✨ Isifinyezo se-AI
- Amapulatifomu okuboleka imali e-Decentralized finance (DeFi) afana ne-Aave, Maker, Kava, kanye ne-Compound aguqula umkhakha wezezimali ngokunikeza ubunikazi bezimpahla, inzuzo enenzalo ephezulu, kanye nokuthengiselana okusobala nokuphephile ngezinkontileka ezihlakaniphile.
- Ukuthuthukiswa kwepulatifomu yokuboleka nokubolekisa i-DeFi kususa isidingo sesibambiso, okuvumela abasebenzisi ukufinyelela imali ngaphandle kokudalula ulwazi lomuntu siqu noma amaphuzu esikweletu.
- Ngokuhlanganisa izimpahla ngokweqile, ababolekisi bangazuza ekukhuphukeni kwenani lempahla okungenzeka.
- Amapulatifomu e-DeFi anikeza izinzuzo ezifana nokucubungula okusheshayo, ukuthobela imithetho, ukufinyelela ngaphandle kwemvume, ukucaca, ukungaguquki, kanye nokukwazi ukuhlela ngokusebenzisa izinkontileka ezihlakaniphile.
- Izikhungo zezimali zingasebenzisa amapulatifomu okuboleka imali eDeFi ukuze kube lula ukuboleka imali kontanga, kwandiswe ukonga, futhi kuphathwe kahle izimpahla.
Eminyakeni embalwa edlule, ezezimali ezihlukaniselwe abantu bathole ukuthandwa okukhulu. Kusukela ngomhlaka-23 Mashi 2023, izinkundla eziphezulu zokuboleka ze-DeFi zifaka i-Aave, uMenzi, i-Kava, ne-Compound. Nakhu ukuthi bahola kanjani imakethe:
Umthombo: https://crypto.com/price/categories/lending
Ngeke yini uthande ukudala ipulatifomu efanayo engasiza ekutholeni ukuthandwa phakathi kwabanikazi be-crypto kalula? Ungaqala ngokuthuthukiswa kwepulatifomu yokuboleka nokubolekwa kwe-DeFi ngosizo lochwepheshe be-blockchain, njengoba bezokwazi ukuthi banganika kanjani amandla abasebenzisi ngokunikeza ukusabalalisa okungu-100% epulatifomu. Nakuba ukuthuthukiswa kwepulatifomu yokuboleka kwe-DeFi kusesesigabeni sayo soguquko, kuyamukelwa ngumphakathi we-crypto ngezandla ezivulekile. Ngakho-ke, abathuthukisi abahlinzeka ngezinsizakalo zokuthuthukiswa kwepulatifomu yokuboleka ye-DeFi benza ucwaningo olukhulu ukuze bangeze izici ezintsha kanye nokusebenza kumapulatifomu abo ngentshiseko enkulu. Ngamunye uzama ukuhlinzeka ngezinsiza ezingcono ukuze adonse ukunaka kwabatshalizimali abakhulu, ngokuqeda ukubandakanyeka kwabasebenzi abaphakathi abacubungula izimali mboleko ezisekelwe esikweletini. Inguqulo eguquliwe yokuboleka imali iya ngokuya ithandwa kakhulu kulezi zinsuku.
Izimali Ezimisiwe (DeFi) & Ukuboleka-Ukuboleka
Ekubolekeni kwe-DeFi, abantu ngabanye bayakwazi ukuzilawula bona izimpahla futhi baziboleke ukuze bathole inzalo, futhi izinyathelo zokuphepha zisingathwa ngezinkontileka ezihlakaniphile. Noma ubani ongena emakethe yemali ye-crypto angathola imali enhle ngokuboleka ama-cryptos, kuye nge-APY yamanje (Isivuno Sephesenti Lonyaka). Njengoba umboleki ekwazi ukufinyelela kumachibi okuboleka ahlukaniselwe umhlaba wonke futhi afeze izidingo zawo, ngaphandle kokudalula ubunikazi bawo. Akudingekile ukuthi badalule ubunikazi babo noma amaphuzu esikweletu ngenkathi beboleka imali. Kuyinzuzo kulabo abamadolonzima ukufuna usizo lwamabhange noma izikhungo zezimali ezikhokhisa izimali ezinkulu kanye nenzalo yalezo zinsizakalo. Ngaphezu kwalokho, ngeke sibe khona isidingo sokufaka isibambiso phezu kwenani lemalimboleko. Ezweni le-DeFi, abukho ubungozi, akukho sibambiso, amathokheni kuphela.
