Isinyathelo Ngesinyathelo Inqubo Yokuthuthukisa Inkundla Yokuboleka ye-P2P

Izinsuku zokuboleka imali kalula emabhange sezidlulile kudala. Izimali mboleko zomuntu siqu ezinenzalo ephansi zisatholakala, yize ukutholakala kwazo kanye nokufinyeleleka kwazo sekuyivelakancane. Imithetho eqinile yasebhange isifinyelele amazinga abalulekile futhi okufakazela ukuthi isibambiso siyinto enzima. Kufanele futhi ulinde emgqeni futhi wenze uhambo olwengeziwe oluya ebhange, kodwa awukayitholi imali mboleko. Kodwa-ke, ngokuthuthuka kwe- Peer to Peer Lending Software (P2P) namadivayisi axhunyiwe, manje usungathola imali mboleko ngokushesha usebenzisa izinhlelo zokusebenza ze-smartphone zokuboleka imali mboleko kontanga.

Umqondo wesoftware yokubolekwa kwemali ontanga kuya kontanga ikuvumela ukuthi uboleke imali ngaphandle kokubandakanya ibhange elijwayelekile noma inyunyana yezikweletu. Ungaboleka imali ngenkathi uphumule esofeni lakho. Sebephenduke obunye bobuchwepheshe obudume kakhulu emkhakheni we-Fintech. Lokhu kuye kwaheha abathanda i-fintech abaningi ukuthi bathuthukise eyabo iP2P Lending Platform Software futhi bayiqhube njengebhizinisi ukuze ibhekelele abasebenzisi abafuna izinsiza ezingcono zokuboleka.

Iyini ngempela i-P2P Loan Lending Software?

Ukuboleka kwe-P2P kuwuhlobo lokuboleka imali lapho abakweletayo nabakweletwayo bengamalungu alinganayo, njengamabhizinisi noma abantu. Abekho abaxhumanisi, njengabalamuli bemalimboleko, amabhange, noma ezinye izikhungo zezezimali, abahilelekile. Ngenxa yokuthi abekho abalingani, izinga lenzalo liphansi futhi abatshalizimali bazuza kakhulu.

Yonke le nqubo yokuthatha nokuletha izimali zenziwa kusetshenziswa uhlelo lokusebenza olwaziwa njengohlelo lokusebenza lokuboleka imali ye-P2P, olungasetshenziswa yibo bobabili ababolekisi bemali nababoleki.

Yini Efaka Inkundla Yokuxhaswa Ngezimali Yontanga-kuya-Kontanga Edingekayo

Ngemuva kokuthi unqume nge-niche eqondiwe, kufanele ucabange ukuthi ungayenza kanjani isoftware yebhizinisi lokuboleka i-P2P. Kungakhathaliseki ukuthi ufuna ukwethula i-ejensi ehlobene nokuqalisa encane noma ukwakha ibhizinisi elikhulu lazo zonke izimfuno ze-P2P, kunesethi yamathuluzi nezici okufanele zibe nazo inkundla yakho yedijithali.

Nakhu ukuthatha kwethu ezicini ezibalulekile ezibalulekile zenkundla yokuboleka kontanga kuya kontanga:

• Abasebenzisi bavikelekile ekukhwabaniseni nasekwebiweni kwedatha ngemojula yokuphepha nokuvikeleka. Lokhu kuqinisekisa ukuthi izabelo zabasebenzisi bakho, ulwazi oluyimfihlo, kanye nesithombe somkhiqizo akuphazamiseki.
• Idiphozithi nezinkokhelo zedijithali ziyizingxenye ezibalulekile zesofthiwe yesikhulumi sokuboleka se-P2P. Kubalulekile ukuqaphela ukuthi akuwona wonke amasistimu okukhokha afanele ababolekisi njengoba udinga isevisi ekwazi ukunakekela kokubili ukusebenza komthengi nenkampani.
• Imojula yokuphatha amadokhumenti ikuvumela ukuthi uthuthukise izinqubo zokuthengiselana nge-elekthronikhi ngokususa amaphepha kanye nokubika.
• Ukubuka okungu-360-degree kokusebenza kwenkundla, imisebenzi yokuphatha evamile, ulwazi lweseva, idatha yomsebenzisi, nokunye kunikezwa ngedeshibhodi yomqondisi ne-CRM.
• Umkhiqizo wemakethe ofana ngokuzenzakalelayo nababoleki nabatshalizimali ukuze bathole imalimboleko. Ngeke ukwazi ukwenza izinsiza ze-P2P ngaphandle kwale mojula.

