewonke), ngelixa zisusa ubunzima bobuchwephesha. Iibhanki, ii-fintech, kunye nababoneleli bentlawulo banokongeza ii-akhawunti ze-crypto kwiiveki endaweni yeminyaka, kwaye baqalise ukukhonza abathengi abafuna iintlawulo zedijithali.

isisombululoIxesha LokuthengisaUlawulo lweBrandNgokwezifisoixabisonokugcinwaukuthobela
Isipaji esineleyibhile emhlophe~iinyanga ezi-2 (ngokukhawulezileyo)Igcwele (uphawu lwakho/ujongano lwakho)Phakathi–PhakamileyoPhantsi–PhakathiNgokuyintloko ngumthengisiIshishini (kuqukwa nezixhobo)
Isipaji se-SaaS~iinyanga ezili-1–2Ilinganiselwe (imveliso yomboneleli)lowIphantsi (ubhaliso)UmthengisiIshishini (ulawulo olulinganiselweyo)
Custom YakhaIinyanga ezininzi–iminyakaIgcwele (uphawu lwakho/ujongano lwakho)PheleleyophezuluIqela lakho (wena)Eyakho ngokupheleleyo (wakha yonke into)

Le theyibhile ingasentla igxininisa isizathu sokuba i-white-label ibonakale intle: ikhawuleza kakhulu kwaye ingabizi kakhulu kunokwakha ukusuka ekuqaleni, kodwa iguquguquka kakhulu kwaye igxile kakhulu kuneemveliso ze-SaaS eziqhelekileyo.

Yenza iintlawulo zakho ze-B2B zibe zezona zintsha nge-Web3 Wallet Infrastructure

Iimpawu ezibalulekileyo zoKhuseleko lweeWallet zeCrypto zeB2B

Ngenxa yokuba iintengiselwano ze-B2B zibaluleke kakhulu kumsebenzi, ezimhlophe-ileyibhile cryptocurrency wallets kulindeleke ukuba zibandakanye ukhuseleko oluqinileyo kunye nokulandela imithetho ngokuzenzekelayo. Iimpawu eziphambili ziquka:

  • Ulawulo oluPhambili lwaMaqela amaninzi (i-MPC/TSS): Iipalethi kufuneka zahlule izitshixo zabucala kwii-nodes okanye izixhobo ezininzi ukuze kungabikho ndawo inye egcina yonke imfihlo. Oku kunciphisa kakhulu umngcipheko: njengoko omnye umthombo uphawula, kusetyenziswa i-MPC ene-threshold signing "Inciphisa amanqaku okusilela" ekugcinweni kwezitshixo.
  • Ukhuseleko lweHardware kunye neBiometric Auth: Izisombululo eziphambili zisebenzisa iimodyuli zokhuseleko lwehadiwe (ii-HSM) okanye iitships zeSecure Enclave ukuvelisa/ukugcina izitshixo, ezidla ngokudityaniswa ne-biometric okanye i-hardware 2FA yokuqinisekisa umsebenzisi. I-vault yeBlockdaemon, umzekelo, i-touts ugunyaziso lwebhayomethrikhi njengenxalenye yokhuseleko lwayo olunezigaba ezininzi.
  • Indawo yokugcina ubushushu evalwe ngomoya: Kwimali eseleyo enkulu, iiwalethi zibonelela ngokusayina okuvulelekileyo emoyeni. Izitshixo zabucala zingagcinwa zingasebenzi kwi-intanethi kwizixhobo eziqinileyo. IBlockdaemon ikhankanya ukugcina/ukusayina okuvulelekileyo emoyeni ukuze kukhuselwe imali ekuhlaselweni kwi-intanethi.
  • Izikhuselo zeNtengiso: Iiwallet ezilungileyo ziquka itshekhi ezakhelwe ngaphakathi ukuthintela iimpazamo kunye nobuqhetseba. Iimpawu zinokubandakanya ukukhankanywa kwedilesi, ukujonga kwangaphambili iintengiselwano ezifundwa ngabantu, okanye ukulinganisa ukudluliselwa kwemali kwi-chain. Eli shishini licebisa amanyathelo afana nezihluzo ze-phishing kunye noluhlu lwabantu abavumelekileyo ukuze "iimpazamo ezingenakuguqulwa" zithintelwe xa kusayinwa.
  • Uhlolo oluqhubekayo kunye neSatifikethi: Ababoneleli abathembekileyo bagcina iziqinisekiso zokhuseleko ezihlaziyiweyo (i-SOC 2, i-ISO 27001, i-PCI-DSS, njl.njl.) ukuze bahlangabezane nemigangatho yeziko. Bakwaqhuba uvavanyo lokungena rhoqo kunye nokuhlolwa kwekhowudi. Umzekelo, amaqonga amaninzi aneelebheli ezimhlophe namhlanje abhengeza ukuthotyelwa kwe-SOC-2 kunye ne-ISO 27001 njengesiqhelo, nto leyo ebonisa ukuba ezi zinto bezikade “zilungile ukuba zibekho” kodwa ngoku ziyimfuneko kumanqanaba eshishini.
  • Ukufikelela kunye neMigaqo-nkqubo esekelwe kwiNdima: Enterprise izisombululo isipaji cryptocurrency vumela ulawulo olupheleleyo lolawulo. Amaqela anokunyanzelisa imithetho yokuvunywa kwabantu abaninzi okanye abantu abaninzi, amisele imida yokuchitha imali okanye uluhlu lwabamhlophe ngomsebenzisi ngamnye, kwaye achaze iindlela zokusebenza. Isibonelelo seBlockdaemon sigxininisa "iimigaqo-nkqubo ye-MPC ecwangcisiweyo" kunye nolawulo lokudluliselwa olunemiqathango olunyanzelisa imithetho yeshishini elenziwe ngokwezifiso.
  • Ukubethela nokuBek' esweni ukususela ekuqaleni ukuya ekupheleni: Yonke idatha, ukusuka kwizitshixo ukuya kulwazi lomsebenzisi, ibethelwa ngexesha lokuphumla naxa isendleleni. Inkqubo igcina yonke into (ukwenziwa kwezitshixo, ukuthengiselana, umnxeba we-API) ukuze ihlolwe. Ngamafutshane, isipaji esisemgangathweni sinika uqeqesho olufana nolwe-PCI ekujongeni nasekubhaleni yonke imisebenzi.