Ukubambisana
Ngokuphambene nokubolekwa kwemali okuvamile ngamabhange noma izikhungo zezezimali, ukuthuthukiswa kwepulatifomu yokubolekwa kwemali nokubolekwa kwemali ye-DeFi kulethe ushintsho olukhulu ezindleleni zokubolekwa kwemali ye-crypto, ngaphandle kokufaka isibambiso sokubuyiselwa kwemali ebolekiwe ngokuphepha. Esikhathini esidlule, uma umboleki eba ngumuntu ongakhokhi, umboleki wayevame ukugcina isibambiso ngaphansi kwakhe. Imali mboleko ebolekiwe ibizwa ngokuthi imali mboleko evikelekile. Ngakolunye uhlangothi, imali mboleko yamakhadi esikweletu yayingadingi isibambiso, ngakho-ke ibhekwa njengemali mboleko engavikelekile, futhi isiphequluli kufanele sikhokhe izinga lenzalo eliphezulu lemali mboleko enjalo. Ngokuvamile, i-crypto ebolekiwe inenani eliphakeme ngokuphindwe kabili kuya kathathu kunemali ebolekiwe. Izinsizakalo zokuthuthukiswa kwepulatifomu yokubolekwa kwemali ye-DeFi zakha izinkontileka ezihlakaniphile zokulawulwa kwemali mboleko ngemigomo nemibandela ethile, okwenza kube lula izindlela ekhokhwa ngazo. Inani lesibambiso lihlala ligcinwe yizinkontileka ezihlakaniphile kuze kube yilapho inani lemali mboleko selibuyisiwe.
Manje, kukhona ukusonteka. Ngokubambisana ngokweqile, abanikazi be-crypto ababandakanyekayo ekubolekeni kwamachibi banempahla eningi ye-crypto. Manje, umbuzo uwukuthi kungani umuntu ezoboleka inani elikhulu ukuze athole inani elincane le-crypto? Ngakho-ke, kuhlale kunenzuzo ukuthola izimali eziningi kunesamba esibolekiwe. Uma benenhlanhla, ababolekisi bangakwazi ngisho nokujabulela ukwenyuka kwenani lempahla engaphansi kwabo.
Ngakolunye uhlangothi, ukwenza isibambiso ngaphansi akusho ukuthi umboleki akafaneleki ikhredithi. Enqubweni yokubolekwa kwezindawo, imali mboleko itholwa ngezinkontileka ezihlakaniphile, ngakho-ke akukho mbuzo wokungathembani.
Kungani ukuthuthukiswa kwenkundla yokuboleka kwe-DeFi nokuboleka kusemfashinini njengamanje?
Njengoba sesixoxile ngaphambili, i-Aave, i-Maker, i-Kava, kanye ne-Compound yizinkundla zokuboleka imali ze-DeFi ezidumile. Awufuni yini ukuqasha izinsizakalo zokuthuthukisa izinkundla zokuboleka imali ze-DeFi ukuze uthuthukise ibhizinisi elifana nelabo? Ungafaka izici ezihlukile kanye nokusebenza kwepulatifomu yakho ukuze unikeze ukuphepha okwengeziwe kubabolekisi nakubaboleki ngokumelene nokuguquguquka emakethe ye-crypto.