Uyenza Kanjani Inkundla Yokubolekwa Kontanga-kuya-Kontanga

Ukuze kuthuthukiswe ukufinyelela kwezithameli, uhlelo lokusebenza lokuboleka i-P2P kufanele luthembeke, lusebenze, futhi luqine, futhi lusekele izilimi ezimbalwa. Ukwakha inkundla enjalo kungase kube nzima. Nokho, kuzokhiqiza uma ukhetha isu lakho ngokucophelela. Ngakho-ke, ukuze kube lula kuwe, sikunikeze ngezansi izigaba zokuthuthukiswa kwesoftware yokuboleka kontanga yakho ukuze udale inkundla yokuboleka ye-P2P:

Isinyathelo 1: Khetha ifomu elifanele lokubhalisa ibhizinisi.

Lapho unquma ngefomu lokubhalisa ibhizinisi elisemthethweni, cabangela izici ezilandelayo:

• Ukunquma ngohlobo lwenhlangano.
• Ukunquma ngohlobo lobunikazi, abaqondisi nabaphathi abazoba ubuso benkampani nezindima zabo.
• Ukunquma ngemodeli yezezimali, uhlobo lwebhizinisi, ukwakhiwa kwenkampani enesibopho esilinganiselwe njll.
• Ukunquma ngesethi yemithetho yokusebenza, ukuqagela kwebhizinisi nezikweletu zentela ezingavela ngokuzayo.

Isinyathelo sesi-2: Ukuphothula igama lebhizinisi.

Inkampani (uphawu lokuhweba) ngokuvamile kufanele lufakwe esimeni lapho inkampani izosebenza khona. Lesi yisizinda sehhovisi esiyinhloko sezinkundla ze-P2P. Kuleli qophelo, kufanele ucabangele lokhu okulandelayo:

Nquma igama elihlobene nefilosofi yebhizinisi lakho kanye namajeli kahle anombono wekhasimende womkhiqizo wakho.

Ukunquma ngelogo yomkhiqizo ekhuluma ngekhwalithi yesevisi yakho nefilosofi.

Isinyathelo sesi-3: Thenga isizinda seplathifomu.

Isizinda sakho yi-URL yewebhusayithi yakho. Kufanele ibe mfushane futhi kube lula ukuyifunda. Uma lena kungenye inguqulo yegama lomkhiqizo, izifinyezo zivunyelwe. Okwamanje, okulandelayo kubalulekile:

Kokubili isizinda negama lenkampani kufanele kube okuthile okwenza uphawu ngokushesha. Ukuhlola ukuthi isizinda sivuliwe noma cha kungenziwa kumasayithi ahlukahlukene afinyeleleka kalula kuwebhu.

Isinyathelo sesi-4: Ukuqoqa Ithimba Lempumelelo

Ngenxa yokuthi lokhu kuyisici esibaluleke kakhulu sempumelelo yanoma iyiphi iphrojekthi, ukukhethwa kwabasebenzi kufanele kuthathwe ngokungathi sína kakhulu. Ukuze wenze lokhu, udinga ukwenza lokhu okulandelayo:

- Abasebenzi kufanele bafake phakathi abantu abaqondayo ukuthi liphathwa kanjani ibhizinisi lakho kuwebhu futhi bangochwepheshe bemali, umthetho wezezimali, ukwenza uphawu, noma ukukhushulwa

- Sidinga futhi ochwepheshe abanochwepheshe bamabhange abaqonda ukuthi lingadala kanjani ibhizinisi lokuboleka futhi bahlaziye ubungozi obuhambisana namadili.