Ngokudibanisa ezi leya, i-white-label crypto wallet solutions ukuhlangabezana okanye ukudlula imeko yokhuseleko yayo nayiphi na inkqubo yangaphakathi. Zivumela iinkampani ze-B2B ukuba zamkele iintlawulo ze-crypto ngokuzithemba, zisazi ukuba iiasethi zazo kunye nabathengi bakhuselwe ziindlela zokulawula ezikumgangatho weshishini.

Amatyala Okusetyenziswa Kweshishini: Ngubani Ozuzayo KwiiWallet Ze-Crypto Ze-B2B Ezenzelwe Wena?

Amacandelo amaninzi anokunceda ii-apps ze-wallet ze-blockchain ezinelebula emhlophe ukuphucula iintlawulo kunye neemodeli zoshishino. Imizekelo ibandakanya:

  • Iinkonzo zezeMali (iiBhanki, iiNeobanks, iiPSPs): Iibhanki zemveli kunye neenkampani ze-fintech zandisa imigca yazo yemveliso kwi-crypto. Zinokuguqula ii-wallets ezinophawu ukuze abathengi bakwazi ukugcina iidola zedijithali okanye i-crypto kunye neeakhawunti ze-fiat. Amanyathelo aqhutywa ngumthetho (njenge-US GENIUS Act) akhuthaza nokusetyenziswa kwe-stablecoin kwiintlawulo. I-white-label crypto wallets Mabavumele iibhanki zongeze iindlela zokusebenzisa imali ngokukhawuleza, zihambelane neemfuno zabathengi.
  • IiPlatform zeNtlawulo kunye neSoftware: Iinkampani ezenza kube lula ukuthengiselana (iindlela zokuhlawula, iiplatifomu ze-ERP/HR, iisayithi zokubhukisha uhambo) zinokudibanisa iiwallet ukuze amaqabane ahlawule okanye ahlawulwe nge-crypto. Umzekelo, iBitwave ibika ukuba amashishini ahlukeneyo sele esebenzisa i-crypto ekwi-chain ukuhlawula ii-invoyisi zabathengisi. Ngokufaka i-wallet, naliphi na iqonga linokubonelela ngenethiwekhi yalo yokuhlawula.
  • Iinkqubo zoThengiso nokuthembeka: Abathengisi bezitena kunye nodaka kunye norhwebo lwe-e-commerce banokusebenzisa ii-wallet ze-crypto ukuze bafumane imivuzo kunye neentlawulo. I-wallet enophawu ivumela abathengi ukuba bafumane ii-token, amakhadi esipho, okanye amanqaku okuthembeka ahlala kwi-chain. Abanye abathengisi abakhulu baqalise ukuzama ukuthembeka okusekelwe kwi-wallet (phantse isiqingatha sabathengisi abaphambili baseMelika ngoku bahlola imivuzo ye-crypto). Oku kuvala izikhewu phakathi kweenkqubo zokuthembeka kunye nokuphuma, konke oku kuphantsi kophawu lomthengisi.
  • Ukuhamba, Ukwamkela iindwendwe kunye neTelecom: Crypto izisombululo zophuhliso lwesipaji seselula Ezixhasa ukongeza imali kwi-crypto ziyavela. Umzekelo, ukwabelana ngemali kunye ne-super-app Ukubamba eSingapore ngoku kuvumela abathengi ukuba bongeze i-wallet yabo yeGrabPay nge-BTC, ETH, USDC okanye i-USDT nge-crypto gateway. Oku kuvumela abahambi kunye nabahambi ukuba bahlawulele uhambo, iihotele okanye izicwangciso zefowuni ngokuthe ngqo nge-crypto. Ngokufanayo, abaqhubi beefowuni banokuvumela abasebenzisi ukuba bathenge i-airtime nge-crypto ngokuhlanganisa i-crypto wallet.
