Kungani Sidinga Ukwakha Uhlelo Lokusebenza Lwe-DeFi?

Ukuthandwa kwemikhiqizo yezezimali enobungani nobuchwepheshe kuyanda ngokushesha. I-Blockchain ishintshe izindlela zokuboleka, ukuboleka, ukuthenga, ukuthengisa, kanye nokushintshana ngezimpahla ze-crypto. Konke ukuthengiselana okunjalo kwezezimali kungenziwa kalula ngosizo lwezinhlelo zokusebenza ze-DeFi. Akudingeki ukusho ukuthi izigidigidi zamaRandi ziyaqhubeka nokuhamba esikhaleni se-crypto DeFi. Yisona sizathu esenza amabhizinisi nabantu ngabanye bafune ukuthuthukisa uhlelo lokusebenza lwe-DeFi olungafeza izinhloso ezidingekayo.

Iyini inhloso yokwenza ukuthuthukiswa kohlelo lokusebenza lwe-DeFi?

I-DeFi ingumqondo othandwayo phakathi kwabasebenzisi be-crypto kanye nabahlinzeki bezinsizakalo zezezimali. Ubuchwepheshe obusha obusiza ukonga isikhathi esiningi nokuqinisekisa ukuthengiselana okuvikelekile. Uma uthola umlingani wezobuchwepheshe ofanele wokwakha uhlelo lokusebenza lwe-DeFi , ungawina imakethe futhi uthole izinzuzo ezingakaze zibonwe ngaphambili.

Ake siqale sethulwe ku-DeFi njengoba ingasisiza ukwazi:

• I-DeFi iyi-Decentralized Finance Platform. Ingafinyelelwa ngohlelo lokusebenza kuselula yakho noma ngokuvakashela iwebhusayithi ehlobene. 
• Zonke izinhlelo zokusebenza ze-DeFi zinikwa amandla izinkontileka ezihlakaniphile.
• I-DeFi isebenzisa i-blockchain eyabelwe ukwenza zonke izinhlobo zemisebenzi yezezimali.  
• I-DeFi izuzisa abasebenzisi ngamaphrothokholi angathembekile nezinkontileka ezihlakaniphile.
• Ukuhamba kwezinhlamvu zemali/amathokheni e-crypto kwenziwa ngaphandle kokubandakanya noma yibaphi abaxhumanisi. 
• Abasebenzisi bohlelo lokusebenza lwe-DeFi bangangena emakethe yomhlaba engenamngcele.

Ukuthuthukiswa kohlelo lokusebenza lwe-DeFi: Izinto okufanele uzikhumbule

Ukuthuthukiswa kohlelo lokusebenza lwe-DeFi akuyona indlela elula . Umuntu udinga ukuba nolwazi oluhle nge-tech stack esetshenziswa kabanzi, kufaka phakathi amaphrothokholi e-blockchain, ama-Web3 API, i-Solidity, amasu ahlobene, namathuluzi okuthuthukisa. Kuyasiza ekwakheni uhlelo lokusebenza lwe-DeFi olukwazi ukulinganiswa, oluphephile, nolulula ukulunakekela. Kodwa-ke, kuzodingeka futhi ukwazi izilimi namasu okubhala ikhodi akamuva. Ukukhawulelwa kunoma yiluphi ulimi noma uhlaka olulodwa kungase kungasebenzi isikhathi eside. Uma ufuna ukuthuthukisa uhlelo lokusebenza lwe-DeFi olunezici eziningi kanye nokusebenza, khona-ke kufanele ugxile ekwenzeni ucwaningo olujulile futhi wenze ukuqoqa izidingo kahle.

Nawa amanye amaphuzu ambalwa okungafanele eqiwe emqondweni wonjiniyela:

• Udinga ukunquma kuqala nge-blockchain kanye ne-tokenomics yomkhiqizo ozonquma ukukhetha okulandelayo kwezivumelwano zohlelo lokusebenza oluzayo lwe-DeFi.
• Udinga ukuhlela isu elifanele ukuze thuthukisa uhlelo lokusebenza lwe-DeFi ngokungenasici. Kungasiza ukufaka izici ezibalulekile kanye nokusebenza.
• Uma u yakha uhlelo lokusebenza lwe-DeFi, kufanele uhlole amakhodi ngendlela efanele ngaphambi kokukhipha ifayela uhlelo lokusebenza ku-blockchain ngoba awukwazi ukwenza ukuhlela okudingekayo kamuva. 
• Uhlelo lwakho lokusebenza lwe-DeFi kufanele luqinisekise ukuvikeleka okuqinile kanye nemisebenzi engenazo izinkinga. 
• Kufanele usebenzise amasu e-UX/UI afakazelwe Ukuthuthukiswa kohlelo lokusebenza lwe-DeFi ukwenza uhlelo lokusebenza lwe-DeFi olusebenza kahle kakhulu.        