- Kumelwe uqashe abantu abanomqondo wesikhathi eside, okusho ukunikeza izivumelwano zesikhathi eside nezinhlelo zokuxhumana nabantu ngamabhonasi ahlanganisiwe ngokushesha.

Kungcono ukuqasha abantu abavela kwezinye izinhlangano, eziphumelele kahle, uma kungenzeka. Abantu abanjalo banobuchwepheshe obudingekayo, amakhono, kanye nokuqonda komsebenzi.

Isinyathelo sesi-5: Ukwakha i-Capital funds Pool

Kusukela lapha kuya phambili, ukuphatha okuqukethwe kwesayithi lakho nezinye izindleko zokuqalisa, uzodinga imali ukuze wenze izikweletu zakho zokuqala. Ungalindeli ukuthi abatshalizimali be-P2P bathutheleke kuwebhusayithi yakho ngaso leso sikhathi. Ungakwazi ukuqoqa izimali ngalezi zindlela ezilandelayo:

- Umnikelo Wemali Wokuqala (ICO / STO). Ungakha amathokheni akhiqiza inzuzo ye-dividend noma amakhomishini aphansi.

- Ukuthola imali yokwenza lokhu, kufanele udale uhlelo lwebhizinisi oluphelele futhi ukhulume nezingelosi zebhizinisi, ezingabantu abasebenzisa izizumbulu zemali ukuze bathole isabelo enkampanini.

Inani lemali yokuqala edingekayo linqunywa izindleko zokusungula inkundla, usayizi wethimba lokuthuthukisa nokumaketha, kanye nendlela yokuphromotha. Izindleko zokuthuthukisa inkundla yokubolekwa kontanga kuya kontanga ziphakathi kwama-$10 nama-$200 ayizinkulungwane. Uma ufuna ukwenza imikhankaso emikhulu, uzosebenzisa imali enkulu emsebenzini wokumaketha.

Isinyathelo sesi-6: Dala isofthiwe yokuboleka kontanga kuya kontanga

Inkundla ingase yakhiwe kusukela phansi kuya phezulu ngokuqasha ithimba lokuthuthukisa i-blockchain noma ngokukhipha intuthuko. Nokho, kungcono ukukhetha izixazululo ezifana ne-White Label, okuyizinto ezilungele ukusetshenziswa ezingase zilungiswe ngokwezidingo. Uma usebenzisa isixazululo se-White Label, gcina amaphuzu alandelayo engqondweni:

- Lezi yizixazululo ezifakwe ikhodi ngaphambilini ezingafanele imikhiqizo yekhredithi eyenziwe ngokwezifiso. I-White Label ingahlanganisa izimo zakho zezikweletu, kodwa lokhu kuzodinga ukuqokwa kochwepheshe ongakwazi ukulawula izimo ezingadingeki kalula.

- Kungcono ukusebenzisa ilebula emhlophe evulekile. Abasebenzisi kungenzeka bathembe izinto ezinjalo njengoba ziza nengemuva elizanyiwe nelahlolwa futhi ziyashesha ukuzisebenzisa.

Isinyathelo sesi-7: Yakha iwebhusayithi

Lapho usungula iwebhusayithi yokuboleka kontanga kuya kontanga, kubalulekile ukucabangela lezi zimo ezilandelayo:

- Isayithi kufanele lixhunywe ngamasango okukhokha amaningi ngangokunokwenzeka.

- Isakhiwo sesayithi, ukubukeka nomuzwa kufanele kube lula ukusebenzisa futhi kuhambisane nezilimi ezimbalwa.

- Kwesinye isikhathi uthola kuphela izici ezifanayo ze-UI/UX ezifakwe namalebula athile amhlophe. Yisebenzise kuphela njengohlaka olunzima. Iwebhusayithi yakho/Idizayini yohlelo lokusebenza kufanele ihluke futhi ibonakale futhi kufanele ihambisane nelogo yakho.