  • Uthungelwano lweeLogistics kunye neCandelo lokuNika: Iikhonkco zokubonelela ngeenkonzo zehlabathi ziquka iintlawulo zamazwe ngamazwe rhoqo. Iinkampani kunye neenkampani zorhwebo zinokusebenzisa ii-stablecoin wallets ukuze zihlawule ii-invoyisi ngoko nangoko ngohlobo olunye lwemali, ziphephe ukulibaziseka kwebhanki. Iingxowa-mali ezineelebheli ezimhlophe zinokufakwa kumaqonga emali yokubonelela ngeenkonzo ukuze abavelisi bahlawule ababoneleli baphesheya kwezilwandle, ngelixa iindlela zokuhlola ezipheleleyo zihlala zingaphakathi.
  • Imidlalo, Iimpahla zeDijithali kunye nabadali: Iiwebhusayithi zemidlalo ezikwi-intanethi, amaqonga omxholo, kunye neemarike ze-B2B zingongeza ii-wallet ze-crypto ukulawula ii-microtransactions kunye neeroyalties. Abasebenzisi banokongeza iikhredithi zomdlalo okanye bathenge ii-asethi zedijithali (ii-NFT, izinto ezikumdlalo) ngesipaji. I-ledger engaguqukiyo iphucula ukucaca kwe-accounting.
  • Imali ethunyelwayo kunye nemivuzo yeShishini: Amashishini athumela iintlawulo zehlabathi (umz., iimali ezithunyelwa kumasebe okanye kwiikhontrakthi zamazwe ngamazwe) anokuxhamla kwisisombululo esisekelwe kwi-wallet. Umzekelo, ezinye iinkqubo ze-payroll kunye ne-AP/AR zidibanisa ii-crypto rails ukuhlawula abathengisi bamanye amazwe ngosuku olulandelayo. I-white-label wallet ivumela ezi nkqubo ukuba zigcine abasebenzisi kwindawo eqhelekileyo ngelixa bekhupha i-crypto logic.

Ezi meko zokusetyenziswa zinento enye efanayo: isidingo sesixhobo sokuhlawula esinegama, esithobelayo, nesisetyenziswa kwiimali ezininzi. Endaweni yokuxhomekeka kwii-apps ze-crypto zabanye abantu okanye ukwakha ukususela ekuqaleni, amashishini kula mashishini anokusebenzisa isipaji esimhlophe ukuvula ngokukhawuleza amathuba angasentla.

case Studies

  • I-GrabPay (eSingapore)

I-Grab, "i-app ephezulu" ephambili eMzantsi-mpuma Asia (ukuhanjiswa kweemoto, ukuhanjiswa, kunye neentlawulo), idibene nenkampani yeentlawulo ze-crypto ukuvumela abasebenzisi ukuba bongeze imali ye-crypto kwi-wallet yabo ye-GrabPay. Abasebenzisi ngoku banokuguqula i-cryptocurrency ibe yi-fiat ngoko nangoko kwaye bayisebenzise ngaphakathi kwenkqubo ye-Grab yokukhwela, ukutya, okanye ukuhlawula iibhili. Olu tshintsho luchaphazele ukwamkelwa kwe-crypto ephezulu eSingapore, kwaye lwazisa usetyenziso lwe-crypto kwiintengiselwano zemihla ngemihla zomthengisi we-B2B.