Yini eyenza i-DeFi ibe ukukhetha okudumile?

Abantu bavame ukusebenzisa amagama athi dApp kanye nethi DeFi ngokushintshana. Kodwa-ke, womabili ahlukile ngezindlela eziningi. Ake sithole ukuthi kungani abantu bekhetha ukuthuthukisa uhlelo lokusebenza lweDeFi.

Izici Eziyinhloko DeFi

• Ukuthembeka - Akekho umuntu ophethe izivumelwano ze-DeFi, futhi amakhodi ezinkontileka ezihlakaniphile awakwazi ukushayeka. I-DeFi isebenza ku-blockchain, okuyinkundla engathembeki. 
• Akuvumelekile - Ngokusekelwe ku-blockchain, i-DeFi ayinamvume. Kusho ukuthi noma ngubani ohilelekile Ukuthuthukiswa kohlelo lokusebenza lwe-DeFi ngaphandle kokufuna imvume komunye umuntu. Noma ubani osebenzisa uhlelo lokusebenza lwe-DeFi angaba nokufinyelela okugcwele kuzo zonke izinsiza zezezimali. 
• Ihlelwe - Izinkontileka ezihlakaniphile ze-DeFi zingahlelwa ukuze zihambisane nezidingo ezithile. Noma ubani ofuna thuthukisa uhlelo lokusebenza lwe-DeFi kufanele isethe isethi yemithetho echazwe ngaphambilini lapho izinkontileka ezihlakaniphile zizosebenza khona. 
• Ukungafihli - I-ecosystem ye-DeFi ivamise ukuba sobala. Nokho, okwenziwayo kungaziwa ngobumfihlo babasebenzisi. 
• I-Censorship Resistant - Ngokuphambene nohlelo lwamabhange olujwayelekile, ukuthengiselana okwenziwa nge-DeFi kuyamelana nokucwaninga.

Izici ezibalulekile ze-dApps

• endlalekile- Ama-dApp akhelwe kumapulatifomu e-blockchain ahlukaniswe. Amarekhodi akho konke okwenziwayo abonakala esidlangalaleni.  
• Open Source- Ama-dApp azimele futhi avikelekile ngokwemvelo. Alukho ushintsho lwedatha olungenziwa ngaphandle kokulandela indlela yokuvumelana. 
• Ukuvuselelwa- I-dApps ivame ukusetshenziselwa ukukhiqiza amathokheni futhi iziqinisekisi zikhuthaza ukusebenzisa amathokheni e-cryptographic.  
• uHlelo Lokudlulisa- Abasebenzisi be-dApps kufanele balandele i-algorithm ekahle yokuvumelana.

Yakha Uhlelo Lokusebenza Lwe-DeFi Ukuze Uphumelele Ekuhwebeni

Izinhlelo zokusebenza ze-DeFi zivulekile. Ngakho-ke, kulula ngabathuthukisi ukwakha uhlelo lokusebenza lwe-DeFi ngokwabo ngokusobala okuphelele njengoba bengakwazi ukufinyelela ikhodi yomthombo. Iphuzu elihle kakhulu lokusebenzisa imali ehlukaniswe ngokwezimali ukuthi azikho amaphuzu okuhluleka okukodwa.

Nakhu ukusetshenziswa okuhle kakhulu kwezinhlelo zokusebenza ze-DeFi ezingasiza ekwakheni amasu okwenza imali:

• Ukuboleka & Ukuboleka: I-DeFi inikeza izinsiza ezifana nebhange. Ngakho-ke, kungaba lula ukuboleka noma ukuboleka imali ngendlela ye-crypto. 
• Stablecoins: Inani le-stablecoin likhokhwe emalini ye-fiat. Ngakho-ke, zingasetshenziswa njengendlela yokushintshanisa. Ungathenga imikhiqizo, amasevisi, izinto zobuchwepheshe, noma i-cryptocurrencies usebenzisa ama-stablecoins, njengohlobo lwemali lwephepha.
• I-Decentralized Crypto Exchanges (DEX): Ama-DEX avumela abasebenzisi ukuthi bahwebe ngokuqondile, ngaphandle kokungenelela komuntu. Ukushintshaniswa kwe-crypto esezingeni eliphansi kusekelwa izinkontileka ezihlakaniphile, okubenza baphephe ngo-100% futhi bangathembeki. 
• Ukuhweba kweMargin: Kungenzeka ukwenza ukuhweba ngemajini ngama-DEX. Nakuba ukuhweba ngemajini kusekelwe ekuqageleni, abantu batshala imali kukho ukuze bathole izinzuzo.
• Insurance: Ama-DEX angasiza imboni yomshwalense ngezinga elikhulu ngoba asebenzisa izinkontileka ezihlakaniphile. Ngakho-ke, konke okuhlobene nokuqoqwa kwamaphrimiyamu omshwalense nokugunyazwa kwezimangalo kwenziwa ngokuzenzakalelayo.
• I-NFTS: Umhlanya wakamuva we-crypto owokubumba, ukuthengisa, nokuhweba ngezinto zobuciko zedijithali.
• I-DeFi Banking: Amaphrothokholi e-algorithmic axhunywe kuzinhlelo zokusebenza ze-DeFi akhiqiza inzalo ephezulu kunamabhange endabuko.
• I-DeFi Crowdfunding: Ngenkathi ugwema ukuxhasa ngemali ngokweqile amapulatifomu e-Decentralized crowdfunding avumela abasunguli ukuthi baqoqe izimali ngokusobala.
• Ama-DAO: Ukuthatha izinqumo okuzenzakalelayo yizinhlangano ezizibusayo kuqhutshwa izinhlangano ezizimele ezimisiwe. Umnikazi ngamunye wethokheni ye-DAO efana namathokheni we-ERC20 we-MakerDAO uthola ukuvotela ukuthuthukiswa kwephrojekthi.

Amathemba Ekusasa Lezezimali Ezinwetshiwe

Ukuthuthukiswa kohlelo lokusebenza lwe-DeFi kuyashesha ngenxa yezinzuzo zezomnotho zesimanje:

• Ngomhla ziyisi-7 Septhemba 2022, i-TVL ye-DeFi yafinyelela $ 16.215 billion.
• Usayizi wemakethe ye-DeFi yomhlaba wonke kulindeleke ukuthi ufinyelele ku- $ 507.92 billion ngo-2028.
• Wonke umuntu ufuna ukwazi mayelana nokutshala imali kwe-crypto nama-NFTs

Izinhlelo zokusebenza ze-DeFi zikhula ngokugxumela nangemingcele. Abatshalizimali bafunda izindlela ezintsha zokuthola imali ngezicelo ze-crypto-powered: ngokulima, ukugoba, ukuhweba, njll.

Kodwa-ke, ubugebengu be-crypto bungonakalisa umbukiso. Inkampani yeBlockchain analytics iChainalysis ithi ngo-2021 izivumelwano zeDeFi zalahlekelwa u-$2.3b ngenxa yezinkinga zokuphepha.

Ukulungele ukwakha uhlelo lokusebenza lwe-DeFi? Ukuze uthole ukusetshenziswa okubanzi kwezinhlelo zakho zokusebenza ze-DeFi, kufanele ugxile ekwakheni i-UX/UI ekhangayo. Ngaphandle kwalokhu, amakhasimende adinga ukubheka izincazelo ezintsha ze-tokenomics ukuze afinyelele igiya le-UI.

Uma ufuna ukuthuthukisa uhlelo lokusebenza lwe-DeFi oluphumelelayo udinga ukudizayina izindlela zokugcina ezinhle ngokulandela izindlela ezingcono kakhulu zokuphepha.

Imicabango Final

Thina kwa-Antier sinenkolelo yokuthi izinhlelo zokusebenza ze-DeFi zizoba igagasi elilandelayo loguquko lwe-crypto oluzonikeza ulwazi lwabasebenzisi olunembile njengezinhlelo zokusebenza ze-FinTech ezingazungeza izinsizakalo zezezimali zendabuko.

I-DeFi isekelwe ku-dApps kanye nezinhloso zokuthuthukiswa kohlelo lokusebenza lwe-DeFi ukuvumela izikhungo ezifana nokubolekisa okuhlukaniswe ngokwezindawo, ukuboleka, ukwenza izinkokhelo, ukuthenga nokuthengisa, kanye nokwenza ukudluliselwa kwamanye amazwe.

Ithimba le-Antier lihlala linolwazi ngezinto ezintsha ku-blockchain, singakusiza ukuthi wakhe uhlelo lokusebenza lwe-DeFi oluqinisekisa ukusebenza okuphezulu kanye nokusebenziseka okukhulu.

Thuthukisa uhlelo lokusebenza lwe-DeFi ukuze ususe ukulawulwa kweziphathimandla eziyinhloko kuyo yonke imisebenzi yezezimali. Ake sikusize ukuthi usebenzise ubuchwepheshe be-blockchain ngendlela engcono kakhulu. Ake sixoxe!