Isinyathelo sesi-8: Hlola umkhiqizo wakho we-Peer to Peer

Zonke izimo zokusetshenziswa kwenkundla ngokwezifiso kufanele zihlolwe ukuze kuqinisekiswe ukuthi yonke into isebenza kahle. Kulesi simo, okulandelayo kufanele kunakwe kakhulu:

Ukuphepha . Idatha yomuntu siqu kumele ivikelwe ekufinyeleleni okungagunyaziwe, futhi amasango ezezimali kumele avinjwe ngezinyathelo zokuphepha ezifanele.

Ubulula . Lapho umsebenzisi evakashela isayithi okokuqala, kumele aqonde ukuthi angayakha kanjani iphrofayela, afake isicelo sokuthola imali noma aboleke imali kulabo abayidingayo.

Ukusebenza Kahle . Ithuluzi le-PageSpeed ​​​​Insights lingakutshela ukuthi isayithi lilayisha ngokushesha kangakanani ezindaweni ezahlukene. Kunezindlela zobuchwepheshe ezahlukene ezitholakalayo zokusiza ukwandisa isivinini se-portal.

Isinyathelo sesi-9: Ukwethulwa kwePlatform

Ngaphambi kokwenza isayithi lakho noma uhlelo lwakho lokusebenza lutholakale kubasebenzisi, kufanele uqalise uhlelo lokuphromotha lapho unikeza abasebenzisi bokuqala - ababolekayo nabatshalizimali - amanani omxhaso, izilinganiso zenzalo ezuzisayo zababolekisi kanye nabakweletwayo, imigomo ethembeke kakhudlwana yokunikeza imalimboleko, njalo njalo. Nokho, khumbula lokhu okulandelayo:

- Abaduni abafuna ukuboleka imali bese bayanyamalala endaweni yesigameko. Ungase uthole izigebengu eziningi ezinjalo ezinyathelweni zakuqala ngoba kukhona ithuba lokuhlonza amaphutha ekuhlaziyeni ubungozi noma ohlelweni lokuqinisekisa oluvikelekile.

- Abaduni bayakwazi ukwethula izinsiza zobugebengu bokweba imininingwane ebucayi, bazame ukuthola izimali ngaphandle kokugunyazwa, noma baqalise ukuhlasela kwe-DDoS emnyombweni wesofthiwe yokuboleka kontanga kuya kontanga.

Isinyathelo 10: Yethula Isikhungo Sokusekelwa Kwamakhasimende

Ngisho nangemva kokuthatha izinyathelo ezingenhla, ukuhlola, nokuxazulula inkinga, inkundla ingaba namaphutha kanye nokukhubazeka okungatholwa amakhasimende noma amaqembu ezobuchwepheshe ngemva kokwethulwa. Ngenxa yalokho, kubalulekile ukuqalisa ukwesekwa kwamakhasimende okungasingatha ithrafikhi ephezulu kakhulu ngesikhathi sokuqala.

Ngenxa yalokhu, okulandelayo kuzofezwa:

- Thola futhi ususe izinkinga nezinkinga amakhasimende abhekana nazo.

- Bona ukuthi yini enganakiwe ngesikhathi sokuthuthukiswa futhi wengeze amakhono engeziwe, izingcezu, noma izinkomba ngokushesha. Futhi, qhubeka ulungisa umkhiqizo wakho wokugcina.

- Qoqa okokufaka komsebenzisi bese unquma izidingo ezengeziwe ukuze uqale ukwenza isevisi isebenziseke kalula futhi iqondakale.

Izinyathelo ezinikezwe ngenhla zingakusiza ukuthi uthuthukise iSoftware yokubolekisa i-Peer to Peer eqinile yebhizinisi lakho ngendlela yobungcweti. Insizakalo yokuthuthukiswa kwe-blockchain yobungcweti ingakusiza ukuthi uthuthukise iSoftware yePlatform yokubolekisa i-P2P eqinile engeke nje ithandwe abasebenzisi bakho kodwa futhi engaphazamisa imakethe ngokukunikeza ithuba lokuncintisana elengeziwe.