  • Iintlawulo zoMthengisi weCoinbase

Neenkampani ezinkulu ze-crypto zisebenza njengabaxhasi be-B2B. I-Bitwave igxininisa loo nto. Coinbase (i-cryptocurrency exchange ephambili) sele ihambisa izigidi zeedola kwiintlawulo zabathengisi besebenzisa i-crypto ekwi-chain. Ngokwenza njalo, iCoinbase ibonisa ukuba amashishini axabisa kakhulu anokwenza kube lula ukuhlawula nge-wallet ye-crypto yeWeb3- kwaye agcina zonke iinzuzo zokwabiwa kwemali (umz. ukuhlawulwa kwangoko kunye nokunciphisa ukuvezwa kwe-FX).

Le mizekelo ibonisa indlela isikhwama semali esimhlophe esinokusebenza ngayo njengomqolo weemodeli ezintsha zoshishino kunye nemithombo yengeniso kwihlabathi le-B2B.

isiphelo

Njengoko ukuhlanganiswa kwe-blockchain kukhawulezisa, ezimhlophe-ileyibhile crypto wallets ziye zaba yimfuneko ebalulekileyo kumashishini e-B2B. Zibonelela ngendlela ekhawulezayo nekhuselekileyo yokufaka iinkonzo ze-crypto kwiminikelo yenkampani - ukusombulula ukungqubana kwemida, ukunciphisa iindleko zokuhlawula, kunye nokwanelisa ulindelo lwabathengi banamhlanje.

Iqela lethu lidibanisa ubuchule obunzulu bobuchwephesha kuphuhliso lwe-blockchain kunye nolwazi olunamava lolawulo kunye nolwezomthetho. Sikhokele amashishini amaninzi amakhulu ngokuqalisa ii-crypto wallets ezithobela imithetho kunye namaqonga okuhlawula. Ukususela ekuyileni iinkqubo zokugcina i-multi-sig ukuya ekuyileni imigaqo-nkqubo ye-AML/KYC, siqinisekisa ukuba yonke imingeni yokulawula iyajongwa. Abathengi bayazuza kwinkxaso yethu ukususela ekuqaleni ukuya ekupheleni: sijongana nokususwa okunzima kokuthobela imithetho (kubandakanya nelayisenisi apho kufuneka khona) ukuze amaqabane ethu agxile ekukhuleni. Ngokubambisana nathi, ishishini lakho linokusebenzisa ngokuzithemba i- i-white-label crypto wallet ehlangabezana nemigangatho yeziko kwaye ivula amandla apheleleyo okuxhaswa ngemali kwezixhobo zedijithali.

Imibuzo ebuzwa qho

01. Ibaluleke ngantoni imali yedijithali kwimali-mboleko yeshishini?

Iimali zedijithali ziya kuba sisiseko kurhwebo, kunye nomthamo wokudluliselwa kweenkozo ezizinzileyo odlula i-$27.6 trillion ngo-2024, nto leyo egxininisa imfuneko yokuba amashishini e-B2B amkele iinkonzo zokuhlawula kunye nokugcinwa kwe-crypto njengemfuneko ebalulekileyo.

02. Yintoni i-wallet ye-crypto enelebula emhlophe kunye neenzuzo zayo kumashishini e-B2B?

I-wallet ye-crypto eneleyibhile emhlophe liqonga le-wallet eliphuhliswe ngokupheleleyo amashishini anokulibiza njengelawo, libavumela ukuba baqalise ngokukhawuleza ii-wallet ze-crypto ezikhuselekileyo ngelixa besebenzisa iziseko eziqinisekisiweyo kwaye begcina ulawulo kumava omsebenzisi.

03. Imarike yee-crypto wallets kulindeleke ukuba ikhule njani kwiminyaka ezayo?

Imakethi ye-crypto wallet kulindeleke ukuba ikhule ukusuka kwi-$12.6 yeebhiliyoni ngo-2024 ukuya phantse kwi-$100.8 yeebhiliyoni ngo-2033, kwaye icandelo le-white-label wallet kulindeleke ukuba linyuke ukusuka kwi-$2.17 yeebhiliyoni ngo-2024 ukuya kwi-$15 yeebhiliyoni ngo-2035.

Umbhali:
charu sharma

Charu LinkedIn

I-Web3 yokuKhula kunye neQhinga leSicwangciso soMxholo

U-Charu, umthengisi woMxholo we-Sr kunye ne-6 + iminyaka yobuchwephesha kwiWeb3 kunye neBlockchain. Ingcaphephe kuphando, inkosi ekwenzeni lula izimvo ezintsonkothileyo zibe ziimbono ezigxile kwishishini kuzo zonke iiWallets, ii-DIDs, iFintech, iiRWAs, kunye neeStablecoins.

Inqaku liphononongwe ngu:
DK Junas
Thetha neengcali Zethu