Nazi ezinye zezinzuzo ezinhle kakhulu zokukhetha inkundla ye-DeFi yokuboleka:
- Thola imali mboleko ngokushesha
Inkundla yokuboleka enamandla ye-blockchain inejubane lokucubungula ngokushesha kanye nezibalo zokutholwa kokukhwabanisa. Imigomo yemalimboleko nezici zobungozi zibalwa kusetshenziswa umshini wokufunda. Lobu buchwepheshe obuthuthukisiwe busheshisa inqubo yokugunyaza imali mboleko futhi buthumele okunikezwayo ngama-e-contracts. - Izinqumo zokuboleka ezithobelayo nezingashintshi
Kunezinqubomgomo eziqondile zezikweletu eziqinisekisa izinqumo zokuboleka ezingaguquki. Ngaphandle kwalokhu, yenza kube lula ukuthobela imithetho nemithetho yendawo. - Akuvumelekile
Izinkundla zokuboleka ze-DeFi zinikeza ukufinyelela okungenamvume kubasebenzisi bazo. Kusho ukuthi noma ubani emhlabeni wonke angajoyina inkundla, anamathisele isikhwama se-crypto, futhi athole uxhaso kalula. - Ukungafihli
Ku-blockchain yomphakathi, konke ukuthengiselana kuqinisekiswa yibo bonke abasebenzisi, futhi kunikeza ukucaca okukhulu kubasebenzisi benethiwekhi. - Akuguquki
Amarekhodi okwenziwayo awakwazi ukuphazamiseka, okuqeda ukukhathazeka kokuvikeleka nokuzwakala. - Ukuhleleka
Ukuthuthukiswa kwenkundla yokuboleka kwe-DeFi inqubo ibandakanya ukwakhiwa kwezinkontileka ezihlakaniphile ezingamakhodi azisebenzisela wona avumela izindawo zokucubungula ukukhokha okuzenzakalelayo. - Ukuzithemba
Ukuhlanganisa isikhwama se-Web3 esifana ne-Metamask nesikhulumi sokuboleka se-DeFi kuzosiza ukuqinisekisa ukuzimela kwezimpahla ngabanikazi bazo.
Ngabe ukuthuthukiswa kwenkundla yokuboleka kwe-DeFi nokuboleka kuwuzuzisa kanjani umkhakha wezezimali?
Nazi ezinye zezinzuzo ezibalulekile zokuthuthukisa izinkundla zokuboleka ze-DeFi zezikhungo zezimali:
- Ukuboleka nokuboleka okulula
Into engcono kakhulu ngokuqasha Izinsizakalo zokuthuthukisa inkundla yokubolekisa ye-DeFi ukuthi isiza ekwakheni iphrothokholi yokuboleka kontanga kuya kontanga enezici ezikhethekile. - Khulisa Ukonga
Inkundla ye-DeFi ayihloselwe kuphela ukuboleka noma ukuboleka, kodwa futhi iyasiza ukukhulisa amaholo ngenzalo nokonga.
- Ukuphathwa kwefa
Izinkundla zokuboleka ze-DeFi zisiza ukuphatha izimpahla ngokufaka izikhwama ze-crypto njenge-Metamask. Abasebenzisi bangakwazi ukuthumela, ukwamukela, ukuthenga, ukuthengisa, ukuboleka nokuboleka, kanye nokuthola inzalo ekutshalweni kwezimali.
Isiphetho
Ukuvela kwe-DeFi kushintshe indlela okusebenza ngayo ukubolekwa kwemali. Kwenza kube lula ukuthola usizo lwezezimali kunoma ubani emhlabeni wonke, ngaphandle kwesidingo sokudalula ubunikazi bomuntu siqu . Ukuthuthukiswa kweplatifomu yokubolekwa kwemali ye-DeFi kuzoshintsha indlela izimali ze-crypto ezibolekwa noma ezibolekwa ngayo esikhathini esizayo. Ufuna ukukubona? Xhumana ne-Antier ukuze uthole izinsizakalo zokuthuthukiswa kweplatifomu yokubolekwa kwemali ye-DeFi . Kuzosiza amabhizinisi amancane namakhulu ukuthi angene ohlelweni lwe-DeFi oluvumela abasebenzisi ukuthi bathumele noma bathole imali ngezinhlelo zokusebenza zezimali ezingaqinisekiswa, ezifakwe uphawu lwesikhathi, nezingenawo amabhuku. Lungela ukuhlola umhlaba we-DeFi ngosizo lwe-Antier namuhla!
